Federal credit union · METAIRIE, Louisiana · NCUA charter #10393
Electrical Workers Local 130
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $3.5M
- Total assets
- 1,479
- Members
- 14.6%
- Net-worth ratio
Electrical Workers Local 130 scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.5M; members 1,479; net-worth ratio 14.60%; health rank #2,405 of 4,374; healthier than 43rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,405 of 4,374 health · 2025Q4Electrical Workers Local 130 · health 82/100 · $3.5M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Electrical Workers Local 130 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Electrical Workers Local 130 sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Electrical Workers Local 130: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 80.79% vs peer 63.60% (+17.19 pp).
- Net Worth Ratio trails the peer set - 14.60% here, 19.06% peer average (-4.46 pp).
Where Electrical Workers Local 130 sits in Louisiana
- In Louisiana, health place is #52 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #112 of 138.
- Membership ranks #87 of 138 among Louisiana CUs with a reported count (1,479 members).
- One place up in Louisiana, Rapides General Hospital Empl (#51) ties at 82/100; one place down, Alexandria Municipal Employees (#53) ties at 82/100.
Quarter path for Electrical Workers Local 130
Electrical Workers Local 130: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -5.7% from $3.5M (2025Q4) to $3.3M (2026Q1).
- Net-worth ratio shifted +0.57 pp (14.03% → 14.60%).
At 14.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Electrical Workers Local 130 gives up 18 points in total. Delinquency Rate costs the most, 8 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.0 pts
- Return on Assets 10.6 pts
- Member Growth 9.3 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for Electrical Workers Local 130
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.60% | -4.46 pp |
| Delinquency Rate | 1.40% | -0.41 pp |
| Return on Assets | 0.21% | -0.24 pp |
| Member Growth | 0.27% | - |
| Loan-to-Share Ratio | 80.79% | +17.19 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.3M | - |
| 2025Q4 | $3.5M | 1,479 |
| 2024Q4 | $3.9M | 1,475 |
| 2023Q4 | $4.2M | 1,444 |
Credit Union Details
- Charter Number
- 10393
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- METAIRIE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Electrical Workers Local 130 runs one office.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | METAIRIE, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- N.O. PORT COMMISSION EMPLOYEESNew Orleans, LA · $2M–$10M63Health
- LOUISIANA MACHINERY EMPLOYEESMonroe, LA · $2M–$10M86Health
- WEST MONROEWest Monroe, LA · $2M–$10M27Health
- COAST GUARD EMPLOYEESNew Orleans, LA · $2M–$10M57Health
- CONCORDIA PARISH SCHOOL EMPFERRIDAY, LA · $2M–$10M78Health
Compare Electrical Workers Local 130 vs N.O. PORT COMMISSION EMPLOYEES
Cross-state Call Report peers for Electrical Workers Local 130
Similar health score
Using this data
- Electrical Workers Local 130 ranks #2,405 of 4,374 nationally on financial health and #52 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- N.O. Port Commission Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with N.O. Port Commission Employees
Frequently Asked Questions
Is Electrical Workers Local 130 financially healthy?
Electrical Workers Local 130 has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,405 of 4,374 nationally on health and #52 of 138 in Louisiana. Its net worth ratio is 14.60% and its delinquency rate 1.40%.
How does Electrical Workers Local 130 compare to other credit unions?
Electrical Workers Local 130 scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (80.79% vs 63.60%). Its widest shortfall is net worth ratio (14.60% vs 19.06%).
How can I join Electrical Workers Local 130?
Electrical Workers Local 130 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Electrical Workers Local 130 directly for the exact boundaries and application steps.
Is my money safe at Electrical Workers Local 130?
Electrical Workers Local 130 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Electrical Workers Local 130's net worth ratio of 14.60% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.