Federal credit union · WEST LAFAYETTE, Indiana · NCUA charter #19307
PURDUE
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $2.10B
- Total assets
- 111,039
- Members
- 11.0%
- Net-worth ratio
PURDUE scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.10B; members 111,039; net-worth ratio 10.97%; health rank #113 of 4,374; healthier than 97th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#113 of 4,374 health · 2025Q4PURDUE · health 98/100 · $2.10B · 2025Q4
Call Report peers
PURDUE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PURDUE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PURDUE sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
PURDUE: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.17% here, 0.87% peer average (-0.70 pp).
- Net Worth Ratio trails the peer set - 10.97% here, 11.18% peer average (-0.21 pp).
PURDUE in Indiana
- Health composite ranks #3 of 124 among scored Indiana credit unions.
- Indiana assets place: #8 of 124.
- Member book place in Indiana: #7 of 124.
- One place up in Indiana, Gesb Sheet Metal Workers (#2) scores 100/100, 2 points higher; one place down, Primetrust Financial (#4) ties at 98/100.
Quarter path for PURDUE
PURDUE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $2.10B (2025Q4) to $2.15B (2026Q1).
- Net-worth ratio shifted +0.07 pp (10.90% → 10.97%).
10.97% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 98/100 score is built
PURDUE gives up 2 points in total. Member Growth costs the most, 2.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 15.2 pts
PURDUE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.97% | -0.21 pp |
| Delinquency Rate | 0.17% | -0.70 pp |
| Return on Assets | 0.58% | +0.07 pp |
| Member Growth | 3.13% | - |
| Loan-to-Share Ratio | 84.36% | +0.46 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.15B | - |
| 2025Q4 | $2.10B | 111,039 |
| 2024Q4 | $1.99B | 107,668 |
| 2023Q4 | $1.96B | 103,770 |
Credit Union Details
- Charter Number
- 19307
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Indiana
- City
- WEST LAFAYETTE
- Data Quarter
- 2025Q4
Branch Locations (14)
PURDUE operates 14 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Purdue Federal Credit Union - Admin (Main Office) | West Lafayette, IN |
| Purdue Federal Credit Union - Crown Point Broadway Branch | Crown Point, IN |
| Purdue Federal Credit Union - Monroe Street | La Porte, IN |
| Purdue Federal Credit Union - Union Street | Lafayette, IN |
| Purdue Federal Credit Union - 26 Crossings | Lafayette, IN |
| Purdue Federal Credit Union - 350 South | Lafayette, IN |
| Purdue Employees Federal Credit Union - Jeff High School | Lafayette, IN |
| Purdue Federal Credit Union - Ivy Tech Branch | Lafayette, IN |
| Purdue Federal Credit Union - 4th and Main Downtown | Lafayette, IN |
| Purdue Federal Credit Union - Purdue Memorial Union | West Lafayette, IN |
| Purdue Federal Credit Union - Harrison High School | West Lafayette, IN |
| Purdue Federal Credit Union - Northwestern Branch | West Lafayette, IN |
| Purdue Federal Credit Union - Vistech Offices | West Lafayette, IN |
| Westminster Branch | West Lafayette, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- PURDUE ranks #113 of 4,374 nationally on financial health and #3 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Indiana University is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Indiana University
Frequently Asked Questions
Is PURDUE financially healthy?
PURDUE has a financial health score of 98/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #113 of 4,374 nationally on health and #3 of 124 in Indiana. Its net worth ratio is 10.97% and its delinquency rate 0.17%.
How does PURDUE compare to other credit unions?
PURDUE scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.17% vs 0.87%). Its widest shortfall is net worth ratio (10.97% vs 11.18%).
How can I join PURDUE?
PURDUE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PURDUE directly for the exact boundaries and application steps.
Is my money safe at PURDUE?
PURDUE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PURDUE's net worth ratio of 10.97% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.