Federal credit union · BATON ROUGE, Louisiana · NCUA charter #2068
Southern Teachers & Parents
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $29.6M
- Total assets
- 3,830
- Members
- 8.6%
- Net-worth ratio
Southern Teachers & Parents scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.6M; members 3,830; net-worth ratio 8.63%; health rank #3,132 of 4,374; healthier than 28th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,132 of 4,374 health · 2025Q4Southern Teachers & Parents · health 77/100 · $29.6M · 2025Q4
Call Report peers
Southern Teachers & Parents in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Southern Teachers & Parents vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Southern Teachers & Parents sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Southern Teachers & Parents
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -1.02 pp (0.12% vs 1.15%).
- Loan-to-Share Ratio trails the peer set - 53.17% here, 59.80% peer average (-6.63 pp).
Where Southern Teachers & Parents sits in Louisiana
- Louisiana health ordinal: #74 of 138.
- By total assets, Southern Teachers & Parents is #63 of 138 in Louisiana.
- Louisiana membership ordinal: #52 of 138.
- One place up in Louisiana, First Pioneers (#73) ties at 77/100; one place down, P.H.I. (#75) ties at 77/100.
Southern Teachers & Parents Call Report trajectory
Southern Teachers & Parents: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $29.6M (2025Q4) to $29.6M (2026Q1).
- Net-worth ratio shifted -0.02 pp (8.65% → 8.63%).
This credit union's 8.63% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
Southern Teachers & Parents gives up 23 points in total. Member Growth costs the most, 15 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 26.6 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.2 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.2 pts
Southern Teachers & Parents vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.63% | -6.23 pp |
| Delinquency Rate | 0.12% | -1.02 pp |
| Return on Assets | 0.45% | -0.26 pp |
| Member Growth | -11.20% | - |
| Loan-to-Share Ratio | 53.17% | -6.63 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Southern Teachers & Parents quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $29.6M | - |
| 2025Q4 | $29.6M | 3,830 |
| 2024Q4 | $28.4M | 4,313 |
| 2023Q4 | $29.4M | 4,342 |
Credit Union Details
- Charter Number
- 2068
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- BATON ROUGE
- Data Quarter
- 2025Q4
Branch Locations (3)
Southern Teachers & Parents operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Southern Teachers & Parents FCU (Main Office) | Baton Rouge, LA |
| Southern Teachers & Parents FCU Lafeda Branch | Thibodaux, LA |
| DATA SYSTEMS/SHARETEC | WACO, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- BEAUREGARD SCHOOL EMPLOYEESDERIDDER, LA · $10M–$50M89Health
- CUSACovington, LA · $10M–$50M62Health
- ENGAGENATCHITOCHES, LA · $10M–$50M95Health
- TANGIPAHOA PARISH TEACHERSAMITE, LA · $10M–$50M71Health
- ALEXANDRIA MUNICIPAL EMPLOYEESAlexandria, LA · $10M–$50M82Health
Compare Southern Teachers & Parents vs BEAUREGARD SCHOOL EMPLOYEES
Nationwide credit unions with similar profiles
Using this data
- Southern Teachers & Parents ranks #3,132 of 4,374 nationally on financial health and #74 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Beauregard School Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Beauregard School Employees
Frequently Asked Questions
Is Southern Teachers & Parents financially healthy?
On its 2025Q4 NCUA 5300 filing, Southern Teachers & Parents scores 77/100 (Very Good), with a 8.63% net worth ratio and 0.12% of loans delinquent. It ranks #3,132 of 4,374 nationally on health and #74 of 138 in Louisiana.
How does Southern Teachers & Parents compare to other credit unions?
Southern Teachers & Parents scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.12% vs 1.15%). Its widest shortfall is loan-to-share ratio (53.17% vs 59.80%).
How can I join Southern Teachers & Parents?
Southern Teachers & Parents operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Southern Teachers & Parents directly for the exact boundaries and application steps.
Is my money safe at Southern Teachers & Parents?
Southern Teachers & Parents is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Southern Teachers & Parents's net worth ratio of 8.63% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.