Federal credit union · Evansville, Indiana · NCUA charter #14135
Diamond Valley
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $172.2M
- Total assets
- 22,187
- Members
- 12.8%
- Net-worth ratio
Diamond Valley scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $172.2M; members 22,187; net-worth ratio 12.79%; health rank #1,953 of 4,374; healthier than 54th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,953 of 4,374 health · 2025Q4Diamond Valley · health 85/100 · $172.2M · 2025Q4
- PHOTO 85/100
- BOOK 12.8%
- CHARTER 0.82%
- NCUSIF 0.42%
- CAMELS $172.2M
- HEALTH 22,187
- NW #1,953/4,374
- DELQ Calhoun Liberty
- ROA 14135
Call Report peers
Diamond Valley in the assets neighbourhood
Diamond Valley's $172.2M assets sit next to Calhoun Liberty ($172.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Diamond Valley vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Diamond Valley - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #14135 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Diamond Valley
- Largest favorable gap: Net Worth Ratio at 12.79% vs peer 12.11% (+0.68 pp).
- Loan-to-Share Ratio trails the peer set - 45.30% here, 72.20% peer average (-26.90 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Diamond Valley: in-state Call Report ranks
- In Indiana, health place is #58 of 124 on the same NCUA-ratio sort used nationally.
- By total assets, Diamond Valley is #34 of 124 in Indiana.
- Member book place in Indiana: #28 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Diamond Valley
Diamond Valley: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.2% from $172.2M (2025Q4) to $179.5M (2026Q1).
- Net-worth ratio shifted -0.23 pp (13.02% → 12.79%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.79%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.8 pts
- Return on Assets 13.9 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 9.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.79% | +0.68 pp |
| Delinquency Rate | 0.82% | -0.07 pp |
| Return on Assets | 0.42% | -0.20 pp |
| Member Growth | 0.36% | - |
| Loan-to-Share Ratio | 45.30% | -26.90 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $179.5M | - |
| 2025Q4 | $172.2M | 22,187 |
| 2024Q4 | $166.1M | 22,107 |
| 2023Q4 | $161.7M | 22,125 |
Credit Union Details
- Charter Number
- 14135
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Indiana
- City
- Evansville
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, Diamond Valley runs 7 offices in 2 different cities.
| Office | City |
|---|---|
| Administration Building (Main Office) | Evansville, IN |
| Eastfield Branch | Evansville, IN |
| Redbank Branch | Evansville, IN |
| Ross Center Branch | Evansville, IN |
| 691 E. Diamond Ave | Evansville, IN |
| Washington Ave | Evansville, IN |
| 7833 IN-66 | Newburgh, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
A look at other Indiana credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Diamond Valley
Two NCUA Call Report peer sets for Diamond Valley, both outside Indiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($172.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Diamond Valley ranks #1,953 of 4,374 nationally on financial health and #58 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ALLEGIUS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ALLEGIUS
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Diamond Valley financially healthy?
Diamond Valley has a financial health score of 85/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,953 of 4,374; by total assets it ranks #1,393 of 4,374 nationally (same basis as /rankings/largest); and #34 of 124 within Indiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.79% and delinquency rate of 0.82%.
How does Diamond Valley compare to other credit unions?
On PlainCU's health composite, Diamond Valley lands at 85/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Diamond Valley?
Diamond Valley operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Diamond Valley directly for the exact boundaries and application steps.
Is my money safe at Diamond Valley?
Federal credit unions like Diamond Valley are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Diamond Valley's net worth ratio of 12.79% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Diamond Valley offer compared to banks?
Credit unions like Diamond Valley are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Diamond Valley directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.