State credit union · Indianapolis, Indiana · NCUA charter #67648
Hoosier United
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $36.4M
- Total assets
- 3,267
- Members
- 12.9%
- Net-worth ratio
Hoosier United scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $36.4M; members 3,267; net-worth ratio 12.93%; health rank #3,090 of 4,374; healthier than 28th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,090 of 4,374 health · 2025Q4Hoosier United · health 77/100 · $36.4M · 2025Q4
- CAMELS 77/100
- HEALTH 12.9%
- NW 1.20%
- DELQ 1.93%
- ROA $36.4M
- ASSETS 3,267
- MEM #3,090/4,374
- RANK Town of Cheektowaga
- PHOTO 67648
Call Report peers
Hoosier United in the assets neighbourhood
Hoosier United's $36.4M assets sit next to Town of Cheektowaga ($36.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hoosier United vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Hoosier United - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #67648 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Hoosier United
- Return on Assets leads the peer set - 1.93% here, 0.70% peer average (+1.22 pp).
- Loan-to-Share Ratio trails the peer set - 35.86% here, 59.80% peer average (-23.94 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Hoosier United: in-state Call Report ranks
- In Indiana, health place is #86 of 124 on the same NCUA-ratio sort used nationally.
- By total assets, Hoosier United is #81 of 124 in Indiana.
- Indiana membership ordinal: #77 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Hoosier United: 2025Q4 → 2026Q1
Hoosier United: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.3% from $36.4M (2025Q4) to $37.2M (2026Q1).
- Net-worth ratio shifted -0.01 pp (12.94% → 12.93%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.93% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 77.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.5 pts
- Return on Assets 15.0 pts
- Member Growth 4.0 pts
- Loan-to-Share Ratio 9.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.93% | -1.93 pp |
| Delinquency Rate | 1.20% | +0.06 pp |
| Return on Assets | 1.93% | +1.22 pp |
| Member Growth | -2.77% | - |
| Loan-to-Share Ratio | 35.86% | -23.94 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Hoosier United filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $37.2M | - |
| 2025Q4 | $36.4M | 3,267 |
| 2024Q4 | $35.0M | 3,360 |
| 2023Q4 | $34.5M | 3,436 |
Credit Union Details
- Charter Number
- 67648
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Indiana
- City
- Indianapolis
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Hoosier United runs 3 offices.
| Office | City |
|---|---|
| Hoosier United Credit Union (Main Office) | Indianapolis, IN |
| Hoosier United Credit Union | Indianapolis, IN |
| Hoosier United Credit Union | Indianapolis, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Hoosier United's nationwide photo peers by assets and by health score, excluding Indiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($36.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (77/100 here).
Using this data
- Hoosier United ranks #3,090 of 4,374 nationally on financial health and #86 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HOMETOWN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HOMETOWN
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Hoosier United financially healthy?
A 12.93% net worth ratio and a 1.20% delinquency rate feed into Hoosier United's financial health score of 77/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,090 of 4,374; by total assets it ranks #2,690 of 4,374 nationally (same basis as /rankings/largest); and #81 of 124 within Indiana. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Hoosier United compare to other credit unions?
On PlainCU's health composite, Hoosier United lands at 77/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Hoosier United?
Membership eligibility for Hoosier United depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Hoosier United directly for current membership requirements and application steps.
Is my money safe at Hoosier United?
Federal credit unions like Hoosier United are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hoosier United's net worth ratio of 12.93% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Hoosier United offer compared to banks?
Credit unions like Hoosier United are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Hoosier United directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.