State credit union · Bedford, Indiana · NCUA charter #60768
Hoosier Hills
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $925.7M
- Total assets
- 39,695
- Members
- 9.7%
- Net-worth ratio
Hoosier Hills scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $925.7M; members 39,695; net-worth ratio 9.73%; health rank #2,009 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,009 of 4,374 health · 2025Q4Hoosier Hills · health 85/100 · $925.7M · 2025Q4
- HEALTH 85/100
- NW 9.7%
- DELQ 1.13%
- ROA 0.43%
- ASSETS $925.7M
- MEM 39,695
- RANK #2,009/4,374
- PHOTO CAMPUS
- BOOK 60768
Call Report peers
Hoosier Hills in the assets neighbourhood
Hoosier Hills's $925.7M assets sit next to CAMPUS ($925.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hoosier Hills vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Hoosier Hills - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #60768, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Hoosier Hills
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +14.35 pp (98.25% vs 83.90%).
- Largest lag: Net Worth Ratio at 9.73% vs peer 11.18% (-1.45 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Indiana standing for Hoosier Hills
- Indiana health ordinal: #60 of 124.
- By total assets, Hoosier Hills is #17 of 124 in Indiana.
- Indiana membership ordinal: #21 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Hoosier Hills: 2025Q4 → 2026Q1
Hoosier Hills: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.6% from $925.7M (2025Q4) to $931.0M (2026Q1).
- Net-worth ratio shifted +0.16 pp (9.57% → 9.73%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.73%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 29.3 pts
- Delinquency Rate 19.0 pts
- Return on Assets 14.0 pts
- Member Growth 11.1 pts
- Loan-to-Share Ratio 11.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.73% | -1.45 pp |
| Delinquency Rate | 1.13% | +0.25 pp |
| Return on Assets | 0.43% | -0.08 pp |
| Member Growth | 1.75% | - |
| Loan-to-Share Ratio | 98.25% | +14.35 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Hoosier Hills filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $931.0M | - |
| 2025Q4 | $925.7M | 39,695 |
| 2024Q4 | $895.3M | 39,014 |
| 2023Q4 | $907.2M | 37,912 |
Credit Union Details
- Charter Number
- 60768
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Indiana
- City
- Bedford
- Data Quarter
- 2025Q4
Branch Locations (11)
Hoosier Hills operates 11 offices across 10 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Bedford (Main Office) | Bedford, IN |
| West Side | Bedford, IN |
| Ellettsville | Bloomington, IN |
| Spencer County | Chrisney, IN |
| Valley | French Lick, IN |
| Greendale | Greendale, IN |
| Jasper | Jasper, IN |
| Lawrenceburg | Lawrenceburg, IN |
| Mitchell | Mitchell, IN |
| Paoli | Paoli, IN |
| Tell City | Tell City, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Cross-state Call Report peers for Hoosier Hills
Cross-state asset and health neighbours for Hoosier Hills - kept outside Indiana; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($925.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Hoosier Hills ranks #2,009 of 4,374 nationally on financial health and #60 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Financial Center First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Financial Center First
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Hoosier Hills financially healthy?
A 9.73% net worth ratio and a 1.13% delinquency rate feed into Hoosier Hills's financial health score of 85/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,009 of 4,374; by total assets it ranks #496 of 4,374 nationally (same basis as /rankings/largest); and #17 of 124 within Indiana. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Hoosier Hills compare to other credit unions?
85/100 is Hoosier Hills's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Hoosier Hills?
Membership eligibility for Hoosier Hills depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Hoosier Hills directly for current membership requirements and application steps.
Is my money safe at Hoosier Hills?
Federal credit unions like Hoosier Hills are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hoosier Hills's net worth ratio of 9.73% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Hoosier Hills offer compared to banks?
Credit unions like Hoosier Hills are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Hoosier Hills directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.