Federal credit union · SEYMOUR, Indiana · NCUA charter #97063
Jackson County Co-Op
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $29.8M
- Total assets
- 1,058
- Members
- 18.1%
- Net-worth ratio
Jackson County Co-Op scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.8M; members 1,058; net-worth ratio 18.07%; health rank #578 of 4,374; healthier than 84th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#578 of 4,374 health · 2025Q4Jackson County Co-Op · health 93/100 · $29.8M · 2025Q4
Call Report peers
Jackson County Co-Op in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Jackson County Co-Op vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Jackson County Co-Op sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Jackson County Co-Op: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 92.03% vs peer 59.80% (+32.23 pp).
Indiana standing for Jackson County Co-Op
- Indiana health ordinal: #10 of 124.
- Indiana assets place: #88 of 124.
- Member book place in Indiana: #106 of 124.
- One place up in Indiana, DUBOIS-PIKE (#9) scores 95/100, 2 points higher; one place down, BAR-CONS (#11) ties at 93/100.
Jackson County Co-Op Call Report trajectory
Jackson County Co-Op: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.8% from $29.8M (2025Q4) to $31.2M (2026Q1).
- Net-worth ratio shifted -0.47 pp (18.54% → 18.07%).
18.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Jackson County Co-Op gives up 7 points in total. Member Growth costs the most, 6.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 14.2 pts
Jackson County Co-Op vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.07% | +3.21 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.39% | +0.68 pp |
| Member Growth | -0.09% | - |
| Loan-to-Share Ratio | 92.03% | +32.23 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Jackson County Co-Op quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $31.2M | - |
| 2025Q4 | $29.8M | 1,058 |
| 2024Q4 | $29.2M | 1,059 |
| 2023Q4 | $30.5M | 1,042 |
Credit Union Details
- Charter Number
- 97063
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Indiana
- City
- SEYMOUR
- Data Quarter
- 2025Q4
Branch Location
Jackson County Co-Op operates a single office in SEYMOUR, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | SEYMOUR, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Jackson County Co-Op nationwide neighbourhoods
Using this data
- Jackson County Co-Op ranks #578 of 4,374 nationally on financial health and #10 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Central Soya is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Central Soya
Frequently Asked Questions
Is Jackson County Co-Op financially healthy?
On its 2025Q4 NCUA 5300 filing, Jackson County Co-Op scores 93/100 (Excellent), with a 18.07% net worth ratio and 0.00% of loans delinquent. It ranks #578 of 4,374 nationally on health and #10 of 124 in Indiana.
How does Jackson County Co-Op compare to other credit unions?
Jackson County Co-Op scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (92.03% vs 59.80%).
How can I join Jackson County Co-Op?
Membership eligibility for Jackson County Co-Op depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Jackson County Co-Op directly for current membership requirements and application steps.
Is my money safe at Jackson County Co-Op?
Jackson County Co-Op is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jackson County Co-Op's net worth ratio of 18.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.