Federal credit union · Fort Wayne, Indiana · NCUA charter #7688
Partners 1st
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $531.5M
- Total assets
- 44,391
- Members
- 9.7%
- Net-worth ratio
Partners 1st scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $531.5M; members 44,391; net-worth ratio 9.67%; health rank #3,012 of 4,374; healthier than 31st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,012 of 4,374 health · 2025Q4Partners 1st · health 78/100 · $531.5M · 2025Q4
Call Report peers
Partners 1st in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Partners 1st vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Partners 1st sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Partners 1st: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +8.00 pp (91.90% vs 83.90%).
- Widest shortfall vs peers is Net Worth Ratio: -1.51 pp (9.67% vs 11.18%).
Partners 1st in Indiana
- Indiana health ordinal: #85 of 124.
- By total assets, Partners 1st is #23 of 124 in Indiana.
- Member book place in Indiana: #20 of 124.
- One place up in Indiana, Midwest Family (#84) ties at 78/100; one place down, Hoosier United (#86) scores 77/100, 1 point lower.
Quarter path for Partners 1st
Partners 1st: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $531.5M (2025Q4) to $548.4M (2026Q1).
- Net-worth ratio shifted -0.31 pp (9.98% → 9.67%).
At 9.67%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 78/100 score is built
Partners 1st gives up 22 points in total. Return on Assets costs the most, 11 of its 15; Delinquency Rate loses the least, 0.5.
- Net Worth Ratio 29.2 pts
- Delinquency Rate 24.5 pts
- Return on Assets 4.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.67% | -1.51 pp |
| Delinquency Rate | 0.55% | -0.32 pp |
| Return on Assets | -0.05% | -0.56 pp |
| Member Growth | -1.81% | - |
| Loan-to-Share Ratio | 91.90% | +8.00 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Partners 1st quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $548.4M | - |
| 2025Q4 | $531.5M | 44,391 |
| 2024Q4 | $536.6M | 45,210 |
| 2023Q4 | $570.6M | 46,573 |
Credit Union Details
- Charter Number
- 7688
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Indiana
- City
- Fort Wayne
- Data Quarter
- 2025Q4
Branch Locations (15)
Per its most recent NCUA branch filing, Partners 1st runs 15 offices in 9 different cities across 3 states.
| Office | City |
|---|---|
| Partners 1st FCU, Br. 1 (Main Office) | Fort Wayne, IN |
| Partners 1st FCU, Br. 78 | Culpeper, VA |
| Partners 1st FCU, Br. 52 | Fort Wayne, IN |
| Partners 1st FCU, Br. 53 | Fort Wayne, IN |
| Partners 1st FCU, Br. 77 | Fort Wayne, IN |
| Partners 1st FCU, Br. 84 | Fort Wayne, IN |
| Partners 1st FCU, Br. 95 | Fort Wayne, IN |
| Partners 1st FCU, Br. 96 | Fort Wayne, IN |
| Partners 1st FCU, Br. 55 | Gordonsville, VA |
| Partners 1st FCU, Br. 81 | Huntington, IN |
| Partners 1st FCU, Br. 88 | Luray, VA |
| Partners 1st FCU, Br. 75 | New Haven, IN |
| Partners 1st FCU, Br. 82 | Orange, VA |
| Partners 1st FCU, Br. 35 | Ottawa, OH |
| Partners 1st FCU, Br. 92 | Stanley, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Other-state peers near Partners 1st
Using this data
- Partners 1st ranks #3,012 of 4,374 nationally on financial health and #85 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Via Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Via Credit Union
Frequently Asked Questions
Is Partners 1st financially healthy?
On its 2025Q4 NCUA 5300 filing, Partners 1st scores 78/100 (Very Good), with a 9.67% net worth ratio and 0.55% of loans delinquent. It ranks #3,012 of 4,374 nationally on health and #85 of 124 in Indiana.
How does Partners 1st compare to other credit unions?
Partners 1st scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (91.90% vs 83.90%). Its widest shortfall is net worth ratio (9.67% vs 11.18%).
How can I join Partners 1st?
Partners 1st operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Partners 1st directly for the exact boundaries and application steps.
Is my money safe at Partners 1st?
Partners 1st is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Partners 1st's net worth ratio of 9.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.