Federal credit union · NEW ORLEANS, Louisiana · NCUA charter #20842
UNO
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $37.0M
- Total assets
- 4,286
- Members
- 20.3%
- Net-worth ratio
UNO scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $37.0M; members 4,286; net-worth ratio 20.30%; health rank #881 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#881 of 4,374 health · 2025Q4UNO · health 91/100 · $37.0M · 2025Q4
- PHOTO 91/100
- BOOK 20.3%
- CHARTER 0.95%
- NCUSIF 1.68%
- CAMELS $37.0M
- HEALTH 4,286
- NW #881/4,374
- DELQ Nashville Firemen's
- ROA 20842
Call Report peers
UNO in the assets neighbourhood
UNO's $37.0M assets sit next to Nashville Firemen's ($37.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
UNO vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
UNO - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #20842, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where UNO diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 87.11% here, 59.80% peer average (+27.31 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where UNO sits in Louisiana
- In Louisiana, health place is #23 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #57 of 138.
- Louisiana membership ordinal: #50 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for UNO
UNO: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.9% from $37.0M (2025Q4) to $37.3M (2026Q1).
- Net-worth ratio shifted +0.07 pp (20.23% → 20.30%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
20.30% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.5 pts
- Return on Assets 15.0 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for UNO
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.30% | +5.44 pp |
| Delinquency Rate | 0.95% | -0.20 pp |
| Return on Assets | 1.68% | +0.98 pp |
| Member Growth | 1.20% | - |
| Loan-to-Share Ratio | 87.11% | +27.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - UNO
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $37.3M | - |
| 2025Q4 | $37.0M | 4,286 |
| 2024Q4 | $34.6M | 4,235 |
| 2023Q4 | $34.2M | 4,173 |
Credit Union Details
- Charter Number
- 20842
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- NEW ORLEANS
- Data Quarter
- 2025Q4
Branch Locations (2)
UNO operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| UNO FCU MAIN OFFICE (Main Office) | NEW ORLEANS, LA |
| SBPG BRANCH | CHALMETTE, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
UNO nationwide neighbourhoods
Cross-state asset and health neighbours for UNO - kept outside Louisiana; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($37.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- UNO ranks #881 of 4,374 nationally on financial health and #23 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NODA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NODA
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is UNO financially healthy?
UNO has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #881 of 4,374; by total assets it ranks #2,677 of 4,374 nationally (same basis as /rankings/largest); and #57 of 138 within Louisiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 20.30% and delinquency rate of 0.95%.
How does UNO compare to other credit unions?
UNO scores 91/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join UNO?
UNO operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact UNO directly for the exact boundaries and application steps.
Is my money safe at UNO?
Federal credit unions like UNO are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. UNO's net worth ratio of 20.30% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does UNO offer compared to banks?
Credit unions like UNO are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact UNO directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.