Federal credit union · DENHAM SPRINGS, Louisiana · NCUA charter #19295
Livingston Parish
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $11.6M
- Total assets
- 1,736
- Members
- 20.6%
- Net-worth ratio
Livingston Parish scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.6M; members 1,736; net-worth ratio 20.60%; health rank #3,806 of 4,374; healthier than 12th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,806 of 4,374 health · 2025Q4Livingston Parish · health 66/100 · $11.6M · 2025Q4
Call Report peers
Livingston Parish in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Livingston Parish vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Livingston Parish sits in 65-69 with 275 others.
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Livingston Parish
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +5.74 pp (20.60% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.36 pp (51.44% vs 59.80%).
Livingston Parish: in-state Call Report ranks
- Louisiana health ordinal: #105 of 138.
- By total assets, Livingston Parish is #83 of 138 in Louisiana.
- Member book place in Louisiana: #77 of 138.
- One place up in Louisiana, Pan Amoco (#104) scores 67/100, 1 point higher; one place down, BOSSIER (#106) ties at 66/100.
Livingston Parish Call Report trajectory
Livingston Parish: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.9% from $11.6M (2025Q4) to $11.5M (2026Q1).
- Net-worth ratio shifted +0.23 pp (20.37% → 20.60%).
At 20.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
Livingston Parish gives up 34 points in total. Delinquency Rate costs the most, 22.9 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 2.1 pts
- Return on Assets 15.0 pts
- Member Growth 8.2 pts
- Loan-to-Share Ratio 10.7 pts
Livingston Parish vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.60% | +5.74 pp |
| Delinquency Rate | 3.66% | +2.51 pp |
| Return on Assets | 0.70% | -0.00 pp |
| Member Growth | -0.46% | - |
| Loan-to-Share Ratio | 51.44% | -8.36 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Livingston Parish quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.5M | - |
| 2025Q4 | $11.6M | 1,736 |
| 2024Q4 | $11.3M | 1,744 |
| 2023Q4 | $10.4M | 1,764 |
Credit Union Details
- Charter Number
- 19295
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- DENHAM SPRINGS
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Livingston Parish runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | Denham Springs, LA |
| Fidelity national Information Service | Charlotte, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
Cross-state Call Report peers for Livingston Parish
Similar total assets
Similar health score
Using this data
- Livingston Parish ranks #3,806 of 4,374 nationally on financial health and #105 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 3rd District Highway is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 3rd District Highway
Frequently Asked Questions
Is Livingston Parish financially healthy?
Livingston Parish has a financial health score of 66/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,806 of 4,374 nationally on health and #105 of 138 in Louisiana. Its net worth ratio is 20.60% and its delinquency rate 3.66%.
How does Livingston Parish compare to other credit unions?
Livingston Parish scores 66/100, higher than 12% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (20.60% vs 14.86%). Its widest shortfall is loan-to-share ratio (51.44% vs 59.80%).
How can I join Livingston Parish?
Livingston Parish operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Livingston Parish directly for the exact boundaries and application steps.
Is my money safe at Livingston Parish?
Livingston Parish is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Livingston Parish's net worth ratio of 20.60% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.