Federal credit union · Columbia City, Indiana · NCUA charter #16732
Weatherhead C C
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $24.2M
- Total assets
- 2,115
- Members
- 13.1%
- Net-worth ratio
Weatherhead C C scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.2M; members 2,115; net-worth ratio 13.08%; health rank #930 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#930 of 4,374 health · 2025Q4Weatherhead C C · health 91/100 · $24.2M · 2025Q4
- BOOK 91/100
- CHARTER 13.1%
- NCUSIF 0.26%
- CAMELS 1.32%
- HEALTH $24.2M
- NW 2,115
- DELQ #930/4,374
- ROA District #6
- ASSETS 16732
Call Report peers
Weatherhead C C in the assets neighbourhood
Weatherhead C C's $24.2M assets sit next to District #6 ($24.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Weatherhead C C vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Weatherhead C C - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #16732 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Weatherhead C C
- Delinquency Rate leads the peer set - 0.26% here, 1.15% peer average (-0.88 pp).
- Largest lag: Loan-to-Share Ratio at 43.83% vs peer 59.80% (-15.97 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Weatherhead C C: in-state Call Report ranks
- Health composite ranks #22 of 124 among scored Indiana credit unions.
- Assets rank #92 of 124 inside Indiana ($24.2M reported).
- Membership ranks #88 of 124 among Indiana CUs with a reported count (2,115 members).
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Weatherhead C C: 2025Q4 → 2026Q1
Weatherhead C C: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.7% from $24.2M (2025Q4) to $25.1M (2026Q1).
- Net-worth ratio shifted +0.03 pp (13.05% → 13.08%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.08% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.6 pts
- Loan-to-Share Ratio 10.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.08% | -1.78 pp |
| Delinquency Rate | 0.26% | -0.88 pp |
| Return on Assets | 1.32% | +0.62 pp |
| Member Growth | 1.34% | - |
| Loan-to-Share Ratio | 43.83% | -15.97 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Weatherhead C C
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.1M | - |
| 2025Q4 | $24.2M | 2,115 |
| 2024Q4 | $23.1M | 2,087 |
| 2023Q4 | $22.6M | 2,187 |
Credit Union Details
- Charter Number
- 16732
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Indiana
- City
- Columbia City
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Weatherhead C C runs one office.
| Office | City |
|---|---|
| Weatherhead FCU (Main Office) | Columbia City, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
A look at other Indiana credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Weatherhead C C
Weatherhead C C's nationwide photo peers by assets and by health score, excluding Indiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($24.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Weatherhead C C ranks #930 of 4,374 nationally on financial health and #22 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Martin County Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Martin County Cooperative
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Weatherhead C C financially healthy?
Weatherhead C C has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #930 of 4,374; by total assets it ranks #3,019 of 4,374 nationally (same basis as /rankings/largest); and #92 of 124 within Indiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 13.08% and delinquency rate of 0.26%.
How does Weatherhead C C compare to other credit unions?
Weatherhead C C scores 91/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Weatherhead C C?
Weatherhead C C operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Weatherhead C C directly for the exact boundaries and application steps.
Is my money safe at Weatherhead C C?
Federal credit unions like Weatherhead C C are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Weatherhead C C's net worth ratio of 13.08% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Weatherhead C C offer compared to banks?
Credit unions like Weatherhead C C are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Weatherhead C C directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.