Federal credit union · Richmond, Indiana · NCUA charter #22213
Health Care Professionals
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $37.5M
- Total assets
- 3,285
- Members
- 18.6%
- Net-worth ratio
Health Care Professionals scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.5M; members 3,285; net-worth ratio 18.64%; health rank #1,389 of 4,374; healthier than 65th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,389 of 4,374 health · 2025Q4Health Care Professionals · health 88/100 · $37.5M · 2025Q4
Call Report peers
Health Care Professionals in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Health Care Professionals vs every NCUA-scored credit union
Health Care Professionals sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Health Care Professionals vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +3.85 pp (63.65% vs 59.80%).
Indiana standing for Health Care Professionals
- Health composite ranks #42 of 124 among scored Indiana credit unions.
- Assets rank #78 of 124 inside Indiana ($37.5M reported).
- Indiana membership ordinal: #76 of 124.
- One place up in Indiana, A H E Plant 3 (#41) ties at 88/100; one place down, Professional Police Officers (#43) ties at 88/100.
Quarter path for Health Care Professionals
Health Care Professionals: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.3% from $37.5M (2025Q4) to $39.4M (2026Q1).
- Net-worth ratio shifted -0.45 pp (19.09% → 18.64%).
This credit union's 18.64% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Health Care Professionals gives up 12 points in total. Member Growth costs the most, 10.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 13.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.64% | +3.78 pp |
| Delinquency Rate | 0.04% | -1.11 pp |
| Return on Assets | 1.29% | +0.58 pp |
| Member Growth | -2.58% | - |
| Loan-to-Share Ratio | 63.65% | +3.85 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Health Care Professionals
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.4M | - |
| 2025Q4 | $37.5M | 3,285 |
| 2024Q4 | $35.6M | 3,372 |
| 2023Q4 | $35.2M | 3,414 |
Credit Union Details
- Charter Number
- 22213
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Indiana
- City
- Richmond
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Health Care Professionals runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| HCPFCU - Main Office (Main Office) | Richmond, IN |
| Connersville Branch | Connersville, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Other-state peers near Health Care Professionals
Similar total assets
Similar health score
Using this data
- Health Care Professionals ranks #1,389 of 4,374 nationally on financial health and #42 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Community Link is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community Link
Frequently Asked Questions
Is Health Care Professionals financially healthy?
On its 2025Q4 NCUA 5300 filing, Health Care Professionals scores 88/100 (Excellent), with a 18.64% net worth ratio and 0.04% of loans delinquent. It ranks #1,389 of 4,374 nationally on health and #42 of 124 in Indiana.
How does Health Care Professionals compare to other credit unions?
Health Care Professionals scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (63.65% vs 59.80%).
How can I join Health Care Professionals?
Health Care Professionals operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Health Care Professionals directly for the exact boundaries and application steps.
Is my money safe at Health Care Professionals?
Health Care Professionals is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Health Care Professionals's net worth ratio of 18.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.