Federal credit union · ALEXANDRIA, Louisiana · NCUA charter #7473
Alexandria T & P
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $6.7M
- Total assets
- 788
- Members
- 24.2%
- Net-worth ratio
Alexandria T & P scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.7M; members 788; net-worth ratio 24.16%; health rank #2,679 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,679 of 4,374 health · 2025Q4Alexandria T & P · health 80/100 · $6.7M · 2025Q4
- BOOK 80/100
- CHARTER 24.2%
- NCUSIF 2.00%
- CAMELS 0.90%
- HEALTH $6.7M
- NW 788
- DELQ #2,679/4,374
- ROA n/a
- ASSETS 7473
Call Report peers
Alexandria T & P carries $6.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Alexandria T & P vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Alexandria T & P - Share Insurance Coverage
Charter #7473's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Alexandria T & P diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 95.01% here, 63.60% peer average (+31.41 pp).
- Largest lag: Delinquency Rate at 2.00% vs peer 1.81% (+0.20 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Alexandria T & P in Louisiana
- In Louisiana, health place is #59 of 138 on the same NCUA-ratio sort used nationally.
- By total assets, Alexandria T & P is #94 of 138 in Louisiana.
- Member book place in Louisiana: #106 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Alexandria T & P: 2025Q4 → 2026Q1
Alexandria T & P: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.1% from $6.7M (2025Q4) to $7.0M (2026Q1).
- Net-worth ratio shifted -0.66 pp (24.82% → 24.16%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
24.16% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.5 pts
- Return on Assets 15.0 pts
- Member Growth 10.2 pts
- Loan-to-Share Ratio 12.3 pts
Call Report ratios for Alexandria T & P
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.16% | +5.10 pp |
| Delinquency Rate | 2.00% | +0.20 pp |
| Return on Assets | 0.90% | +0.45 pp |
| Member Growth | 1.03% | - |
| Loan-to-Share Ratio | 95.01% | +31.41 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Alexandria T & P filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.0M | - |
| 2025Q4 | $6.7M | 788 |
| 2024Q4 | $6.5M | 780 |
| 2023Q4 | $6.5M | 796 |
Credit Union Details
- Charter Number
- 7473
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- ALEXANDRIA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Alexandria T & P.
| Office | City |
|---|---|
| ALEXANDRIA T&P FCU (Main Office) | ALEXANDRIA, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Alexandria T & P - kept outside Louisiana; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Alexandria T & P ranks #2,679 of 4,374 nationally on financial health and #59 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- District 62 Highway is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with District 62 Highway
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Alexandria T & P financially healthy?
Alexandria T & P has a financial health score of 80/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,679 of 4,374; by total assets it ranks #3,744 of 4,374 nationally (same basis as /rankings/largest); and #94 of 138 within Louisiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 24.16% and delinquency rate of 2.00%.
How does Alexandria T & P compare to other credit unions?
Alexandria T & P scores 80/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Alexandria T & P?
Alexandria T & P operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Alexandria T & P directly for the exact boundaries and application steps.
Is my money safe at Alexandria T & P?
Federal credit unions like Alexandria T & P are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Alexandria T & P's net worth ratio of 24.16% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Alexandria T & P offer compared to banks?
Credit unions like Alexandria T & P are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Alexandria T & P directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.