Federal credit union · JASPER, Indiana · NCUA charter #20805
DUBOIS-PIKE
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $46.3M
- Total assets
- 3,013
- Members
- 10.0%
- Net-worth ratio
DUBOIS-PIKE scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $46.3M; members 3,013; net-worth ratio 10.01%; health rank #413 of 4,374; healthier than 90th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#413 of 4,374 health · 2025Q4DUBOIS-PIKE · health 95/100 · $46.3M · 2025Q4
- ASSETS 95/100
- MEM 10.0%
- RANK 1.04%
- PHOTO 0.77%
- BOOK $46.3M
- CHARTER 3,013
- NCUSIF #413/4,374
- CAMELS Syracuse Cooperative
- HEALTH 20805
Call Report peers
DUBOIS-PIKE in the assets neighbourhood
DUBOIS-PIKE's $46.3M assets sit next to Syracuse Cooperative ($46.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DUBOIS-PIKE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
DUBOIS-PIKE - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #20805. See our deposit-insurance coverage note.
Where DUBOIS-PIKE diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +21.50 pp (81.30% vs 59.80%).
- Largest lag: Net Worth Ratio at 10.01% vs peer 14.86% (-4.85 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where DUBOIS-PIKE sits in Indiana
- Indiana health ordinal: #9 of 124.
- By total assets, DUBOIS-PIKE is #68 of 124 in Indiana.
- Indiana membership ordinal: #83 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for DUBOIS-PIKE
DUBOIS-PIKE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.3% from $46.3M (2025Q4) to $48.3M (2026Q1).
- Net-worth ratio shifted -0.15 pp (10.16% → 10.01%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.01% | -4.85 pp |
| Delinquency Rate | 1.04% | -0.11 pp |
| Return on Assets | 0.77% | +0.06 pp |
| Member Growth | 6.69% | - |
| Loan-to-Share Ratio | 81.30% | +21.50 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - DUBOIS-PIKE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $48.3M | - |
| 2025Q4 | $46.3M | 3,013 |
| 2024Q4 | $46.1M | 2,824 |
| 2023Q4 | $43.1M | 2,755 |
Credit Union Details
- Charter Number
- 20805
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Indiana
- City
- JASPER
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for DUBOIS-PIKE.
| Office | City |
|---|---|
| DUBOIS-PIKE FEDERAL CREDIT UNION (Main Office) | JASPER, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
DUBOIS-PIKE nationwide neighbourhoods
Two NCUA Call Report peer sets for DUBOIS-PIKE, both outside Indiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($46.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- DUBOIS-PIKE ranks #413 of 4,374 nationally on financial health and #9 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Local 697 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Local 697
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is DUBOIS-PIKE financially healthy?
Yes/no aside, the number is 95/100 (Excellent) - DUBOIS-PIKE's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #413 of 4,374; by total assets it ranks #2,459 of 4,374 nationally (same basis as /rankings/largest); and #68 of 124 within Indiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.01% net worth ratio and 1.04% delinquency rate are the key drivers.
How does DUBOIS-PIKE compare to other credit unions?
Five weighted metrics from NCUA filings produce DUBOIS-PIKE's 95/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join DUBOIS-PIKE?
DUBOIS-PIKE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DUBOIS-PIKE directly for the exact boundaries and application steps.
Is my money safe at DUBOIS-PIKE?
Federal credit unions like DUBOIS-PIKE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DUBOIS-PIKE's net worth ratio of 10.01% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does DUBOIS-PIKE offer compared to banks?
Credit unions like DUBOIS-PIKE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact DUBOIS-PIKE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.