State credit union · Marion, Indiana · NCUA charter #68572
Via Credit Union
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $582.3M
- Total assets
- 37,318
- Members
- 12.8%
- Net-worth ratio
Via Credit Union scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $582.3M; members 37,318; net-worth ratio 12.79%; health rank #772 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#772 of 4,374 health · 2025Q4Via Credit Union · health 92/100 · $582.3M · 2025Q4
Call Report peers
Via Credit Union in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Via Credit Union vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Via Credit Union sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Via Credit Union: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 86.88% here, 83.90% peer average (+2.98 pp).
Indiana standing for Via Credit Union
- Health composite ranks #17 of 124 among scored Indiana credit unions.
- Indiana assets place: #22 of 124.
- Member book place in Indiana: #23 of 124.
- One place up in Indiana, PROFED (#16) ties at 92/100; one place down, THRIVE (#18) ties at 92/100.
Quarter path for Via Credit Union
Via Credit Union: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.1% from $582.3M (2025Q4) to $606.3M (2026Q1).
- Net-worth ratio shifted -0.44 pp (13.23% → 12.79%).
This credit union's 12.79% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Via Credit Union gives up 8 points in total. Member Growth costs the most, 6.4 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 8.6 pts
- Loan-to-Share Ratio 14.6 pts
Via Credit Union health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.79% | +1.61 pp |
| Delinquency Rate | 0.62% | -0.26 pp |
| Return on Assets | 1.01% | +0.51 pp |
| Member Growth | -0.21% | - |
| Loan-to-Share Ratio | 86.88% | +2.98 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Via Credit Union filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $606.3M | - |
| 2025Q4 | $582.3M | 37,318 |
| 2024Q4 | $577.3M | 37,398 |
| 2023Q4 | $547.2M | 37,319 |
Credit Union Details
- Charter Number
- 68572
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Indiana
- City
- Marion
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, Via Credit Union runs 6 offices in 4 different cities.
| Office | City |
|---|---|
| Via Credit Union (Main Office) | Marion, IN |
| Via Credit Union | Gas City, IN |
| Via Credit Union | Hartford City, IN |
| Via Credit Union | Marion, IN |
| Via Credit Union | Marion, IN |
| Via Credit Union | Warsaw, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Cross-state Call Report peers for Via Credit Union
Using this data
- Via Credit Union ranks #772 of 4,374 nationally on financial health and #17 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TECH is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TECH
Frequently Asked Questions
Is Via Credit Union financially healthy?
On its 2025Q4 NCUA 5300 filing, Via Credit Union scores 92/100 (Excellent), with a 12.79% net worth ratio and 0.62% of loans delinquent. It ranks #772 of 4,374 nationally on health and #17 of 124 in Indiana.
How does Via Credit Union compare to other credit unions?
Via Credit Union scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (86.88% vs 83.90%).
How can I join Via Credit Union?
Membership eligibility for Via Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Via Credit Union directly for current membership requirements and application steps.
Is my money safe at Via Credit Union?
Via Credit Union is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Via Credit Union's net worth ratio of 12.79% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.