Federal credit union · Hammond, Indiana · NCUA charter #82762
Hammond Firefighters Assn.
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $1.4M
- Total assets
- 289
- Members
- 29.4%
- Net-worth ratio
Hammond Firefighters Assn. scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.4M; members 289; net-worth ratio 29.41%; health rank #2,510 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,510 of 4,374 health · 2025Q4Hammond Firefighters Assn. · health 81/100 · $1.4M · 2025Q4
- MEM 81/100
- RANK 29.4%
- PHOTO 1.55%
- BOOK 1.24%
- CHARTER $1.4M
- NCUSIF 289
- CAMELS #2,510/4,374
- HEALTH n/a
- NW 82762
Call Report peers
Hammond Firefighters Assn. carries $1.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hammond Firefighters Assn. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Hammond Firefighters Assn. - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #82762. See our deposit-insurance coverage note.
Peer-gap read for Hammond Firefighters Assn.
- Largest favorable gap: Net Worth Ratio at 29.41% vs peer 22.93% (+6.48 pp).
- Largest lag: Loan-to-Share Ratio at 41.82% vs peer 52.70% (-10.88 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Indiana standing for Hammond Firefighters Assn.
- In Indiana, health place is #69 of 124 on the same NCUA-ratio sort used nationally.
- By total assets, Hammond Firefighters Assn. is #118 of 124 in Indiana.
- Indiana membership ordinal: #115 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Hammond Firefighters Assn.: 2025Q4 → 2026Q1
Hammond Firefighters Assn.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.6% from $1.4M (2025Q4) to $1.3M (2026Q1).
- Net-worth ratio shifted +1.47 pp (27.94% → 29.41%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 29.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.9 pts
- Return on Assets 15.0 pts
- Member Growth 10.7 pts
- Loan-to-Share Ratio 9.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.41% | +6.48 pp |
| Delinquency Rate | 1.55% | -2.93 pp |
| Return on Assets | 1.24% | +1.02 pp |
| Member Growth | 1.40% | - |
| Loan-to-Share Ratio | 41.82% | -10.88 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Hammond Firefighters Assn. filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.3M | - |
| 2025Q4 | $1.4M | 289 |
| 2024Q4 | $1.3M | 285 |
| 2023Q4 | $1.4M | 286 |
Credit Union Details
- Charter Number
- 82762
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Indiana
- City
- Hammond
- Data Quarter
- 2025Q4
Branch Location
Hammond Firefighters Assn. operates a single office in Hammond, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Station #1 (Main Office) | Hammond, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Cross-state Call Report peers for Hammond Firefighters Assn.
Hammond Firefighters Assn.'s nationwide photo peers by assets and by health score, excluding Indiana charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Hammond Firefighters Assn. ranks #2,510 of 4,374 nationally on financial health and #69 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mt Zion Indianapolis is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mt Zion Indianapolis
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Hammond Firefighters Assn. financially healthy?
Hammond Firefighters Assn. has a financial health score of 81/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,510 of 4,374; by total assets it ranks #4,192 of 4,374 nationally (same basis as /rankings/largest); and #118 of 124 within Indiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 29.41% and delinquency rate of 1.55%.
How does Hammond Firefighters Assn. compare to other credit unions?
81/100 is Hammond Firefighters Assn.'s score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Hammond Firefighters Assn.?
Membership eligibility for Hammond Firefighters Assn. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Hammond Firefighters Assn. directly for current membership requirements and application steps.
Is my money safe at Hammond Firefighters Assn.?
Federal credit unions like Hammond Firefighters Assn. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hammond Firefighters Assn.'s net worth ratio of 29.41% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Hammond Firefighters Assn. offer compared to banks?
Credit unions like Hammond Firefighters Assn. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Hammond Firefighters Assn. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.