Federal credit union · PORTAGE, Indiana · NCUA charter #15007
Midwest Family
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $37.7M
- Total assets
- 2,594
- Members
- 10.4%
- Net-worth ratio
Midwest Family scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.7M; members 2,594; net-worth ratio 10.44%; health rank #3,003 of 4,374; healthier than 31st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,003 of 4,374 health · 2025Q4Midwest Family · health 78/100 · $37.7M · 2025Q4
- HEALTH 78/100
- NW 10.4%
- DELQ 1.53%
- ROA 1.69%
- ASSETS $37.7M
- MEM 2,594
- RANK #3,003/4,374
- PHOTO Minnesota Catholic
- BOOK 15007
Call Report peers
Midwest Family in the assets neighbourhood
Midwest Family's $37.7M assets sit next to Minnesota Catholic ($37.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Midwest Family vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Midwest Family - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #15007 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Midwest Family
- Largest favorable gap: Return on Assets at 1.69% vs peer 0.70% (+0.98 pp).
- Largest lag: Loan-to-Share Ratio at 54.43% vs peer 59.80% (-5.37 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Indiana standing for Midwest Family
- Health composite ranks #84 of 124 among scored Indiana credit unions.
- Assets rank #77 of 124 inside Indiana ($37.7M reported).
- Member book place in Indiana: #85 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Midwest Family
Midwest Family: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.9% from $37.7M (2025Q4) to $39.1M (2026Q1).
- Net-worth ratio shifted -0.36 pp (10.80% → 10.44%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.44% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 78/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 78.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 11.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.44% | -4.42 pp |
| Delinquency Rate | 1.53% | +0.39 pp |
| Return on Assets | 1.69% | +0.98 pp |
| Member Growth | -1.82% | - |
| Loan-to-Share Ratio | 54.43% | -5.37 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Midwest Family filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.1M | - |
| 2025Q4 | $37.7M | 2,594 |
| 2024Q4 | $37.1M | 2,642 |
| 2023Q4 | $38.5M | 2,700 |
Credit Union Details
- Charter Number
- 15007
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Indiana
- City
- PORTAGE
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Midwest Family, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| MIDWEST FAMILY FCU (Main Office) | PORTAGE, IN |
| AMI Information Systems for Credit Unions | Mount Pleasant, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Midwest Family's nationwide photo peers by assets and by health score, excluding Indiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($37.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (78/100 here).
Using this data
- Midwest Family ranks #3,003 of 4,374 nationally on financial health and #84 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Health Care Professionals is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Health Care Professionals
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Midwest Family financially healthy?
Yes/no aside, the number is 78/100 (Very Good) - Midwest Family's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,003 of 4,374; by total assets it ranks #2,657 of 4,374 nationally (same basis as /rankings/largest); and #77 of 124 within Indiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.44% net worth ratio and 1.53% delinquency rate are the key drivers.
How does Midwest Family compare to other credit unions?
Midwest Family scores 78/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Midwest Family?
Midwest Family operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Midwest Family directly for the exact boundaries and application steps.
Is my money safe at Midwest Family?
Federal credit unions like Midwest Family are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Midwest Family's net worth ratio of 10.44% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Midwest Family offer compared to banks?
Credit unions like Midwest Family are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Midwest Family directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.