Federal credit union · ZACHARY, Louisiana · NCUA charter #13687
FELICIANA
Health score 56/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 56
- Health / 100
- $23.2M
- Total assets
- 1,737
- Members
- 16.2%
- Net-worth ratio
FELICIANA scores 56/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.2M; members 1,737; net-worth ratio 16.23%; health rank #4,158 of 4,374; healthier than 5th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,158 of 4,374 health · 2025Q4FELICIANA · health 56/100 · $23.2M · 2025Q4
Call Report peers
FELICIANA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FELICIANA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); FELICIANA sits in 55-59 with 115 others.
56 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for FELICIANA
- Loan-to-Share Ratio leads the peer set - 73.33% here, 59.80% peer average (+13.53 pp).
- Widest shortfall vs peers is Return on Assets: -2.24 pp (-1.53% vs 0.70%).
FELICIANA: in-state Call Report ranks
- Louisiana health ordinal: #124 of 138.
- Assets rank #68 of 138 inside Louisiana ($23.2M reported).
- Membership ranks #76 of 138 among Louisiana CUs with a reported count (1,737 members).
- One place up in Louisiana, La Terre (#123) scores 57/100, 1 point higher; one place down, Immaculate Heart of Mary (#125) scores 55/100, 1 point lower.
FELICIANA: 2025Q4 → 2026Q1
FELICIANA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.0% from $23.2M (2025Q4) to $23.2M (2026Q1).
- Net-worth ratio shifted -0.30 pp (16.53% → 16.23%).
This credit union's 16.23% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 56/100 score is built
FELICIANA gives up 44 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for FELICIANA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.23% | +1.37 pp |
| Delinquency Rate | 2.24% | +1.10 pp |
| Return on Assets | -1.53% | -2.24 pp |
| Member Growth | -9.25% | - |
| Loan-to-Share Ratio | 73.33% | +13.53 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $23.2M | - |
| 2025Q4 | $23.2M | 1,737 |
| 2024Q4 | $24.8M | 1,914 |
| 2023Q4 | $25.8M | 1,861 |
Credit Union Details
- Charter Number
- 13687
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- ZACHARY
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for FELICIANA.
| Office | City |
|---|---|
| Main Office (Main Office) | Zachary, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
FELICIANA nationwide neighbourhoods
Using this data
- FELICIANA ranks #4,158 of 4,374 nationally on financial health and #124 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PEOPLE'S is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PEOPLE'S
Frequently Asked Questions
Is FELICIANA financially healthy?
On its 2025Q4 NCUA 5300 filing, FELICIANA scores 56/100 (Fair), with a 16.23% net worth ratio and 2.24% of loans delinquent. It ranks #4,158 of 4,374 nationally on health and #124 of 138 in Louisiana.
How does FELICIANA compare to other credit unions?
FELICIANA scores 56/100, higher than 5% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (73.33% vs 59.80%). Its widest shortfall is return on assets (-1.53% vs 0.70%).
How can I join FELICIANA?
FELICIANA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact FELICIANA directly for the exact boundaries and application steps.
Is my money safe at FELICIANA?
FELICIANA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FELICIANA's net worth ratio of 16.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.