Federal credit union · Hammond, Indiana · NCUA charter #82762
Hammond Firefighters Assn.
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $1.4M
- Total assets
- 289
- Members
- 29.4%
- Net-worth ratio
Hammond Firefighters Assn. scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.4M; members 289; net-worth ratio 29.41%; health rank #2,510 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,510 of 4,374 health · 2025Q4Hammond Firefighters Assn. · health 81/100 · $1.4M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hammond Firefighters Assn. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Hammond Firefighters Assn. sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Hammond Firefighters Assn.
- Largest favorable gap: Net Worth Ratio at 29.41% vs peer 22.93% (+6.48 pp).
- Largest lag: Loan-to-Share Ratio at 41.82% vs peer 52.70% (-10.88 pp).
Indiana standing for Hammond Firefighters Assn.
- In Indiana, health place is #69 of 124 on the same NCUA-ratio sort used nationally.
- By total assets, Hammond Firefighters Assn. is #118 of 124 in Indiana.
- Indiana membership ordinal: #115 of 124.
- One place up in Indiana, Diversified General (#68) scores 82/100, 1 point higher; one place down, Martin County Cooperative (#70) ties at 81/100.
Hammond Firefighters Assn.: 2025Q4 → 2026Q1
Hammond Firefighters Assn.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.6% from $1.4M (2025Q4) to $1.3M (2026Q1).
- Net-worth ratio shifted +1.47 pp (27.94% → 29.41%).
This credit union's 29.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Hammond Firefighters Assn. gives up 19 points in total. Delinquency Rate costs the most, 9.1 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.9 pts
- Return on Assets 15.0 pts
- Member Growth 10.7 pts
- Loan-to-Share Ratio 9.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.41% | +6.48 pp |
| Delinquency Rate | 1.55% | -2.93 pp |
| Return on Assets | 1.24% | +1.02 pp |
| Member Growth | 1.40% | - |
| Loan-to-Share Ratio | 41.82% | -10.88 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Hammond Firefighters Assn. filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.3M | - |
| 2025Q4 | $1.4M | 289 |
| 2024Q4 | $1.3M | 285 |
| 2023Q4 | $1.4M | 286 |
Credit Union Details
- Charter Number
- 82762
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Indiana
- City
- Hammond
- Data Quarter
- 2025Q4
Branch Location
Hammond Firefighters Assn. operates a single office in Hammond, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Station #1 (Main Office) | Hammond, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Cross-state Call Report peers for Hammond Firefighters Assn.
Similar health score
Using this data
- Hammond Firefighters Assn. ranks #2,510 of 4,374 nationally on financial health and #69 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mt Zion Indianapolis is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mt Zion Indianapolis
Frequently Asked Questions
Is Hammond Firefighters Assn. financially healthy?
Hammond Firefighters Assn. has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,510 of 4,374 nationally on health and #69 of 124 in Indiana. Its net worth ratio is 29.41% and its delinquency rate 1.55%.
How does Hammond Firefighters Assn. compare to other credit unions?
Hammond Firefighters Assn. scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (29.41% vs 22.93%). Its widest shortfall is loan-to-share ratio (41.82% vs 52.70%).
How can I join Hammond Firefighters Assn.?
Membership eligibility for Hammond Firefighters Assn. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Hammond Firefighters Assn. directly for current membership requirements and application steps.
Is my money safe at Hammond Firefighters Assn.?
Hammond Firefighters Assn. is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hammond Firefighters Assn.'s net worth ratio of 29.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.