Federal credit union · SHREVEPORT, Louisiana · NCUA charter #8006
State Agencies
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $8.4M
- Total assets
- 674
- Members
- 36.9%
- Net-worth ratio
State Agencies scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.4M; members 674; net-worth ratio 36.85%; health rank #3,036 of 4,374; healthier than 28th of scored peers.
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#3,036 of 4,374 health · 2025Q4State Agencies · health 77/100 · $8.4M · 2025Q4
Call Report peers
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State Agencies vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); State Agencies sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
State Agencies vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +17.79 pp (36.85% vs 19.06%).
State Agencies: in-state Call Report ranks
- Health composite ranks #70 of 138 among scored Louisiana credit unions.
- Assets rank #89 of 138 inside Louisiana ($8.4M reported).
- Membership ranks #112 of 138 among Louisiana CUs with a reported count (674 members).
- One place up in Louisiana, PELICAN (#69) scores 78/100, 1 point higher; one place down, Sabine School Employees (#71) ties at 77/100.
State Agencies Call Report trajectory
State Agencies: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $8.4M (2025Q4) to $8.6M (2026Q1).
- Net-worth ratio shifted -0.56 pp (37.41% → 36.85%).
This credit union's 36.85% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
State Agencies gives up 23 points in total. Member Growth costs the most, 12.2 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.4 pts
- Return on Assets 15.0 pts
- Member Growth 2.8 pts
- Loan-to-Share Ratio 14.8 pts
State Agencies vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 36.85% | +17.79 pp |
| Delinquency Rate | 1.74% | -0.07 pp |
| Return on Assets | 0.87% | +0.42 pp |
| Member Growth | -3.44% | - |
| Loan-to-Share Ratio | 78.54% | +14.94 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.6M | - |
| 2025Q4 | $8.4M | 674 |
| 2024Q4 | $8.7M | 698 |
| 2023Q4 | $9.2M | 708 |
Credit Union Details
- Charter Number
- 8006
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- SHREVEPORT
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, State Agencies runs 3 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| STATE AGENCIES FCU (Main Office) | SHREVEPORT, LA |
| FISERV RECOVERY CENTER | FRISCO, TX |
| RECOVERY LOCATION | SHREVEPORT, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for State Agencies
Similar health score
Using this data
- State Agencies ranks #3,036 of 4,374 nationally on financial health and #70 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- IBERVILLE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with IBERVILLE
Frequently Asked Questions
Is State Agencies financially healthy?
On its 2025Q4 NCUA 5300 filing, State Agencies scores 77/100 (Very Good), with a 36.85% net worth ratio and 1.74% of loans delinquent. It ranks #3,036 of 4,374 nationally on health and #70 of 138 in Louisiana.
How does State Agencies compare to other credit unions?
State Agencies scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (36.85% vs 19.06%).
How can I join State Agencies?
State Agencies serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact State Agencies directly for the current list of qualifying groups.
Is my money safe at State Agencies?
State Agencies is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. State Agencies's net worth ratio of 36.85% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.