Federal credit union · Indianapolis, Indiana · NCUA charter #97052
FIREFIGHTERS
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $86.0M
- Total assets
- 4,812
- Members
- 12.2%
- Net-worth ratio
FIREFIGHTERS scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $86.0M; members 4,812; net-worth ratio 12.23%; health rank #1,963 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,963 of 4,374 health · 2025Q4FIREFIGHTERS · health 85/100 · $86.0M · 2025Q4
Call Report peers
FIREFIGHTERS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FIREFIGHTERS vs every NCUA-scored credit union
FIREFIGHTERS sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where FIREFIGHTERS diverges from peer averages
- Delinquency Rate leads the peer set - 0.33% here, 0.96% peer average (-0.63 pp).
- Largest lag: Loan-to-Share Ratio at 39.30% vs peer 62.60% (-23.30 pp).
Where FIREFIGHTERS sits in Indiana
- Health composite ranks #59 of 124 among scored Indiana credit unions.
- Assets rank #51 of 124 inside Indiana ($86.0M reported).
- Indiana membership ordinal: #64 of 124.
- One place up in Indiana, Diamond Valley (#58) ties at 85/100; one place down, Hoosier Hills (#60) ties at 85/100.
FIREFIGHTERS Call Report trajectory
FIREFIGHTERS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.2% from $86.0M (2025Q4) to $89.6M (2026Q1).
- Net-worth ratio shifted -0.38 pp (12.61% → 12.23%).
At 12.23%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
FIREFIGHTERS gives up 15 points in total. Member Growth costs the most, 9.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 9.7 pts
FIREFIGHTERS vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.23% | -1.39 pp |
| Delinquency Rate | 0.33% | -0.63 pp |
| Return on Assets | 0.62% | -0.04 pp |
| Member Growth | -2.08% | - |
| Loan-to-Share Ratio | 39.30% | -23.30 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
FIREFIGHTERS quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $89.6M | - |
| 2025Q4 | $86.0M | 4,812 |
| 2024Q4 | $85.2M | 4,914 |
| 2023Q4 | $81.4M | 5,000 |
Credit Union Details
- Charter Number
- 97052
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Indiana
- City
- Indianapolis
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, FIREFIGHTERS runs 2 offices.
| Office | City |
|---|---|
| Main Office (Main Office) | Indianapolis, IN |
| Disaster Recovery Site | Indianapolis, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Cross-state Call Report peers for FIREFIGHTERS
Similar total assets
Using this data
- FIREFIGHTERS ranks #1,963 of 4,374 nationally on financial health and #59 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Public Service #3 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Public Service #3
Frequently Asked Questions
Is FIREFIGHTERS financially healthy?
FIREFIGHTERS has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,963 of 4,374 nationally on health and #59 of 124 in Indiana. Its net worth ratio is 12.23% and its delinquency rate 0.33%.
How does FIREFIGHTERS compare to other credit unions?
FIREFIGHTERS scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.33% vs 0.96%). Its widest shortfall is loan-to-share ratio (39.30% vs 62.60%).
How can I join FIREFIGHTERS?
Membership eligibility for FIREFIGHTERS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact FIREFIGHTERS directly for current membership requirements and application steps.
Is my money safe at FIREFIGHTERS?
FIREFIGHTERS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FIREFIGHTERS's net worth ratio of 12.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.