Federal credit union · FORT WAYNE, Indiana · NCUA charter #21593
Fire Police City County
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $203.1M
- Total assets
- 11,272
- Members
- 12.3%
- Net-worth ratio
Fire Police City County scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $203.1M; members 11,272; net-worth ratio 12.32%; health rank #939 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#939 of 4,374 health · 2025Q4Fire Police City County · health 91/100 · $203.1M · 2025Q4
- DELQ 91/100
- ROA 12.3%
- ASSETS 0.91%
- MEM 1.09%
- RANK $203.1M
- PHOTO 11,272
- BOOK #939/4,374
- CHARTER U. S. Employees O. C.
- NCUSIF 21593
Call Report peers
Fire Police City County in the assets neighbourhood
Fire Police City County's $203.1M assets sit next to U. S. Employees O. C. ($202.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fire Police City County vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Fire Police City County - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #21593, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Fire Police City County: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 84.85% vs peer 72.20% (+12.65 pp).
- Widest shortfall vs peers is Delinquency Rate: +0.01 pp (0.91% vs 0.89%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Indiana standing for Fire Police City County
- Health composite ranks #24 of 124 among scored Indiana credit unions.
- By total assets, Fire Police City County is #30 of 124 in Indiana.
- Member book place in Indiana: #34 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Fire Police City County: 2025Q4 → 2026Q1
Fire Police City County: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.1% from $203.1M (2025Q4) to $209.4M (2026Q1).
- Net-worth ratio shifted -0.20 pp (12.52% → 12.32%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.32%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.9 pts
- Return on Assets 15.0 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 15.5 pts
Call Report ratios for Fire Police City County
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.32% | +0.21 pp |
| Delinquency Rate | 0.91% | +0.01 pp |
| Return on Assets | 1.09% | +0.47 pp |
| Member Growth | 0.50% | - |
| Loan-to-Share Ratio | 84.85% | +12.65 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Fire Police City County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $209.4M | - |
| 2025Q4 | $203.1M | 11,272 |
| 2024Q4 | $190.8M | 11,216 |
| 2023Q4 | $182.3M | 11,436 |
Credit Union Details
- Charter Number
- 21593
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Indiana
- City
- FORT WAYNE
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, Fire Police City County runs 7 offices in 3 different cities.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | FORT WAYNE, IN |
| TILLMAN OFFICE | FORT WAYNE, IN |
| Lima Road | Fort Wayne, IN |
| Maplecrest Road | Fort Wayne, IN |
| Executive Center | Fort Wayne, IN |
| Covington Plaza | Fort Wayne, IN |
| New Haven Office | New Haven, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Fire Police City County, both outside Indiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($203.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Fire Police City County ranks #939 of 4,374 nationally on financial health and #24 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- U S #1364 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with U S #1364
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Fire Police City County financially healthy?
A 12.32% net worth ratio and a 0.91% delinquency rate feed into Fire Police City County's financial health score of 91/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #939 of 4,374; by total assets it ranks #1,265 of 4,374 nationally (same basis as /rankings/largest); and #30 of 124 within Indiana. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Fire Police City County compare to other credit unions?
On PlainCU's health composite, Fire Police City County lands at 91/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Fire Police City County?
Fire Police City County serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Fire Police City County directly for the current list of qualifying groups.
Is my money safe at Fire Police City County?
Federal credit unions like Fire Police City County are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fire Police City County's net worth ratio of 12.32% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Fire Police City County offer compared to banks?
Credit unions like Fire Police City County are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Fire Police City County directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.