Federal credit union · FERRIDAY, Louisiana · NCUA charter #17396
Concordia Parish School Emp
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $3.1M
- Total assets
- 1,369
- Members
- 10.7%
- Net-worth ratio
Concordia Parish School Emp scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.1M; members 1,369; net-worth ratio 10.65%; health rank #2,995 of 4,374; healthier than 31st of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,995 of 4,374 health · 2025Q4Concordia Parish School Emp · health 78/100 · $3.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Concordia Parish School Emp vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Concordia Parish School Emp sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Concordia Parish School Emp vs $2M–$10M peers
- Loan-to-Share Ratio leads the peer set - 71.57% here, 63.60% peer average (+7.97 pp).
- Largest lag: Net Worth Ratio at 10.65% vs peer 19.06% (-8.41 pp).
Concordia Parish School Emp: in-state Call Report ranks
- In Louisiana, health place is #68 of 138 on the same NCUA-ratio sort used nationally.
- Assets rank #114 of 138 inside Louisiana ($3.1M reported).
- Membership ranks #89 of 138 among Louisiana CUs with a reported count (1,369 members).
- One place up in Louisiana, SEVENFOLD (#67) ties at 78/100; one place down, PELICAN (#69) ties at 78/100.
Quarter path for Concordia Parish School Emp
Concordia Parish School Emp: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $3.1M (2025Q4) to $3.2M (2026Q1).
- Net-worth ratio shifted -0.11 pp (10.76% → 10.65%).
10.65% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
Concordia Parish School Emp gives up 22 points in total. Delinquency Rate costs the most, 12.1 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.9 pts
- Return on Assets 10.9 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 15.2 pts
Concordia Parish School Emp vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.65% | -8.41 pp |
| Delinquency Rate | 1.94% | +0.13 pp |
| Return on Assets | 0.22% | -0.23 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 71.57% | +7.97 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Concordia Parish School Emp
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.2M | - |
| 2025Q4 | $3.1M | 1,369 |
| 2024Q4 | $3.2M | 1,369 |
| 2023Q4 | $3.3M | 1,332 |
Credit Union Details
- Charter Number
- 17396
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- FERRIDAY
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Concordia Parish School Emp runs one office.
| Office | City |
|---|---|
| Concordia PSE FCU (Main Office) | Ferriday, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
- SOUTHEAST LOUISIANA VETERANS HEALTHNew Orleans, LA · $2M–$10M98Health
- N.O. PORT COMMISSION EMPLOYEESNew Orleans, LA · $2M–$10M63Health
- ELECTRICAL WORKERS LOCAL 130METAIRIE, LA · $2M–$10M82Health
- LOUISIANA MACHINERY EMPLOYEESMonroe, LA · $2M–$10M86Health
- T E AHouma, LA · $2M–$10M82Health
Compare Concordia Parish School Emp vs SOUTHEAST LOUISIANA VETERANS HEALTH
Concordia Parish School Emp nationwide neighbourhoods
Using this data
- Concordia Parish School Emp ranks #2,995 of 4,374 nationally on financial health and #68 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Southeast Louisiana Veterans Health is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Southeast Louisiana Veterans Health
Frequently Asked Questions
Is Concordia Parish School Emp financially healthy?
On its 2025Q4 NCUA 5300 filing, Concordia Parish School Emp scores 78/100 (Very Good), with a 10.65% net worth ratio and 1.94% of loans delinquent. It ranks #2,995 of 4,374 nationally on health and #68 of 138 in Louisiana.
How does Concordia Parish School Emp compare to other credit unions?
Concordia Parish School Emp scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (71.57% vs 63.60%). Its widest shortfall is net worth ratio (10.65% vs 19.06%).
How can I join Concordia Parish School Emp?
Concordia Parish School Emp operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Concordia Parish School Emp directly for the exact boundaries and application steps.
Is my money safe at Concordia Parish School Emp?
Concordia Parish School Emp is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Concordia Parish School Emp's net worth ratio of 10.65% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.