Federal credit union · WINCHESTER, Indiana · NCUA charter #17339

A H E Plant 3

Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

88
Health / 100
$12.1M
Total assets
1,467
Members
19.3%
Net-worth ratio

A H E Plant 3 scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.1M; members 1,467; net-worth ratio 19.31%; health rank #1,386 of 4,374; healthier than 65th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#1,386 of 4,374 health · 2025Q4

A H E Plant 3 · health 88/100 · $12.1M · 2025Q4

A H E Plant 3 in the assets neighbourhood

Vicksburg Railroad$12.1MScurry County School$12.1MMERCY$12.1MDirectors Choice$12.1MA H E Plant 3 (this)$12.1MPasadena Municipal$12.1M
Nearest other-state credit unions by total assets (NCUA 5300)

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A H E Plant 3 vs every NCUA-scored credit union

A H E Plant 3 sits in the busiest band, 85-89, alongside 857 other credit unions.

88 Top 35% higher than 65% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where A H E Plant 3 diverges from peer averages

  • Largest favorable gap: Net Worth Ratio at 19.31% vs peer 14.86% (+4.45 pp).
  • Largest lag: Loan-to-Share Ratio at 36.20% vs peer 59.80% (-23.60 pp).

A H E Plant 3: in-state Call Report ranks

  • Indiana health ordinal: #41 of 124.
  • Indiana assets place: #103 of 124.
  • Indiana membership ordinal: #98 of 124.
  • One place up in Indiana, Sterling United (#40) scores 89/100, 1 point higher; one place down, Health Care Professionals (#42) ties at 88/100.

A H E Plant 3: 2025Q4 → 2026Q1

A H E Plant 3: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

10,500,00011,000,00011,500,00012,000,00012,500,000 2023Q42024Q42025Q42026Q1 10,701,069 12,236,397 ▲ +14.3%
  • Assets moved +1.0% from $12.1M (2025Q4) to $12.2M (2026Q1).
  • Net-worth ratio shifted +0.31 pp (19.00% → 19.31%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

19.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 88/100 score is built

A H E Plant 3 gives up 12 points in total. Member Growth costs the most, 6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 9.0 pts
  • Loan-to-Share Ratio 9.0 pts

Call Report ratios for A H E Plant 3

Metric Value vs peer
Net Worth Ratio 19.31% +4.45 pp
Delinquency Rate 0.00% -1.15 pp
Return on Assets 2.15% +1.45 pp
Member Growth 0.00% -
Loan-to-Share Ratio 36.20% -23.60 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Call Report history - A H E Plant 3

Quarter Assets Members
2026Q1 $12.2M -
2025Q4 $12.1M 1,467
2024Q4 $10.8M 1,467
2023Q4 $10.7M 1,460

Credit Union Details

Charter Number
17339
Type
Federal
Field of Membership
Community
Peer Group
$10M–$50M
State
Indiana
City
WINCHESTER
Data Quarter
2025Q4

Branch Location

Per its most recent NCUA branch filing, A H E Plant 3 runs one office.

Office City
AHE PLT 3 FEDERAL CREDIT UNION (Main Office) WINCHESTER, IN

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Indiana

Other federally-insured credit unions in Indiana, closest first by peer group and asset size.

Compare A H E Plant 3 vs GENERATIONS

A H E Plant 3 nationwide neighbourhoods

Using this data

  • A H E Plant 3 ranks #1,386 of 4,374 nationally on financial health and #41 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • GENERATIONS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GENERATIONS

Frequently Asked Questions

Is A H E Plant 3 financially healthy?

On its 2025Q4 NCUA 5300 filing, A H E Plant 3 scores 88/100 (Excellent), with a 19.31% net worth ratio and 0.00% of loans delinquent. It ranks #1,386 of 4,374 nationally on health and #41 of 124 in Indiana.

How does A H E Plant 3 compare to other credit unions?

A H E Plant 3 scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (19.31% vs 14.86%). Its widest shortfall is loan-to-share ratio (36.20% vs 59.80%).

How can I join A H E Plant 3?

A H E Plant 3 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact A H E Plant 3 directly for the exact boundaries and application steps.

Is my money safe at A H E Plant 3?

A H E Plant 3 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. A H E Plant 3's net worth ratio of 19.31% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for A H E Plant 3. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.