Federal credit union · Fort Wayne, Indiana · NCUA charter #17012
PROFED
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $754.9M
- Total assets
- 64,248
- Members
- 13.0%
- Net-worth ratio
PROFED scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $754.9M; members 64,248; net-worth ratio 12.95%; health rank #769 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#769 of 4,374 health · 2025Q4PROFED · health 92/100 · $754.9M · 2025Q4
Call Report peers
PROFED in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PROFED vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PROFED sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for PROFED
- Net Worth Ratio leads the peer set - 12.95% here, 11.18% peer average (+1.77 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -4.29 pp (79.61% vs 83.90%).
PROFED in Indiana
- In Indiana, health place is #16 of 124 on the same NCUA-ratio sort used nationally.
- Indiana assets place: #19 of 124.
- Member book place in Indiana: #15 of 124.
- One place up in Indiana, REGIONAL (#15) ties at 92/100; one place down, Via Credit Union (#17) ties at 92/100.
Quarter path for PROFED
PROFED: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $754.9M (2025Q4) to $781.0M (2026Q1).
- Net-worth ratio shifted +0.15 pp (12.80% → 12.95%).
12.95% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
PROFED gives up 8 points in total. Member Growth costs the most, 8.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.9 pts
- Loan-to-Share Ratio 15.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.95% | +1.77 pp |
| Delinquency Rate | 0.28% | -0.60 pp |
| Return on Assets | 1.65% | +1.15 pp |
| Member Growth | -1.18% | - |
| Loan-to-Share Ratio | 79.61% | -4.29 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
PROFED quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $781.0M | - |
| 2025Q4 | $754.9M | 64,248 |
| 2024Q4 | $713.4M | 65,012 |
| 2023Q4 | $689.1M | 62,764 |
Credit Union Details
- Charter Number
- 17012
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Indiana
- City
- Fort Wayne
- Data Quarter
- 2025Q4
Branch Locations (13)
Per its most recent NCUA branch filing, PROFED runs 13 offices in 8 different cities.
| Office | City |
|---|---|
| Main Branch (Main Office) | Fort Wayne, IN |
| Angola Branch | Angola, IN |
| Auburn Branch | Auburn, IN |
| Bluffton Branch | Bluffton, IN |
| Columbia City Branch | Columbia City, IN |
| Decatur Branch | Decatur, IN |
| Hanna Branch | Fort Wayne, IN |
| Constitution Branch | Fort Wayne, IN |
| Stellhorn Branch | Fort Wayne, IN |
| Dupont Branch | Fort Wayne, IN |
| Tonkel Branch | Fort Wayne, IN |
| Kendallville Branch | Kendallville, IN |
| New Haven Branch | New Haven, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Cross-state Call Report peers for PROFED
Using this data
- PROFED ranks #769 of 4,374 nationally on financial health and #16 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- INOVA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with INOVA
Frequently Asked Questions
Is PROFED financially healthy?
On its 2025Q4 NCUA 5300 filing, PROFED scores 92/100 (Excellent), with a 12.95% net worth ratio and 0.28% of loans delinquent. It ranks #769 of 4,374 nationally on health and #16 of 124 in Indiana.
How does PROFED compare to other credit unions?
PROFED scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.95% vs 11.18%). Its widest shortfall is loan-to-share ratio (79.61% vs 83.90%).
How can I join PROFED?
PROFED operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PROFED directly for the exact boundaries and application steps.
Is my money safe at PROFED?
PROFED is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PROFED's net worth ratio of 12.95% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.