Federal credit union · PORTAGE, Indiana · NCUA charter #15007
Midwest Family
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $37.7M
- Total assets
- 2,594
- Members
- 10.4%
- Net-worth ratio
Midwest Family scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.7M; members 2,594; net-worth ratio 10.44%; health rank #3,003 of 4,374; healthier than 31st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,003 of 4,374 health · 2025Q4Midwest Family · health 78/100 · $37.7M · 2025Q4
Call Report peers
Midwest Family in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Midwest Family vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Midwest Family sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Midwest Family
- Largest favorable gap: Return on Assets at 1.69% vs peer 0.70% (+0.98 pp).
- Largest lag: Loan-to-Share Ratio at 54.43% vs peer 59.80% (-5.37 pp).
Indiana standing for Midwest Family
- Health composite ranks #84 of 124 among scored Indiana credit unions.
- Assets rank #77 of 124 inside Indiana ($37.7M reported).
- Member book place in Indiana: #85 of 124.
- One place up in Indiana, Vigo County (#83) ties at 78/100; one place down, Partners 1st (#85) ties at 78/100.
Quarter path for Midwest Family
Midwest Family: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $37.7M (2025Q4) to $39.1M (2026Q1).
- Net-worth ratio shifted -0.36 pp (10.80% → 10.44%).
This credit union's 10.44% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 78/100 score is built
Midwest Family gives up 22 points in total. Member Growth costs the most, 9.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 11.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.44% | -4.42 pp |
| Delinquency Rate | 1.53% | +0.39 pp |
| Return on Assets | 1.69% | +0.98 pp |
| Member Growth | -1.82% | - |
| Loan-to-Share Ratio | 54.43% | -5.37 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Midwest Family filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.1M | - |
| 2025Q4 | $37.7M | 2,594 |
| 2024Q4 | $37.1M | 2,642 |
| 2023Q4 | $38.5M | 2,700 |
Credit Union Details
- Charter Number
- 15007
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Indiana
- City
- PORTAGE
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Midwest Family, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| MIDWEST FAMILY FCU (Main Office) | PORTAGE, IN |
| AMI Information Systems for Credit Unions | Mount Pleasant, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Midwest Family ranks #3,003 of 4,374 nationally on financial health and #84 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Health Care Professionals is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Health Care Professionals
Frequently Asked Questions
Is Midwest Family financially healthy?
Midwest Family has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,003 of 4,374 nationally on health and #84 of 124 in Indiana. Its net worth ratio is 10.44% and its delinquency rate 1.53%.
How does Midwest Family compare to other credit unions?
Midwest Family scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.69% vs 0.70%). Its widest shortfall is loan-to-share ratio (54.43% vs 59.80%).
How can I join Midwest Family?
Midwest Family operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Midwest Family directly for the exact boundaries and application steps.
Is my money safe at Midwest Family?
Midwest Family is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Midwest Family's net worth ratio of 10.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.