State credit union · Bedford, Indiana · NCUA charter #60768
Hoosier Hills
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $925.7M
- Total assets
- 39,695
- Members
- 9.7%
- Net-worth ratio
Hoosier Hills scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $925.7M; members 39,695; net-worth ratio 9.73%; health rank #2,009 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,009 of 4,374 health · 2025Q4Hoosier Hills · health 85/100 · $925.7M · 2025Q4
Call Report peers
Hoosier Hills in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hoosier Hills vs every NCUA-scored credit union
Hoosier Hills sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Hoosier Hills
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +14.35 pp (98.25% vs 83.90%).
- Largest lag: Net Worth Ratio at 9.73% vs peer 11.18% (-1.45 pp).
Indiana standing for Hoosier Hills
- Indiana health ordinal: #60 of 124.
- By total assets, Hoosier Hills is #17 of 124 in Indiana.
- Indiana membership ordinal: #21 of 124.
- One place up in Indiana, FIREFIGHTERS (#59) ties at 85/100; one place down, CENTRA (#61) scores 84/100, 1 point lower.
Hoosier Hills: 2025Q4 → 2026Q1
Hoosier Hills: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $925.7M (2025Q4) to $931.0M (2026Q1).
- Net-worth ratio shifted +0.16 pp (9.57% → 9.73%).
At 9.73%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Hoosier Hills gives up 15 points in total. Delinquency Rate costs the most, 6 of its 25; Net Worth Ratio loses the least, 0.7.
- Net Worth Ratio 29.3 pts
- Delinquency Rate 19.0 pts
- Return on Assets 14.0 pts
- Member Growth 11.1 pts
- Loan-to-Share Ratio 11.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.73% | -1.45 pp |
| Delinquency Rate | 1.13% | +0.25 pp |
| Return on Assets | 0.43% | -0.08 pp |
| Member Growth | 1.75% | - |
| Loan-to-Share Ratio | 98.25% | +14.35 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Hoosier Hills filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $931.0M | - |
| 2025Q4 | $925.7M | 39,695 |
| 2024Q4 | $895.3M | 39,014 |
| 2023Q4 | $907.2M | 37,912 |
Credit Union Details
- Charter Number
- 60768
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Indiana
- City
- Bedford
- Data Quarter
- 2025Q4
Branch Locations (11)
Hoosier Hills operates 11 offices across 10 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Bedford (Main Office) | Bedford, IN |
| West Side | Bedford, IN |
| Ellettsville | Bloomington, IN |
| Spencer County | Chrisney, IN |
| Valley | French Lick, IN |
| Greendale | Greendale, IN |
| Jasper | Jasper, IN |
| Lawrenceburg | Lawrenceburg, IN |
| Mitchell | Mitchell, IN |
| Paoli | Paoli, IN |
| Tell City | Tell City, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Cross-state Call Report peers for Hoosier Hills
Using this data
- Hoosier Hills ranks #2,009 of 4,374 nationally on financial health and #60 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Financial Center First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Financial Center First
Frequently Asked Questions
Is Hoosier Hills financially healthy?
Hoosier Hills has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,009 of 4,374 nationally on health and #60 of 124 in Indiana. Its net worth ratio is 9.73% and its delinquency rate 1.13%.
How does Hoosier Hills compare to other credit unions?
Hoosier Hills scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (98.25% vs 83.90%). Its widest shortfall is net worth ratio (9.73% vs 11.18%).
How can I join Hoosier Hills?
Membership eligibility for Hoosier Hills depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Hoosier Hills directly for current membership requirements and application steps.
Is my money safe at Hoosier Hills?
Hoosier Hills is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hoosier Hills's net worth ratio of 9.73% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.