State credit union · BLOOMINGTON, Indiana · NCUA charter #68577
Indiana University
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.97B
- Total assets
- 71,293
- Members
- 11.7%
- Net-worth ratio
Indiana University scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.97B; members 71,293; net-worth ratio 11.71%; health rank #642 of 4,374; healthier than 84th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#642 of 4,374 health · 2025Q4Indiana University · health 93/100 · $1.97B · 2025Q4
- PHOTO 93/100
- BOOK 11.7%
- CHARTER 0.74%
- NCUSIF 0.78%
- CAMELS $1.97B
- HEALTH 71,293
- NW #642/4,374
- DELQ Seven Seventeen
- ROA 68577
Call Report peers
Indiana University in the assets neighbourhood
Indiana University's $1.97B assets sit next to Seven Seventeen ($1.98B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Indiana University vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Indiana University - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #68577, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Indiana University
- Loan-to-Share Ratio leads the peer set - 88.71% here, 83.90% peer average (+4.81 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Indiana University sits in Indiana
- Indiana health ordinal: #14 of 124.
- By total assets, Indiana University is #9 of 124 in Indiana.
- Membership ranks #10 of 124 among Indiana CUs with a reported count (71,293 members).
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Indiana University
Indiana University: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.3% from $1.97B (2025Q4) to $2.06B (2026Q1).
- Net-worth ratio shifted -0.23 pp (11.94% → 11.71%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 11.71%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.6 pts
- Return on Assets 15.0 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.71% | +0.53 pp |
| Delinquency Rate | 0.74% | -0.14 pp |
| Return on Assets | 0.78% | +0.28 pp |
| Member Growth | 1.27% | - |
| Loan-to-Share Ratio | 88.71% | +4.81 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - Indiana University
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.06B | - |
| 2025Q4 | $1.97B | 71,293 |
| 2024Q4 | $1.76B | 70,402 |
| 2023Q4 | $1.67B | 69,494 |
Credit Union Details
- Charter Number
- 68577
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Indiana
- City
- BLOOMINGTON
- Data Quarter
- 2025Q4
Branch Locations (8)
The NCUA branch filing lists 8 physical offices for Indiana University, spread across 3 cities.
| Office | City |
|---|---|
| Winslow Administration (Main Office) | Bloomington, IN |
| Winslow Branch | Bloomington, IN |
| Whitehall Branch | Bloomington, IN |
| Eastland Branch | Bloomington, IN |
| Seventeenth Street Branch | Bloomington, IN |
| Ellettsville Branch | Bloomington, IN |
| Center Grove Branch | Greenwood, IN |
| Southpointe Branch | Indianapolis, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Cross-state Call Report peers for Indiana University
Cross-state asset and health neighbours for Indiana University - kept outside Indiana; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.97B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- Indiana University ranks #642 of 4,374 nationally on financial health and #14 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- INTERRA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with INTERRA
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Indiana University financially healthy?
Yes/no aside, the number is 93/100 (Excellent) - Indiana University's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #642 of 4,374; by total assets it ranks #264 of 4,374 nationally (same basis as /rankings/largest); and #9 of 124 within Indiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 11.71% net worth ratio and 0.74% delinquency rate are the key drivers.
How does Indiana University compare to other credit unions?
93/100 is Indiana University's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Indiana University?
Membership eligibility for Indiana University depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Indiana University directly for current membership requirements and application steps.
Is my money safe at Indiana University?
Federal credit unions like Indiana University are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Indiana University's net worth ratio of 11.71% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Indiana University offer compared to banks?
Credit unions like Indiana University are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Indiana University directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.