Federal credit union · Munster, Indiana · NCUA charter #22695
Great Horizons
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $3.5M
- Total assets
- 440
- Members
- 23.2%
- Net-worth ratio
Great Horizons scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.5M; members 440; net-worth ratio 23.15%; health rank #3,856 of 4,374; healthier than 11th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,856 of 4,374 health · 2025Q4Great Horizons · health 65/100 · $3.5M · 2025Q4
Call Report peers
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Great Horizons vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Great Horizons sits in 65-69 with 275 others.
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Great Horizons vs $2M–$10M peers
- Largest favorable gap: Loan-to-Share Ratio at 82.96% vs peer 63.60% (+19.36 pp).
- Widest shortfall vs peers is Delinquency Rate: +1.57 pp (3.38% vs 1.81%).
Where Great Horizons sits in Indiana
- Health composite ranks #107 of 124 among scored Indiana credit unions.
- Assets rank #111 of 124 inside Indiana ($3.5M reported).
- Member book place in Indiana: #111 of 124.
- One place up in Indiana, Perfect Circle (#106) scores 66/100, 1 point higher; one place down, Richmond Light Employees (#108) ties at 65/100.
Quarter path for Great Horizons
Great Horizons: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.9% from $3.5M (2025Q4) to $3.8M (2026Q1).
- Net-worth ratio shifted -1.03 pp (24.18% → 23.15%).
This credit union's 23.15% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 65/100 score is built
Great Horizons gives up 35 points in total. Delinquency Rate costs the most, 21.1 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 3.9 pts
- Return on Assets 15.0 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 14.6 pts
Great Horizons health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.15% | +4.09 pp |
| Delinquency Rate | 3.38% | +1.57 pp |
| Return on Assets | 1.92% | +1.46 pp |
| Member Growth | -4.14% | - |
| Loan-to-Share Ratio | 82.96% | +19.36 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Great Horizons filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.8M | - |
| 2025Q4 | $3.5M | 440 |
| 2024Q4 | $3.3M | 459 |
| 2023Q4 | $3.4M | 483 |
Credit Union Details
- Charter Number
- 22695
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Indiana
- City
- Munster
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Great Horizons.
| Office | City |
|---|---|
| Main branch (Main Office) | Munster, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Other-state peers near Great Horizons
Similar health score
Using this data
- Great Horizons ranks #3,856 of 4,374 nationally on financial health and #107 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fo Me Bo Co is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fo Me Bo Co
Frequently Asked Questions
Is Great Horizons financially healthy?
Great Horizons has a financial health score of 65/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,856 of 4,374 nationally on health and #107 of 124 in Indiana. Its net worth ratio is 23.15% and its delinquency rate 3.38%.
How does Great Horizons compare to other credit unions?
Great Horizons scores 65/100, higher than 11% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (82.96% vs 63.60%). Its widest shortfall is delinquency rate (3.38% vs 1.81%).
How can I join Great Horizons?
Great Horizons serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Great Horizons directly for the current list of qualifying groups.
Is my money safe at Great Horizons?
Great Horizons is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Great Horizons's net worth ratio of 23.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.