Federal credit union · Kokomo, Indiana · NCUA charter #9923
Solidarity Community
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $348.0M
- Total assets
- 23,823
- Members
- 12.2%
- Net-worth ratio
Solidarity Community scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $348.0M; members 23,823; net-worth ratio 12.15%; health rank #1,807 of 4,374; healthier than 57th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,807 of 4,374 health · 2025Q4Solidarity Community · health 86/100 · $348.0M · 2025Q4
Call Report peers
Solidarity Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Solidarity Community vs every NCUA-scored credit union
Solidarity Community sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Solidarity Community diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.18 pp (0.71% vs 0.89%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -10.70 pp (61.50% vs 72.20%).
Solidarity Community in Indiana
- Indiana health ordinal: #53 of 124.
- Assets rank #25 of 124 inside Indiana ($348.0M reported).
- Indiana membership ordinal: #26 of 124.
- One place up in Indiana, CRANE (#52) ties at 86/100; one place down, INTERRA (#54) ties at 86/100.
Solidarity Community: 2025Q4 → 2026Q1
Solidarity Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $348.0M (2025Q4) to $354.6M (2026Q1).
- Net-worth ratio shifted -0.19 pp (12.34% → 12.15%).
12.15% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
Solidarity Community gives up 14 points in total. Member Growth costs the most, 10.1 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.9 pts
- Return on Assets 15.0 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 13.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.15% | +0.04 pp |
| Delinquency Rate | 0.71% | -0.18 pp |
| Return on Assets | 0.57% | -0.05 pp |
| Member Growth | -2.29% | - |
| Loan-to-Share Ratio | 61.50% | -10.70 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Solidarity Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $354.6M | - |
| 2025Q4 | $348.0M | 23,823 |
| 2024Q4 | $350.0M | 24,381 |
| 2023Q4 | $338.0M | 24,753 |
Credit Union Details
- Charter Number
- 9923
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Indiana
- City
- Kokomo
- Data Quarter
- 2025Q4
Branch Locations (2)
Solidarity Community operates 2 offices in Kokomo, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Kokomo, IN |
| Westside Branch | Kokomo, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
Other federally-insured credit unions in Indiana, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Solidarity Community ranks #1,807 of 4,374 nationally on financial health and #53 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- INDUSTRIAL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with INDUSTRIAL
Frequently Asked Questions
Is Solidarity Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Solidarity Community scores 86/100 (Excellent), with a 12.15% net worth ratio and 0.71% of loans delinquent. It ranks #1,807 of 4,374 nationally on health and #53 of 124 in Indiana.
How does Solidarity Community compare to other credit unions?
Solidarity Community scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.71% vs 0.89%). Its widest shortfall is loan-to-share ratio (61.50% vs 72.20%).
How can I join Solidarity Community?
Solidarity Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Solidarity Community directly for the exact boundaries and application steps.
Is my money safe at Solidarity Community?
Solidarity Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Solidarity Community's net worth ratio of 12.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.