State credit union · INDIANAPOLIS, Indiana · NCUA charter #68248
FORUM
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $2.30B
- Total assets
- 164,566
- Members
- 12.9%
- Net-worth ratio
FORUM scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.30B; members 164,566; net-worth ratio 12.86%; health rank #932 of 4,374; healthier than 77th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#932 of 4,374 health · 2025Q4FORUM · health 91/100 · $2.30B · 2025Q4
Call Report peers
FORUM in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FORUM vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); FORUM sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where FORUM diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +14.14 pp (98.04% vs 83.90%).
FORUM: in-state Call Report ranks
- Indiana health ordinal: #23 of 124.
- Assets rank #7 of 124 inside Indiana ($2.30B reported).
- Indiana membership ordinal: #3 of 124.
- One place up in Indiana, Weatherhead C C (#22) ties at 91/100; one place down, Fire Police City County (#24) ties at 91/100.
How FORUM's 5300 filing moved
FORUM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $2.30B (2025Q4) to $2.34B (2026Q1).
- Net-worth ratio shifted +0.14 pp (12.72% → 12.86%).
At 12.86%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
FORUM gives up 9 points in total. Member Growth costs the most, 5.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 11.1 pts
FORUM health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.86% | +1.68 pp |
| Delinquency Rate | 0.42% | -0.46 pp |
| Return on Assets | 1.09% | +0.58 pp |
| Member Growth | 0.79% | - |
| Loan-to-Share Ratio | 98.04% | +14.14 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.34B | - |
| 2025Q4 | $2.30B | 164,566 |
| 2024Q4 | $2.17B | 163,284 |
| 2023Q4 | $2.06B | 162,175 |
Credit Union Details
- Charter Number
- 68248
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Indiana
- City
- INDIANAPOLIS
- Data Quarter
- 2025Q4
Branch Locations (16)
Per its most recent NCUA branch filing, FORUM runs 16 offices in 8 different cities.
| Office | City |
|---|---|
| Corporate (Main Office) | Fishers, IN |
| Avon Branch | Avon, IN |
| Carmel Branch | Carmel, IN |
| Fishers Branch | Fishers, IN |
| Geist Olio Road | Fishers, IN |
| Greenfield Branch | Greenfield, IN |
| Center Grove | Greenwood, IN |
| Park 100 Branch | Indianapolis, IN |
| Southport Branch | Indianapolis, IN |
| Greenwood Branch | Indianapolis, IN |
| Downtown Branch | Indianapolis, IN |
| Lawrence Branch | Indianapolis, IN |
| Broad Ripple Branch | Indianapolis, IN |
| Brookville Road | Indianapolis, IN |
| Noblesville Branch | Noblesville, IN |
| Westfield | Westfield, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Cross-state Call Report peers for FORUM
Using this data
- FORUM ranks #932 of 4,374 nationally on financial health and #23 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CENTRA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CENTRA
Frequently Asked Questions
Is FORUM financially healthy?
FORUM has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #932 of 4,374 nationally on health and #23 of 124 in Indiana. Its net worth ratio is 12.86% and its delinquency rate 0.42%.
How does FORUM compare to other credit unions?
FORUM scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (98.04% vs 83.90%).
How can I join FORUM?
Membership eligibility for FORUM depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact FORUM directly for current membership requirements and application steps.
Is my money safe at FORUM?
FORUM is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FORUM's net worth ratio of 12.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.