Federal credit union · METAIRIE, Louisiana · NCUA charter #10393
Electrical Workers Local 130
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $3.5M
- Total assets
- 1,479
- Members
- 14.6%
- Net-worth ratio
Electrical Workers Local 130 scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.5M; members 1,479; net-worth ratio 14.60%; health rank #2,405 of 4,374; healthier than 43rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,405 of 4,374 health · 2025Q4Electrical Workers Local 130 · health 82/100 · $3.5M · 2025Q4
- RANK 82/100
- PHOTO 14.6%
- BOOK 1.40%
- CHARTER 0.21%
- NCUSIF $3.5M
- CAMELS 1,479
- HEALTH #2,405/4,374
- NW n/a
- DELQ 10393
Call Report peers
Electrical Workers Local 130 carries $3.5M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Electrical Workers Local 130 vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Electrical Workers Local 130 - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #10393. See our deposit-insurance coverage note.
Electrical Workers Local 130: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 80.79% vs peer 63.60% (+17.19 pp).
- Net Worth Ratio trails the peer set - 14.60% here, 19.06% peer average (-4.46 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Electrical Workers Local 130 sits in Louisiana
- In Louisiana, health place is #52 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #112 of 138.
- Membership ranks #87 of 138 among Louisiana CUs with a reported count (1,479 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Electrical Workers Local 130
Electrical Workers Local 130: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -5.7% from $3.5M (2025Q4) to $3.3M (2026Q1).
- Net-worth ratio shifted +0.57 pp (14.03% → 14.60%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 14.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.0 pts
- Return on Assets 10.6 pts
- Member Growth 9.3 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for Electrical Workers Local 130
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.60% | -4.46 pp |
| Delinquency Rate | 1.40% | -0.41 pp |
| Return on Assets | 0.21% | -0.24 pp |
| Member Growth | 0.27% | - |
| Loan-to-Share Ratio | 80.79% | +17.19 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.3M | - |
| 2025Q4 | $3.5M | 1,479 |
| 2024Q4 | $3.9M | 1,475 |
| 2023Q4 | $4.2M | 1,444 |
Credit Union Details
- Charter Number
- 10393
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- METAIRIE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Electrical Workers Local 130 runs one office.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | METAIRIE, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- N.O. PORT COMMISSION EMPLOYEESNew Orleans, LA · $2M–$10M63Health
- LOUISIANA MACHINERY EMPLOYEESMonroe, LA · $2M–$10M86Health
- WEST MONROEWest Monroe, LA · $2M–$10M27Health
- COAST GUARD EMPLOYEESNew Orleans, LA · $2M–$10M57Health
- CONCORDIA PARISH SCHOOL EMPFERRIDAY, LA · $2M–$10M78Health
Compare Electrical Workers Local 130 vs N.O. PORT COMMISSION EMPLOYEES
Cross-state Call Report peers for Electrical Workers Local 130
Cross-state asset and health neighbours for Electrical Workers Local 130 - kept outside Louisiana; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Electrical Workers Local 130 ranks #2,405 of 4,374 nationally on financial health and #52 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- N.O. Port Commission Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with N.O. Port Commission Employees
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Electrical Workers Local 130 financially healthy?
Electrical Workers Local 130 scores 82/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,405 of 4,374; by total assets it ranks #4,005 of 4,374 nationally (same basis as /rankings/largest); and #112 of 138 within Louisiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 14.60% net worth ratio and a 1.40% delinquency rate.
How does Electrical Workers Local 130 compare to other credit unions?
On PlainCU's health composite, Electrical Workers Local 130 lands at 82/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Electrical Workers Local 130?
Electrical Workers Local 130 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Electrical Workers Local 130 directly for the exact boundaries and application steps.
Is my money safe at Electrical Workers Local 130?
Federal credit unions like Electrical Workers Local 130 are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Electrical Workers Local 130's net worth ratio of 14.60% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Electrical Workers Local 130 offer compared to banks?
Credit unions like Electrical Workers Local 130 are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Electrical Workers Local 130 directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.