Federal credit union · Linton, Indiana · NCUA charter #12619
Public Service Edwardspt Pl E
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $1.6M
- Total assets
- 270
- Members
- 14.3%
- Net-worth ratio
Public Service Edwardspt Pl E scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.6M; members 270; net-worth ratio 14.33%; health rank #1,611 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,611 of 4,374 health · 2025Q4Public Service Edwardspt Pl… · health 87/100 · $1.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Public Service Edwardspt Pl E vs every NCUA-scored credit union
Public Service Edwardspt Pl E sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Public Service Edwardspt Pl E vs Under $2M peers
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +22.20 pp (74.90% vs 52.70%).
- Widest shortfall vs peers is Net Worth Ratio: -8.60 pp (14.33% vs 22.93%).
Public Service Edwardspt Pl E: in-state Call Report ranks
- Health composite ranks #49 of 124 among scored Indiana credit unions.
- By total assets, Public Service Edwardspt Pl E is #115 of 124 in Indiana.
- Member book place in Indiana: #117 of 124.
- One place up in Indiana, Riverside Community (#48) ties at 87/100; one place down, Hobart Ind School Employees (#50) ties at 87/100.
Quarter path for Public Service Edwardspt Pl E
Public Service Edwardspt Pl E: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $1.6M (2025Q4) to $1.7M (2026Q1).
- Net-worth ratio shifted -0.17 pp (14.50% → 14.33%).
14.33% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Public Service Edwardspt Pl E gives up 13 points in total. Member Growth costs the most, 10.5 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.8 pts
- Return on Assets 15.0 pts
- Member Growth 4.5 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for Public Service Edwardspt Pl E
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.33% | -8.60 pp |
| Delinquency Rate | 0.72% | -3.75 pp |
| Return on Assets | 1.39% | +1.17 pp |
| Member Growth | -2.53% | - |
| Loan-to-Share Ratio | 74.90% | +22.20 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Public Service Edwardspt Pl E quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.7M | - |
| 2025Q4 | $1.6M | 270 |
| 2024Q4 | $1.7M | 277 |
| 2023Q4 | $1.6M | 285 |
Credit Union Details
- Charter Number
- 12619
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Indiana
- City
- Linton
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Public Service Edwardspt Pl E runs one office.
| Office | City |
|---|---|
| Credit Union Office (Main Office) | Linton, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
A look at other Indiana credit unions, ranked by how closely their peer group and asset size match this one.
- GARY FIREFIGHTERS ASSOCIATIONGary, IN · Under $2M49Health
- URBAN BEGINNINGS CHOICEFort Wayne, IN · Under $2M59Health
- MT ZION INDIANAPOLISIndianapolis, IN · Under $2M87Health
- HAMMOND FIREFIGHTERS ASSN.Hammond, IN · Under $2M81Health
- GARY POLICE DEPARTMENT EMPLOYEESGARY, IN · Under $2M45Health
Compare Public Service Edwardspt Pl E vs GARY FIREFIGHTERS ASSOCIATION
Public Service Edwardspt Pl E nationwide neighbourhoods
Using this data
- Public Service Edwardspt Pl E ranks #1,611 of 4,374 nationally on financial health and #49 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Gary Firefighters Association is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Gary Firefighters Association
Frequently Asked Questions
Is Public Service Edwardspt Pl E financially healthy?
On its 2025Q4 NCUA 5300 filing, Public Service Edwardspt Pl E scores 87/100 (Excellent), with a 14.33% net worth ratio and 0.72% of loans delinquent. It ranks #1,611 of 4,374 nationally on health and #49 of 124 in Indiana.
How does Public Service Edwardspt Pl E compare to other credit unions?
Public Service Edwardspt Pl E scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (74.90% vs 52.70%). Its widest shortfall is net worth ratio (14.33% vs 22.93%).
How can I join Public Service Edwardspt Pl E?
Public Service Edwardspt Pl E operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Public Service Edwardspt Pl E directly for the exact boundaries and application steps.
Is my money safe at Public Service Edwardspt Pl E?
Public Service Edwardspt Pl E is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Public Service Edwardspt Pl E's net worth ratio of 14.33% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.