Federal credit union · NEW CASTLE, Indiana · NCUA charter #7066
Eastern Indiana
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $42.4M
- Total assets
- 5,309
- Members
- 12.8%
- Net-worth ratio
Eastern Indiana scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.4M; members 5,309; net-worth ratio 12.82%; health rank #1,251 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,251 of 4,374 health · 2025Q4Eastern Indiana · health 89/100 · $42.4M · 2025Q4
- NCUSIF 89/100
- CAMELS 12.8%
- HEALTH 0.82%
- NW 1.71%
- DELQ $42.4M
- ROA 5,309
- ASSETS #1,251/4,374
- MEM Travis County
- RANK 7066
Eastern Indiana in the assets neighbourhood
Eastern Indiana's $42.4M assets sit next to Travis County ($42.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Eastern Indiana vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Eastern Indiana - Share Insurance Coverage
Charter #7066's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Eastern Indiana
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +1.46 pp (61.26% vs 59.80%).
- Largest lag: Net Worth Ratio at 12.82% vs peer 14.86% (-2.04 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Eastern Indiana: in-state Call Report ranks
- Indiana health ordinal: #37 of 124.
- Indiana assets place: #73 of 124.
- Member book place in Indiana: #59 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Eastern Indiana
Eastern Indiana: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +6.7% from $42.4M (2025Q4) to $45.2M (2026Q1).
- Net-worth ratio shifted -0.41 pp (13.23% → 12.82%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.82% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.8 pts
- Return on Assets 15.0 pts
- Member Growth 9.3 pts
- Loan-to-Share Ratio 12.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.82% | -2.04 pp |
| Delinquency Rate | 0.82% | -0.33 pp |
| Return on Assets | 1.71% | +1.00 pp |
| Member Growth | 0.26% | - |
| Loan-to-Share Ratio | 61.26% | +1.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Eastern Indiana filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $45.2M | - |
| 2025Q4 | $42.4M | 5,309 |
| 2024Q4 | $40.5M | 5,295 |
| 2023Q4 | $37.3M | 5,283 |
Credit Union Details
- Charter Number
- 7066
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Indiana
- City
- NEW CASTLE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Eastern Indiana.
| Office | City |
|---|---|
| Main Office (Main Office) | New Castle, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Other-state peers near Eastern Indiana
Eastern Indiana's nationwide photo peers by assets and by health score, excluding Indiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($42.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Eastern Indiana ranks #1,251 of 4,374 nationally on financial health and #37 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Advantageplus of Indiana is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Advantageplus of Indiana
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Eastern Indiana financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Eastern Indiana carries a financial health score of 89/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,251 of 4,374; by total assets it ranks #2,545 of 4,374 nationally (same basis as /rankings/largest); and #73 of 124 within Indiana. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.82% net worth ratio and a 0.82% delinquency rate.
How does Eastern Indiana compare to other credit unions?
Five weighted metrics from NCUA filings produce Eastern Indiana's 89/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Eastern Indiana?
Eastern Indiana operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Eastern Indiana directly for the exact boundaries and application steps.
Is my money safe at Eastern Indiana?
Federal credit unions like Eastern Indiana are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Eastern Indiana's net worth ratio of 12.82% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Eastern Indiana offer compared to banks?
Credit unions like Eastern Indiana are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Eastern Indiana directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.