State credit union · BLOOMINGTON, Indiana · NCUA charter #68577
Indiana University
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.97B
- Total assets
- 71,293
- Members
- 11.7%
- Net-worth ratio
Indiana University scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.97B; members 71,293; net-worth ratio 11.71%; health rank #642 of 4,374; healthier than 84th of scored peers.
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#642 of 4,374 health · 2025Q4Indiana University · health 93/100 · $1.97B · 2025Q4
Call Report peers
Indiana University in the assets neighbourhood
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Indiana University vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Indiana University sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Indiana University
- Loan-to-Share Ratio leads the peer set - 88.71% here, 83.90% peer average (+4.81 pp).
Where Indiana University sits in Indiana
- Indiana health ordinal: #14 of 124.
- By total assets, Indiana University is #9 of 124 in Indiana.
- Membership ranks #10 of 124 among Indiana CUs with a reported count (71,293 members).
- One place up in Indiana, HERITAGE (#13) ties at 93/100; one place down, REGIONAL (#15) scores 92/100, 1 point lower.
Quarter path for Indiana University
Indiana University: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.3% from $1.97B (2025Q4) to $2.06B (2026Q1).
- Net-worth ratio shifted -0.23 pp (11.94% → 11.71%).
At 11.71%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
Indiana University gives up 7 points in total. Member Growth costs the most, 4.5 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.6 pts
- Return on Assets 15.0 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.71% | +0.53 pp |
| Delinquency Rate | 0.74% | -0.14 pp |
| Return on Assets | 0.78% | +0.28 pp |
| Member Growth | 1.27% | - |
| Loan-to-Share Ratio | 88.71% | +4.81 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Indiana University
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.06B | - |
| 2025Q4 | $1.97B | 71,293 |
| 2024Q4 | $1.76B | 70,402 |
| 2023Q4 | $1.67B | 69,494 |
Credit Union Details
- Charter Number
- 68577
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Indiana
- City
- BLOOMINGTON
- Data Quarter
- 2025Q4
Branch Locations (8)
The NCUA branch filing lists 8 physical offices for Indiana University, spread across 3 cities.
| Office | City |
|---|---|
| Winslow Administration (Main Office) | Bloomington, IN |
| Winslow Branch | Bloomington, IN |
| Whitehall Branch | Bloomington, IN |
| Eastland Branch | Bloomington, IN |
| Seventeenth Street Branch | Bloomington, IN |
| Ellettsville Branch | Bloomington, IN |
| Center Grove Branch | Greenwood, IN |
| Southpointe Branch | Indianapolis, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Cross-state Call Report peers for Indiana University
Using this data
- Indiana University ranks #642 of 4,374 nationally on financial health and #14 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- INTERRA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with INTERRA
Frequently Asked Questions
Is Indiana University financially healthy?
Indiana University has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #642 of 4,374 nationally on health and #14 of 124 in Indiana. Its net worth ratio is 11.71% and its delinquency rate 0.74%.
How does Indiana University compare to other credit unions?
Indiana University scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (88.71% vs 83.90%).
How can I join Indiana University?
Membership eligibility for Indiana University depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Indiana University directly for current membership requirements and application steps.
Is my money safe at Indiana University?
Indiana University is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Indiana University's net worth ratio of 11.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.