State credit union · DONALDSONVILLE, Louisiana · NCUA charter #63851
C-F La.
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $7.1M
- Total assets
- 1,095
- Members
- 19.9%
- Net-worth ratio
C-F La. scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.1M; members 1,095; net-worth ratio 19.89%; health rank #2,688 of 4,374; healthier than 36th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,688 of 4,374 health · 2025Q4C-F La. · health 80/100 · $7.1M · 2025Q4
Call Report peers
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C-F La. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); C-F La. sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for C-F La.
- Largest favorable gap: Delinquency Rate at 0.07% vs peer 1.81% (-1.74 pp).
- Largest lag: Loan-to-Share Ratio at 48.14% vs peer 63.60% (-15.46 pp).
C-F La.: in-state Call Report ranks
- In Louisiana, health place is #60 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #93 of 138.
- Membership ranks #96 of 138 among Louisiana CUs with a reported count (1,095 members).
- One place up in Louisiana, Alexandria T & P (#59) ties at 80/100; one place down, MERITUS (#61) ties at 80/100.
C-F La. Call Report trajectory
C-F La.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.4% from $7.1M (2025Q4) to $6.9M (2026Q1).
- Net-worth ratio shifted +0.59 pp (19.30% → 19.89%).
This credit union's 19.89% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
C-F La. gives up 20 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.0 pts
Call Report ratios for C-F La.
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.89% | +0.83 pp |
| Delinquency Rate | 0.07% | -1.74 pp |
| Return on Assets | 1.30% | +0.85 pp |
| Member Growth | -6.41% | - |
| Loan-to-Share Ratio | 48.14% | -15.46 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
C-F La. quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.9M | - |
| 2025Q4 | $7.1M | 1,095 |
| 2024Q4 | $7.3M | 1,170 |
| 2023Q4 | $7.7M | 1,198 |
Credit Union Details
- Charter Number
- 63851
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- DONALDSONVILLE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, C-F La. runs one office.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | DONALDSONVILLE, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- C-F La. ranks #2,688 of 4,374 nationally on financial health and #60 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Alexandria T & P is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Alexandria T & P
Frequently Asked Questions
Is C-F La. financially healthy?
C-F La. has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,688 of 4,374 nationally on health and #60 of 138 in Louisiana. Its net worth ratio is 19.89% and its delinquency rate 0.07%.
How does C-F La. compare to other credit unions?
C-F La. scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.07% vs 1.81%). Its widest shortfall is loan-to-share ratio (48.14% vs 63.60%).
How can I join C-F La.?
Membership eligibility for C-F La. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact C-F La. directly for current membership requirements and application steps.
Is my money safe at C-F La.?
C-F La. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. C-F La.'s net worth ratio of 19.89% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.