Federal credit union · SHREVEPORT, Louisiana · NCUA charter #8006
State Agencies
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $8.4M
- Total assets
- 674
- Members
- 36.9%
- Net-worth ratio
State Agencies scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.4M; members 674; net-worth ratio 36.85%; health rank #3,036 of 4,374; healthier than 28th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,036 of 4,374 health · 2025Q4State Agencies · health 77/100 · $8.4M · 2025Q4
- CAMELS 77/100
- HEALTH 36.9%
- NW 1.74%
- DELQ 0.87%
- ROA $8.4M
- ASSETS 674
- MEM #3,036/4,374
- RANK n/a
- PHOTO 8006
Call Report peers
State Agencies carries $8.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
State Agencies vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
State Agencies - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #8006, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
State Agencies vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +17.79 pp (36.85% vs 19.06%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
State Agencies: in-state Call Report ranks
- Health composite ranks #70 of 138 among scored Louisiana credit unions.
- Assets rank #89 of 138 inside Louisiana ($8.4M reported).
- Membership ranks #112 of 138 among Louisiana CUs with a reported count (674 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
State Agencies Call Report trajectory
State Agencies: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $8.4M (2025Q4) to $8.6M (2026Q1).
- Net-worth ratio shifted -0.56 pp (37.41% → 36.85%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 36.85% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 77.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.4 pts
- Return on Assets 15.0 pts
- Member Growth 2.8 pts
- Loan-to-Share Ratio 14.8 pts
State Agencies vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 36.85% | +17.79 pp |
| Delinquency Rate | 1.74% | -0.07 pp |
| Return on Assets | 0.87% | +0.42 pp |
| Member Growth | -3.44% | - |
| Loan-to-Share Ratio | 78.54% | +14.94 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.6M | - |
| 2025Q4 | $8.4M | 674 |
| 2024Q4 | $8.7M | 698 |
| 2023Q4 | $9.2M | 708 |
Credit Union Details
- Charter Number
- 8006
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- SHREVEPORT
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, State Agencies runs 3 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| STATE AGENCIES FCU (Main Office) | SHREVEPORT, LA |
| FISERV RECOVERY CENTER | FRISCO, TX |
| RECOVERY LOCATION | SHREVEPORT, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for State Agencies
Two NCUA Call Report peer sets for State Agencies, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (77/100 here).
Using this data
- State Agencies ranks #3,036 of 4,374 nationally on financial health and #70 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- IBERVILLE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with IBERVILLE
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is State Agencies financially healthy?
State Agencies scores 77/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,036 of 4,374; by total assets it ranks #3,645 of 4,374 nationally (same basis as /rankings/largest); and #89 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 36.85% net worth ratio and a 1.74% delinquency rate.
How does State Agencies compare to other credit unions?
PlainCU's health composite puts State Agencies at 77/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join State Agencies?
State Agencies serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact State Agencies directly for the current list of qualifying groups.
Is my money safe at State Agencies?
Federal credit unions like State Agencies are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. State Agencies's net worth ratio of 36.85% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does State Agencies offer compared to banks?
Credit unions like State Agencies are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact State Agencies directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.