Federal credit union · South Bend, Indiana · NCUA charter #18393
POLICEMEN'S
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $91.7M
- Total assets
- 4,767
- Members
- 16.1%
- Net-worth ratio
POLICEMEN'S scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $91.7M; members 4,767; net-worth ratio 16.14%; health rank #2,225 of 4,374; healthier than 46th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,225 of 4,374 health · 2025Q4POLICEMEN'S · health 83/100 · $91.7M · 2025Q4
Call Report peers
POLICEMEN'S in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
POLICEMEN'S vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); POLICEMEN'S sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for POLICEMEN'S
- Largest favorable gap: Net Worth Ratio at 16.14% vs peer 13.62% (+2.52 pp).
- Largest lag: Loan-to-Share Ratio at 38.88% vs peer 62.60% (-23.72 pp).
Where POLICEMEN'S sits in Indiana
- In Indiana, health place is #64 of 124 on the same NCUA-ratio sort used nationally.
- Indiana assets place: #47 of 124.
- Member book place in Indiana: #65 of 124.
- One place up in Indiana, Business and Industrial (#63) ties at 83/100; one place down, CHIPHONE (#65) ties at 83/100.
How POLICEMEN'S's 5300 filing moved
POLICEMEN'S: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $91.7M (2025Q4) to $94.9M (2026Q1).
- Net-worth ratio shifted -0.23 pp (16.37% → 16.14%).
At 16.14%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
POLICEMEN'S gives up 17 points in total. Member Growth costs the most, 12 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.0 pts
- Loan-to-Share Ratio 10.0 pts
POLICEMEN'S vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.14% | +2.52 pp |
| Delinquency Rate | 0.20% | -0.76 pp |
| Return on Assets | 1.01% | +0.35 pp |
| Member Growth | -3.33% | - |
| Loan-to-Share Ratio | 38.88% | -23.72 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
POLICEMEN'S filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $94.9M | - |
| 2025Q4 | $91.7M | 4,767 |
| 2024Q4 | $85.4M | 4,931 |
| 2023Q4 | $81.4M | 5,010 |
Credit Union Details
- Charter Number
- 18393
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $50M–$100M
- State
- Indiana
- City
- South Bend
- Data Quarter
- 2025Q4
Branch Locations (4)
POLICEMEN'S operates 4 offices across 4 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| POLICEMENS FEDERAL CREDIT UNION (Main Office) | South Bend, IN |
| ACCESS DOCUMENT STORAGE | CHICAGO, IL |
| TLCU Financial | Mishawaka, IN |
| SHARED SERVICE CENTER | SOUTH BEND, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Cross-state Call Report peers for POLICEMEN'S
Similar total assets
Using this data
- POLICEMEN'S ranks #2,225 of 4,374 nationally on financial health and #64 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Members Source is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Members Source
Frequently Asked Questions
Is POLICEMEN'S financially healthy?
POLICEMEN'S has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,225 of 4,374 nationally on health and #64 of 124 in Indiana. Its net worth ratio is 16.14% and its delinquency rate 0.20%.
How does POLICEMEN'S compare to other credit unions?
POLICEMEN'S scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (16.14% vs 13.62%). Its widest shortfall is loan-to-share ratio (38.88% vs 62.60%).
How can I join POLICEMEN'S?
POLICEMEN'S serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact POLICEMEN'S directly for the current list of qualifying groups.
Is my money safe at POLICEMEN'S?
POLICEMEN'S is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. POLICEMEN'S's net worth ratio of 16.14% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.