Federal credit union · CHALMETTE, Louisiana · NCUA charter #12944
St. Bernard Parish School Board Emp
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $15.5M
- Total assets
- 3,581
- Members
- 37.6%
- Net-worth ratio
St. Bernard Parish School Board Emp scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $15.5M; members 3,581; net-worth ratio 37.64%; health rank #133 of 4,374; healthier than 95th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#133 of 4,374 health · 2025Q4St. Bernard Parish School B… · health 97/100 · $15.5M · 2025Q4
Call Report peers
St. Bernard Parish School Board Emp in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Bernard Parish School Board Emp vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); St. Bernard Parish School Board Emp sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where St. Bernard Parish School Board Emp diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +22.78 pp (37.64% vs 14.86%).
St. Bernard Parish School Board Emp in Louisiana
- Health composite ranks #3 of 138 among scored Louisiana credit unions.
- Assets rank #78 of 138 inside Louisiana ($15.5M reported).
- Member book place in Louisiana: #56 of 138.
- One place up in Louisiana, Southeast Louisiana Veterans Health (#2) scores 98/100, 1 point higher; one place down, Department of Corrections (#4) ties at 97/100.
St. Bernard Parish School Board Emp: 2025Q4 → 2026Q1
St. Bernard Parish School Board Emp: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $15.5M (2025Q4) to $15.7M (2026Q1).
- Net-worth ratio shifted +0.04 pp (37.60% → 37.64%).
At 37.64%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 97/100 score is built
St. Bernard Parish School Board Emp gives up 3 points in total. Delinquency Rate costs the most, 3.3 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.7 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.3 pts
St. Bernard Parish School Board Emp vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 37.64% | +22.78 pp |
| Delinquency Rate | 0.83% | -0.32 pp |
| Return on Assets | 2.18% | +1.48 pp |
| Member Growth | 15.11% | - |
| Loan-to-Share Ratio | 81.67% | +21.87 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - St. Bernard Parish School Board Emp
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $15.7M | - |
| 2025Q4 | $15.5M | 3,581 |
| 2024Q4 | $15.9M | 3,111 |
| 2023Q4 | $15.9M | 3,098 |
Credit Union Details
- Charter Number
- 12944
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- CHALMETTE
- Data Quarter
- 2025Q4
Branch Location
St. Bernard Parish School Board Emp operates a single office in CHALMETTE, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ST. BERNARD PARISH SCHOOL BOARD EMPLOYEE FEDERAL CREDIT UNION (Main Office) | CHALMETTE, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
- TULANE/LOYOLANew Orleans, LA · $10M–$50M66Health
- BARTON PLANT EMPLOYEESBOUTTE, LA · $10M–$50M87Health
- VERMILION EMPLOYEESAbbeville, LA · $10M–$50M78Health
- FLEUR-DE-LISMetairie, LA · $10M–$50M80Health
- CADDO PARISH TEACHERSSHREVEPORT, LA · $10M–$50M91Health
Compare St. Bernard Parish School Board Emp vs TULANE/LOYOLA
St. Bernard Parish School Board Emp nationwide neighbourhoods
Similar total assets
Using this data
- St. Bernard Parish School Board Emp ranks #133 of 4,374 nationally on financial health and #3 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TULANE/LOYOLA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TULANE/LOYOLA
Frequently Asked Questions
Is St. Bernard Parish School Board Emp financially healthy?
On its 2025Q4 NCUA 5300 filing, St. Bernard Parish School Board Emp scores 97/100 (Excellent), with a 37.64% net worth ratio and 0.83% of loans delinquent. It ranks #133 of 4,374 nationally on health and #3 of 138 in Louisiana.
How does St. Bernard Parish School Board Emp compare to other credit unions?
St. Bernard Parish School Board Emp scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (37.64% vs 14.86%).
How can I join St. Bernard Parish School Board Emp?
St. Bernard Parish School Board Emp is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact St. Bernard Parish School Board Emp directly to confirm eligibility.
Is my money safe at St. Bernard Parish School Board Emp?
St. Bernard Parish School Board Emp is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Bernard Parish School Board Emp's net worth ratio of 37.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.