Federal credit union · Woodburn, Indiana · NCUA charter #16619
Financial Partners
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $57.0M
- Total assets
- 3,346
- Members
- 9.8%
- Net-worth ratio
Financial Partners scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $57.0M; members 3,346; net-worth ratio 9.77%; health rank #2,637 of 4,374; healthier than 39th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,637 of 4,374 health · 2025Q4Financial Partners · health 81/100 · $57.0M · 2025Q4
- BOOK 81/100
- CHARTER 9.8%
- NCUSIF 0.76%
- CAMELS 0.51%
- HEALTH $57.0M
- NW 3,346
- DELQ #2,637/4,374
- ROA MOKELUMNE
- ASSETS 16619
Financial Partners in the assets neighbourhood
Financial Partners's $57.0M assets sit next to MOKELUMNE ($57.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Financial Partners vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Financial Partners - Share Insurance Coverage
Charter #16619's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Financial Partners vs $50M–$100M peers
- Delinquency Rate leads the peer set - 0.76% here, 0.96% peer average (-0.20 pp).
- Loan-to-Share Ratio trails the peer set - 48.29% here, 62.60% peer average (-14.31 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Financial Partners sits in Indiana
- Health composite ranks #74 of 124 among scored Indiana credit unions.
- Indiana assets place: #61 of 124.
- Membership ranks #74 of 124 among Indiana CUs with a reported count (3,346 members).
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Financial Partners's 5300 filing moved
Financial Partners: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.1% from $57.0M (2025Q4) to $57.1M (2026Q1).
- Net-worth ratio shifted +0.19 pp (9.58% → 9.77%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.77% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 29.4 pts
- Delinquency Rate 22.4 pts
- Return on Assets 15.0 pts
- Member Growth 3.8 pts
- Loan-to-Share Ratio 10.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.77% | -3.85 pp |
| Delinquency Rate | 0.76% | -0.20 pp |
| Return on Assets | 0.51% | -0.15 pp |
| Member Growth | -2.90% | - |
| Loan-to-Share Ratio | 48.29% | -14.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Financial Partners quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $57.1M | - |
| 2025Q4 | $57.0M | 3,346 |
| 2024Q4 | $54.6M | 3,446 |
| 2023Q4 | $54.8M | 2,517 |
Credit Union Details
- Charter Number
- 16619
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Indiana
- City
- Woodburn
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Financial Partners runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Financial Partners FCU (Main Office) | Woodburn, IN |
| Financial Partners FCU | Grabill, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Financial Partners - kept outside Indiana; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($57.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Financial Partners ranks #2,637 of 4,374 nationally on financial health and #74 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Tlcu Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Tlcu Financial
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Financial Partners financially healthy?
Yes/no aside, the number is 81/100 (Excellent) - Financial Partners's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,637 of 4,374; by total assets it ranks #2,300 of 4,374 nationally (same basis as /rankings/largest); and #61 of 124 within Indiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 9.77% net worth ratio and 0.76% delinquency rate are the key drivers.
How does Financial Partners compare to other credit unions?
Financial Partners scores 81/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Financial Partners?
Financial Partners operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Financial Partners directly for the exact boundaries and application steps.
Is my money safe at Financial Partners?
Federal credit unions like Financial Partners are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Financial Partners's net worth ratio of 9.77% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Financial Partners offer compared to banks?
Credit unions like Financial Partners are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Financial Partners directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.