Federal credit union · New Orleans, Louisiana · NCUA charter #2056
Sewerage & Water Board Employees
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $8.2M
- Total assets
- 1,495
- Members
- 7.8%
- Net-worth ratio
Sewerage & Water Board Employees scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.2M; members 1,495; net-worth ratio 7.75%; health rank #4,008 of 4,374; healthier than 8th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,008 of 4,374 health · 2025Q4Sewerage & Water Board · health 62/100 · $8.2M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sewerage & Water Board Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Sewerage & Water Board Employees sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Sewerage & Water Board Employees
- Widest shortfall vs peers is Loan-to-Share Ratio: -20.35 pp (43.25% vs 63.60%).
Sewerage & Water Board Employees: in-state Call Report ranks
- Louisiana health ordinal: #114 of 138.
- Assets rank #91 of 138 inside Louisiana ($8.2M reported).
- Member book place in Louisiana: #85 of 138.
- One place up in Louisiana, CUSA (#113) ties at 62/100; one place down, East Baton Rouge Teachers (#115) scores 61/100, 1 point lower.
Sewerage & Water Board Employees Call Report trajectory
Sewerage & Water Board Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $8.2M (2025Q4) to $8.5M (2026Q1).
- Net-worth ratio shifted -0.18 pp (7.93% → 7.75%).
7.75% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 62/100 score is built
Sewerage & Water Board Employees gives up 38 points in total. Delinquency Rate costs the most, 14.5 of its 25; Return on Assets loses the least, 1.4.
- Net Worth Ratio 24.4 pts
- Delinquency Rate 10.5 pts
- Return on Assets 13.6 pts
- Member Growth 3.9 pts
- Loan-to-Share Ratio 9.6 pts
Sewerage & Water Board health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.75% | -11.31 pp |
| Delinquency Rate | 2.31% | +0.50 pp |
| Return on Assets | 0.41% | -0.04 pp |
| Member Growth | -2.86% | - |
| Loan-to-Share Ratio | 43.25% | -20.35 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.5M | - |
| 2025Q4 | $8.2M | 1,495 |
| 2024Q4 | $7.9M | 1,539 |
| 2023Q4 | $8.1M | 1,610 |
Credit Union Details
- Charter Number
- 2056
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- New Orleans
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Sewerage & Water Board Employees runs one office.
| Office | City |
|---|---|
| Sewerage & Water Board Employees FCU (Main Office) | New Orleans, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- NEW ORLEANS CLERK & CHECKERSMETAIRIE, LA · $2M–$10M85Health
- IBERVILLEPLAQUEMINE, LA · $2M–$10M67Health
- STATE AGENCIESSHREVEPORT, LA · $2M–$10M77Health
- SHREVEPORT POLICESHREVEPORT, LA · $2M–$10M69Health
- PAN AMOCOMETAIRIE, LA · $2M–$10M67Health
Compare Sewerage & Water Board Employees vs NEW ORLEANS CLERK & CHECKERS
Nationwide credit unions with similar profiles
Using this data
- Sewerage & Water Board Employees ranks #4,008 of 4,374 nationally on financial health and #114 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Orleans Clerk & Checkers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Orleans Clerk & Checkers
Frequently Asked Questions
Is Sewerage & Water Board Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Sewerage & Water Board Employees scores 62/100 (Good), with a 7.75% net worth ratio and 2.31% of loans delinquent. It ranks #4,008 of 4,374 nationally on health and #114 of 138 in Louisiana.
How does Sewerage & Water Board Employees compare to other credit unions?
Sewerage & Water Board Employees scores 62/100, higher than 8% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (43.25% vs 63.60%).
How can I join Sewerage & Water Board Employees?
Sewerage & Water Board Employees carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Sewerage & Water Board Employees directly to confirm current membership steps.
Is my money safe at Sewerage & Water Board Employees?
Sewerage & Water Board Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sewerage & Water Board Employees's net worth ratio of 7.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.