State credit union · Indianapolis, Indiana · NCUA charter #64942
Family Horizons
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $92.0M
- Total assets
- 9,137
- Members
- 11.0%
- Net-worth ratio
Family Horizons scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $92.0M; members 9,137; net-worth ratio 10.99%; health rank #2,758 of 4,374; healthier than 36th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,758 of 4,374 health · 2025Q4Family Horizons · health 80/100 · $92.0M · 2025Q4
Call Report peers
Family Horizons in the assets neighbourhood
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Family Horizons vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Family Horizons sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Family Horizons vs $50M–$100M peers
- Loan-to-Share Ratio leads the peer set - 71.57% here, 62.60% peer average (+8.97 pp).
- Largest lag: Net Worth Ratio at 10.99% vs peer 13.62% (-2.63 pp).
Family Horizons in Indiana
- Indiana health ordinal: #77 of 124.
- Indiana assets place: #46 of 124.
- Membership ranks #39 of 124 among Indiana CUs with a reported count (9,137 members).
- One place up in Indiana, EVANSVILLE (#76) ties at 80/100; one place down, T H P (#78) scores 78/100, 2 points lower.
Family Horizons Call Report trajectory
Family Horizons: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $92.0M (2025Q4) to $93.8M (2026Q1).
- Net-worth ratio shifted -0.20 pp (11.19% → 10.99%).
This credit union's 10.99% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
Family Horizons gives up 20 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.99% | -2.63 pp |
| Delinquency Rate | 0.35% | -0.61 pp |
| Return on Assets | 0.19% | -0.47 pp |
| Member Growth | -8.45% | - |
| Loan-to-Share Ratio | 71.57% | +8.97 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $93.8M | - |
| 2025Q4 | $92.0M | 9,137 |
| 2024Q4 | $96.0M | 9,980 |
| 2023Q4 | $94.3M | 10,958 |
Credit Union Details
- Charter Number
- 64942
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Indiana
- City
- Indianapolis
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Family Horizons runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| East Side Office (Main Office) | Indianapolis, IN |
| Greenfield Office | Greenfield, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Family Horizons nationwide neighbourhoods
Using this data
- Family Horizons ranks #2,758 of 4,374 nationally on financial health and #77 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- POLICEMEN'S is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with POLICEMEN'S
Frequently Asked Questions
Is Family Horizons financially healthy?
Family Horizons has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,758 of 4,374 nationally on health and #77 of 124 in Indiana. Its net worth ratio is 10.99% and its delinquency rate 0.35%.
How does Family Horizons compare to other credit unions?
Family Horizons scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (71.57% vs 62.60%). Its widest shortfall is net worth ratio (10.99% vs 13.62%).
How can I join Family Horizons?
Membership eligibility for Family Horizons depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Family Horizons directly for current membership requirements and application steps.
Is my money safe at Family Horizons?
Family Horizons is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Family Horizons's net worth ratio of 10.99% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.