Federal credit union · DENHAM SPRINGS, Louisiana · NCUA charter #19295
Livingston Parish
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $11.6M
- Total assets
- 1,736
- Members
- 20.6%
- Net-worth ratio
Livingston Parish scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.6M; members 1,736; net-worth ratio 20.60%; health rank #3,806 of 4,374; healthier than 12th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,806 of 4,374 health · 2025Q4Livingston Parish · health 66/100 · $11.6M · 2025Q4
- RANK 66/100
- PHOTO 20.6%
- BOOK 3.66%
- CHARTER 0.70%
- NCUSIF $11.6M
- CAMELS 1,736
- HEALTH #3,806/4,374
- NW Maternity B.V.M.
- DELQ 19295
Call Report peers
Livingston Parish in the assets neighbourhood
Livingston Parish's $11.6M assets sit next to Maternity B.V.M. ($11.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Livingston Parish vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Livingston Parish - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #19295. See our deposit-insurance coverage note.
Peer-gap read for Livingston Parish
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +5.74 pp (20.60% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.36 pp (51.44% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Livingston Parish: in-state Call Report ranks
- Louisiana health ordinal: #105 of 138.
- By total assets, Livingston Parish is #83 of 138 in Louisiana.
- Member book place in Louisiana: #77 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Livingston Parish Call Report trajectory
Livingston Parish: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.9% from $11.6M (2025Q4) to $11.5M (2026Q1).
- Net-worth ratio shifted +0.23 pp (20.37% → 20.60%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 20.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 2.1 pts
- Return on Assets 15.0 pts
- Member Growth 8.2 pts
- Loan-to-Share Ratio 10.7 pts
Livingston Parish vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.60% | +5.74 pp |
| Delinquency Rate | 3.66% | +2.51 pp |
| Return on Assets | 0.70% | -0.00 pp |
| Member Growth | -0.46% | - |
| Loan-to-Share Ratio | 51.44% | -8.36 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Livingston Parish quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.5M | - |
| 2025Q4 | $11.6M | 1,736 |
| 2024Q4 | $11.3M | 1,744 |
| 2023Q4 | $10.4M | 1,764 |
Credit Union Details
- Charter Number
- 19295
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- DENHAM SPRINGS
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Livingston Parish runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | Denham Springs, LA |
| Fidelity national Information Service | Charlotte, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Cross-state Call Report peers for Livingston Parish
Two NCUA Call Report peer sets for Livingston Parish, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($11.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- Livingston Parish ranks #3,806 of 4,374 nationally on financial health and #105 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 3rd District Highway is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 3rd District Highway
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Livingston Parish financially healthy?
Livingston Parish scores 66/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,806 of 4,374; by total assets it ranks #3,477 of 4,374 nationally (same basis as /rankings/largest); and #83 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 20.60% net worth ratio and a 3.66% delinquency rate.
How does Livingston Parish compare to other credit unions?
66/100 is Livingston Parish's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Livingston Parish?
Livingston Parish operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Livingston Parish directly for the exact boundaries and application steps.
Is my money safe at Livingston Parish?
Federal credit unions like Livingston Parish are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Livingston Parish's net worth ratio of 20.60% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Livingston Parish offer compared to banks?
Credit unions like Livingston Parish are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Livingston Parish directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.