Federal credit union · WEST LAFAYETTE, Indiana · NCUA charter #19307

PURDUE

Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

98
Health / 100
$2.10B
Total assets
111,039
Members
11.0%
Net-worth ratio
A Letter grade on the five-factor composite

PURDUE scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.10B; members 111,039; net-worth ratio 10.97%; health rank #113 of 4,374; healthier than 97th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#113 of 4,374 health · 2025Q4

PURDUE · health 98/100 · $2.10B · 2025Q4

  • CAMELS 98/100
  • HEALTH 11.0%
  • NW 0.17%
  • DELQ 0.58%
  • ROA $2.10B
  • ASSETS 111,039
  • MEM #113/4,374
  • RANK Whitefish Credit Union Association
  • PHOTO 19307

Call Report peers

PURDUE in the assets neighbourhood

CLEARVIEW$2.12BCaltech Employees$2.12BCanyon View$2.11BWhitefish Credit Union AssociationWhitefish Credit Union Assoc…$2.11BPURDUE (this)$2.10BWESTERRA$2.07B
Nearest other-state credit unions by total assets (NCUA 5300)

PURDUE's $2.10B assets sit next to Whitefish Credit Union Association ($2.11B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

PURDUE vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

98 Top 3% higher than 97% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

PURDUE - Share Insurance Coverage

Read from the 2025Q4 NCUA Call Report for charter #19307: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.

NCUSIF coverage gauge for PURDUE Share insurance under NCUSIF covers up to $250,000 per share owner. PURDUE holds approximately $1.8B in member shares. Composite CAMELS rating bracket 1 (Strong). Risk-based capital ratio 11.0 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 1 · Strong RBC ratio 11.0% · $1.8B member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

PURDUE: Call Report deltas vs peers

  • Delinquency Rate leads the peer set - 0.17% here, 0.87% peer average (-0.70 pp).
  • Net Worth Ratio trails the peer set - 10.97% here, 11.18% peer average (-0.21 pp).

Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

PURDUE in Indiana

  • Health composite ranks #3 of 124 among scored Indiana credit unions.
  • Indiana assets place: #8 of 124.
  • Member book place in Indiana: #7 of 124.

In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Quarter path for PURDUE

PURDUE: total assets by quarter

4 Call Report filings on this page's own vintage chain

1,900,000,0002,000,000,0002,100,000,0002,200,000,000 2023Q42024Q42025Q42026Q1 1,956,629,710 2,147,790,079 ▲ +9.8%
  • Assets moved +2.5% from $2.10B (2025Q4) to $2.15B (2026Q1).
  • Net-worth ratio shifted +0.07 pp (10.90% → 10.97%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 73.1%

10.97% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 98/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 98.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 12.8 pts
  • Loan-to-Share Ratio 15.2 pts

PURDUE health metrics

Metric Value vs peer
Net Worth Ratio 10.97% -0.21 pp
Delinquency Rate 0.17% -0.70 pp
Return on Assets 0.58% +0.07 pp
Member Growth 3.13% -
Loan-to-Share Ratio 84.36% +0.46 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).

Historical Financials

Quarter Assets Members
2026Q1 $2.15B -
2025Q4 $2.10B 111,039
2024Q4 $1.99B 107,668
2023Q4 $1.96B 103,770

Credit Union Details

Charter Number
19307
Type
Federal
Field of Membership
Community
Peer Group
Over $500M
State
Indiana
City
WEST LAFAYETTE
Data Quarter
2025Q4

Branch Locations (14)

PURDUE operates 14 offices across 4 cities, per its most recent NCUA branch filing.

Office City
Purdue Federal Credit Union - Admin (Main Office) West Lafayette, IN
Purdue Federal Credit Union - Crown Point Broadway Branch Crown Point, IN
Purdue Federal Credit Union - Monroe Street La Porte, IN
Purdue Federal Credit Union - Union Street Lafayette, IN
Purdue Federal Credit Union - 26 Crossings Lafayette, IN
Purdue Federal Credit Union - 350 South Lafayette, IN
Purdue Employees Federal Credit Union - Jeff High School Lafayette, IN
Purdue Federal Credit Union - Ivy Tech Branch Lafayette, IN
Purdue Federal Credit Union - 4th and Main Downtown Lafayette, IN
Purdue Federal Credit Union - Purdue Memorial Union West Lafayette, IN
Purdue Federal Credit Union - Harrison High School West Lafayette, IN
Purdue Federal Credit Union - Northwestern Branch West Lafayette, IN
Purdue Federal Credit Union - Vistech Offices West Lafayette, IN
Westminster Branch West Lafayette, IN

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Indiana

Other federally-insured credit unions in Indiana, closest first by peer group and asset size.

Compare PURDUE vs INDIANA UNIVERSITY

Nationwide credit unions with similar profiles

PURDUE's nationwide photo peers by assets and by health score, excluding Indiana charters.

Similar health score

Nearest other-state credit unions by five-factor health composite (98/100 here).

Ravalli County 98 · MT I.B.E.W. Lu 66 98 · TX City of Deer Park 98 · TX Local 41 I.B.E.W. 98 · NY

Using this data

  • PURDUE ranks #113 of 4,374 nationally on financial health and #3 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Indiana University is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Indiana University
  • Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is PURDUE financially healthy?

Based on NCUA 5300 Call Report data as of Q4 2025, PURDUE carries a financial health score of 98/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #113 of 4,374; by total assets it ranks #251 of 4,374 nationally (same basis as /rankings/largest); and #8 of 124 within Indiana. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 10.97% net worth ratio and a 0.17% delinquency rate.

How does PURDUE compare to other credit unions?

PURDUE scores 98/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join PURDUE?

PURDUE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PURDUE directly for the exact boundaries and application steps.

Is my money safe at PURDUE?

Federal credit unions like PURDUE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PURDUE's net worth ratio of 10.97% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does PURDUE offer compared to banks?

Credit unions like PURDUE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact PURDUE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sources

Related

How health scores work →

Data sourced from the NCUA 5300 Call Report (2025Q4) for PURDUE. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.