State credit union · Baton Rouge, Louisiana · NCUA charter #62710

PELICAN

Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.

78
Health / 100
$800.8M
Total assets
86,171
Members
8.8%
Net-worth ratio

PELICAN scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $800.8M; members 86,171; net-worth ratio 8.82%; health rank #3,023 of 4,374; healthier than 31st of scored peers.

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#3,023 of 4,374 health · 2025Q4

PELICAN · health 78/100 · $800.8M · 2025Q4

PELICAN in the assets neighbourhood

Heritage Financial$804.6MNational Institutes of Health$804.4MSmart Financial$803.5MAmerica's Christian$801.7MPELICAN (this)$800.8MTrue Sky$799.2M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

PELICAN vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); PELICAN sits in 75-79 with 502 others.

78 31st percentile higher than 31% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where PELICAN diverges from peer averages

  • Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +14.27 pp (98.17% vs 83.90%).
  • Net Worth Ratio trails the peer set - 8.82% here, 11.18% peer average (-2.36 pp).

PELICAN: in-state Call Report ranks

  • Louisiana health ordinal: #69 of 138.
  • Louisiana assets place: #6 of 138.
  • Member book place in Louisiana: #3 of 138.
  • One place up in Louisiana, Concordia Parish School Emp (#68) ties at 78/100; one place down, State Agencies (#70) scores 77/100, 1 point lower.

PELICAN Call Report trajectory

PELICAN: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

650,000,000700,000,000750,000,000800,000,000850,000,000 2023Q42024Q42025Q42026Q1 668,169,034 827,193,590 ▲ +23.8%
  • Assets moved +3.3% from $800.8M (2025Q4) to $827.2M (2026Q1).
  • Net-worth ratio shifted -0.53 pp (9.35% → 8.82%).
Net worth ratio vs. NCUA well-capitalized threshold 58.8%

At 8.82%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 78/100 score is built

PELICAN gives up 22 points in total. Delinquency Rate costs the most, 13.3 of its 25; Member Growth scores full marks.

  • Net Worth Ratio 27.1 pts
  • Delinquency Rate 11.7 pts
  • Return on Assets 12.7 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 11.5 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 8.82% -2.36 pp
Delinquency Rate 2.13% +1.26 pp
Return on Assets 0.34% -0.16 pp
Member Growth 9.34% -
Loan-to-Share Ratio 98.17% +14.27 pp

Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.

Historical Financials

Quarter Assets Members
2026Q1 $827.2M -
2025Q4 $800.8M 86,171
2024Q4 $725.1M 78,811
2023Q4 $668.2M 75,023

Credit Union Details

Charter Number
62710
Type
State
Field of Membership
Other
Peer Group
Over $500M
State
Louisiana
City
Baton Rouge
Data Quarter
2025Q4

Branch Locations (19)

The NCUA branch filing lists 19 physical offices for PELICAN, spread across 16 cities.

Office City
Corporate Headquarters (Main Office) Baton Rouge, LA
Alexandria Alexandria, LA
Mid-City Baton Rouge, LA
Postal Baton Rouge, LA
Covington Covington, LA
Denham Denham Springs, LA
Hammond Hammond, LA
Houma Houma, LA
Jackson Jackson, LA
St. Jules Lafayette, LA
Lake Charles Lake Charles, LA
Monroe - Hospital Monroe, LA
Monroe Monroe, LA
Corp of Engineers New Orleans, LA
St. Landry Opelousas, LA
Pineville Pineville, LA
Prairieville Prairieville, LA
Slidell Slidell, LA
Zachary Zachary, LA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Louisiana

More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.

Compare PELICAN vs LA CAPITOL

Cross-state Call Report peers for PELICAN

Using this data

  • PELICAN ranks #3,023 of 4,374 nationally on financial health and #69 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • La Capitol is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with La Capitol

Frequently Asked Questions

Is PELICAN financially healthy?

PELICAN has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,023 of 4,374 nationally on health and #69 of 138 in Louisiana. Its net worth ratio is 8.82% and its delinquency rate 2.13%.

How does PELICAN compare to other credit unions?

PELICAN scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (98.17% vs 83.90%). Its widest shortfall is net worth ratio (8.82% vs 11.18%).

How can I join PELICAN?

Membership eligibility for PELICAN depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact PELICAN directly for current membership requirements and application steps.

Is my money safe at PELICAN?

PELICAN is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PELICAN's net worth ratio of 8.82% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for PELICAN. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.