Federal credit union · HOBART, Indiana · NCUA charter #8255
Hobart Ind School Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $2.2M
- Total assets
- 403
- Members
- 10.5%
- Net-worth ratio
Hobart Ind School Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.2M; members 403; net-worth ratio 10.55%; health rank #1,685 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,685 of 4,374 health · 2025Q4Hobart Ind School Employees · health 87/100 · $2.2M · 2025Q4
- CAMELS 87/100
- HEALTH 10.5%
- NW 0.87%
- DELQ 0.25%
- ROA $2.2M
- ASSETS 403
- MEM #1,685/4,374
- RANK n/a
- PHOTO 8255
Call Report peers
Hobart Ind School Employees carries $2.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hobart Ind School Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Hobart Ind School Employees - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #8255. See our deposit-insurance coverage note.
Hobart Ind School Employees: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 69.52% vs peer 63.60% (+5.92 pp).
- Largest lag: Net Worth Ratio at 10.55% vs peer 19.06% (-8.51 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Indiana standing for Hobart Ind School Employees
- Health composite ranks #50 of 124 among scored Indiana credit unions.
- By total assets, Hobart Ind School Employees is #113 of 124 in Indiana.
- Membership ranks #112 of 124 among Indiana CUs with a reported count (403 members).
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Hobart Ind School Employees Call Report trajectory
Hobart Ind School Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +6.1% from $2.2M (2025Q4) to $2.3M (2026Q1).
- Net-worth ratio shifted -0.61 pp (11.16% → 10.55%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.55% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.3 pts
- Return on Assets 11.3 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 15.4 pts
Call Report ratios for Hobart Ind School Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.55% | -8.51 pp |
| Delinquency Rate | 0.87% | -0.94 pp |
| Return on Assets | 0.25% | -0.20 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 69.52% | +5.92 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Hobart Ind School Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.3M | - |
| 2025Q4 | $2.2M | 403 |
| 2024Q4 | $2.2M | 403 |
| 2023Q4 | $2.3M | 401 |
Credit Union Details
- Charter Number
- 8255
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Indiana
- City
- HOBART
- Data Quarter
- 2025Q4
Branch Location
Hobart Ind School Employees operates a single office in HOBART, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Hobart School Employees (Main Office) | HOBART, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
A look at other Indiana credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Hobart Ind School Employees - kept outside Indiana; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Hobart Ind School Employees ranks #1,685 of 4,374 nationally on financial health and #50 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- South Bend Transit is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with South Bend Transit
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Hobart Ind School Employees financially healthy?
Hobart Ind School Employees has a financial health score of 87/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,685 of 4,374; by total assets it ranks #4,110 of 4,374 nationally (same basis as /rankings/largest); and #113 of 124 within Indiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.55% and delinquency rate of 0.87%.
How does Hobart Ind School Employees compare to other credit unions?
On PlainCU's health composite, Hobart Ind School Employees lands at 87/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Hobart Ind School Employees?
Hobart Ind School Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Hobart Ind School Employees directly to confirm eligibility.
Is my money safe at Hobart Ind School Employees?
Federal credit unions like Hobart Ind School Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hobart Ind School Employees's net worth ratio of 10.55% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Hobart Ind School Employees offer compared to banks?
Credit unions like Hobart Ind School Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Hobart Ind School Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.