Federal credit union · NEW ORLEANS, Louisiana · NCUA charter #2446
Internal Revenue
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $21.2M
- Total assets
- 1,524
- Members
- 14.3%
- Net-worth ratio
Internal Revenue scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.2M; members 1,524; net-worth ratio 14.35%; health rank #1,425 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,425 of 4,374 health · 2025Q4Internal Revenue · health 88/100 · $21.2M · 2025Q4
Call Report peers
Internal Revenue in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Internal Revenue vs every NCUA-scored credit union
Internal Revenue sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Internal Revenue vs $10M–$50M peers
- Delinquency Rate leads the peer set - 0.57% here, 1.15% peer average (-0.57 pp).
- Largest lag: Loan-to-Share Ratio at 56.49% vs peer 59.80% (-3.31 pp).
Louisiana standing for Internal Revenue
- Health composite ranks #33 of 138 among scored Louisiana credit unions.
- Louisiana assets place: #71 of 138.
- Louisiana membership ordinal: #81 of 138.
- One place up in Louisiana, Acadiana Medical (#32) ties at 88/100; one place down, Orleans Parish Sheriff's (#34) scores 87/100, 1 point lower.
Internal Revenue Call Report trajectory
Internal Revenue: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $21.2M (2025Q4) to $21.6M (2026Q1).
- Net-worth ratio shifted +0.07 pp (14.28% → 14.35%).
14.35% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Internal Revenue gives up 12 points in total. Member Growth costs the most, 8.7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.3 pts
- Return on Assets 15.0 pts
- Member Growth 6.3 pts
- Loan-to-Share Ratio 12.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.35% | -0.51 pp |
| Delinquency Rate | 0.57% | -0.57 pp |
| Return on Assets | 0.70% | -0.00 pp |
| Member Growth | -1.49% | - |
| Loan-to-Share Ratio | 56.49% | -3.31 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $21.6M | - |
| 2025Q4 | $21.2M | 1,524 |
| 2024Q4 | $19.9M | 1,547 |
| 2023Q4 | $18.9M | 1,528 |
Credit Union Details
- Charter Number
- 2446
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- NEW ORLEANS
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Internal Revenue runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | New Orleans, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
- NEW ORLEANS POLICE DEPARTMENT EMP.New Orleans, LA · $10M–$50M92Health
- ACADIANLafayette, LA · $10M–$50M87Health
- FEDERAL EMPLOYEESMONROE, LA · $10M–$50M85Health
- FELICIANAZACHARY, LA · $10M–$50M56Health
- CALCASIEU PARISH EMPLOYEESLake Charles, LA · $10M–$50M75Health
Compare Internal Revenue vs NEW ORLEANS POLICE DEPARTMENT EMP.
Cross-state Call Report peers for Internal Revenue
Similar total assets
Similar health score
Using this data
- Internal Revenue ranks #1,425 of 4,374 nationally on financial health and #33 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Orleans Police Department Emp. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Orleans Police Department Emp.
Frequently Asked Questions
Is Internal Revenue financially healthy?
Internal Revenue has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,425 of 4,374 nationally on health and #33 of 138 in Louisiana. Its net worth ratio is 14.35% and its delinquency rate 0.57%.
How does Internal Revenue compare to other credit unions?
Internal Revenue scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.57% vs 1.15%). Its widest shortfall is loan-to-share ratio (56.49% vs 59.80%).
How can I join Internal Revenue?
Internal Revenue serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Internal Revenue directly for the current list of qualifying groups.
Is my money safe at Internal Revenue?
Internal Revenue is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Internal Revenue's net worth ratio of 14.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.