State credit union · INDIANAPOLIS, Indiana · NCUA charter #68259
Indiana Members
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $3.53B
- Total assets
- 164,249
- Members
- 10.5%
- Net-worth ratio
Indiana Members scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.53B; members 164,249; net-worth ratio 10.54%; health rank #823 of 4,374; healthier than 80th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#823 of 4,374 health · 2025Q4Indiana Members · health 92/100 · $3.53B · 2025Q4
Call Report peers
Indiana Members in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Indiana Members vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Indiana Members sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Indiana Members diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.45 pp (0.42% vs 0.87%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -14.57 pp (69.33% vs 83.90%).
Indiana Members in Indiana
- In Indiana, health place is #19 of 124 on the same NCUA-ratio sort used nationally.
- Assets rank #3 of 124 inside Indiana ($3.53B reported).
- Membership ranks #4 of 124 among Indiana CUs with a reported count (164,249 members).
- One place up in Indiana, THRIVE (#18) ties at 92/100; one place down, Jefferson Community (#20) ties at 92/100.
How Indiana Members's 5300 filing moved
Indiana Members: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $3.53B (2025Q4) to $3.54B (2026Q1).
- Net-worth ratio shifted +0.21 pp (10.33% → 10.54%).
This credit union's 10.54% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Indiana Members gives up 8 points in total. Member Growth costs the most, 7.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.3 pts
- Loan-to-Share Ratio 14.7 pts
Indiana Members vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.54% | -0.64 pp |
| Delinquency Rate | 0.42% | -0.45 pp |
| Return on Assets | 0.77% | +0.27 pp |
| Member Growth | -0.96% | - |
| Loan-to-Share Ratio | 69.33% | -14.57 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Indiana Members filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.54B | - |
| 2025Q4 | $3.53B | 164,249 |
| 2024Q4 | $3.20B | 165,837 |
| 2023Q4 | $2.92B | 161,306 |
Credit Union Details
- Charter Number
- 68259
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Indiana
- City
- INDIANAPOLIS
- Data Quarter
- 2025Q4
Branch Locations (34)
Indiana Members operates 34 offices across 19 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Bottleworks Headquarters (Main Office) | Indianapolis, IN |
| Avon Branch | Avon, IN |
| Beech Grove | Beech Grove, IN |
| Ellettsville Branch | Bloomington, IN |
| Patterson Drive Branch | Bloomington, IN |
| Brownsburg Branch | Brownsburg, IN |
| Old Meridian Branch | Carmel, IN |
| West Carmel Branch | Carmel, IN |
| St. Joseph Branch | Evansville, IN |
| Eagle Crest Branch | Evansville, IN |
| Fishers Branch | Fishers, IN |
| Franklin Branch | Franklin, IN |
| Greenwood Branch | Greenwood, IN |
| Center Grove Branch | Greenwood, IN |
| Campus Branch | Indianapolis, IN |
| Downtown Branch | Indianapolis, IN |
| Westside Branch | Indianapolis, IN |
| College Park Branch | Indianapolis, IN |
| Southside Branch | Indianapolis, IN |
| Castleton Branch | Indianapolis, IN |
| Eastside Branch | Indianapolis, IN |
| Carmel Branch | Indianapolis, IN |
| Stop 11 Branch | Indianapolis, IN |
| Bottleworks Branch | Indianapolis, IN |
| River Ridge Branch | Jeffersonville, IN |
| Marion Branch | Marion, IN |
| Muncie Branch | Muncie, IN |
| Grant Line Road | New Albany, IN |
| Newburgh Branch | Newburgh, IN |
| Noblesville Branch | Noblesville, IN |
| Plainfield Branch | Plainfield, IN |
| Westfield Branch | Westfield, IN |
| Spring Mill Road Branch | Westfield, IN |
| Zionsville Branch | Zionsville, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Indiana Members ranks #823 of 4,374 nationally on financial health and #19 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Three Rivers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Three Rivers
Frequently Asked Questions
Is Indiana Members financially healthy?
On its 2025Q4 NCUA 5300 filing, Indiana Members scores 92/100 (Excellent), with a 10.54% net worth ratio and 0.42% of loans delinquent. It ranks #823 of 4,374 nationally on health and #19 of 124 in Indiana.
How does Indiana Members compare to other credit unions?
Indiana Members scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.42% vs 0.87%). Its widest shortfall is loan-to-share ratio (69.33% vs 83.90%).
How can I join Indiana Members?
Membership eligibility for Indiana Members depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Indiana Members directly for current membership requirements and application steps.
Is my money safe at Indiana Members?
Indiana Members is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Indiana Members's net worth ratio of 10.54% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.