Federal credit union · Marion, Indiana · NCUA charter #12153
AFENA
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $94.0M
- Total assets
- 9,075
- Members
- 11.5%
- Net-worth ratio
AFENA scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $94.0M; members 9,075; net-worth ratio 11.54%; health rank #2,602 of 4,374; healthier than 39th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,602 of 4,374 health · 2025Q4AFENA · health 81/100 · $94.0M · 2025Q4
Call Report peers
AFENA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
AFENA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); AFENA sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for AFENA
- Loan-to-Share Ratio leads the peer set - 76.27% here, 62.60% peer average (+13.67 pp).
- Largest lag: Net Worth Ratio at 11.54% vs peer 13.62% (-2.08 pp).
Indiana standing for AFENA
- Indiana health ordinal: #73 of 124.
- Indiana assets place: #45 of 124.
- Membership ranks #40 of 124 among Indiana CUs with a reported count (9,075 members).
- One place up in Indiana, TIPPECANOE (#72) ties at 81/100; one place down, Financial Partners (#74) ties at 81/100.
Quarter path for AFENA
AFENA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $94.0M (2025Q4) to $96.2M (2026Q1).
- Net-worth ratio shifted -0.13 pp (11.67% → 11.54%).
This credit union's 11.54% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
AFENA gives up 19 points in total. Delinquency Rate costs the most, 10 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.0 pts
- Return on Assets 9.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 15.2 pts
AFENA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.54% | -2.08 pp |
| Delinquency Rate | 1.67% | +0.70 pp |
| Return on Assets | 0.10% | -0.56 pp |
| Member Growth | 2.32% | - |
| Loan-to-Share Ratio | 76.27% | +13.67 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - AFENA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $96.2M | - |
| 2025Q4 | $94.0M | 9,075 |
| 2024Q4 | $97.0M | 8,869 |
| 2023Q4 | $97.8M | 8,672 |
Credit Union Details
- Charter Number
- 12153
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Indiana
- City
- Marion
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, AFENA runs 4 offices in 3 different cities across 2 states.
| Office | City |
|---|---|
| Headquarters (Main Office) | Marion, IN |
| Member Driven Technologies | Farmington Hills, MI |
| 44th St Branch | Marion, IN |
| Upland Branch | Upland, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
A look at other Indiana credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for AFENA
Similar total assets
Using this data
- AFENA ranks #2,602 of 4,374 nationally on financial health and #73 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Family Horizons is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Family Horizons
Frequently Asked Questions
Is AFENA financially healthy?
AFENA has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,602 of 4,374 nationally on health and #73 of 124 in Indiana. Its net worth ratio is 11.54% and its delinquency rate 1.67%.
How does AFENA compare to other credit unions?
AFENA scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (76.27% vs 62.60%). Its widest shortfall is net worth ratio (11.54% vs 13.62%).
How can I join AFENA?
AFENA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact AFENA directly for the exact boundaries and application steps.
Is my money safe at AFENA?
AFENA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AFENA's net worth ratio of 11.54% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.