Federal credit union · FARMERVILLE, Louisiana · NCUA charter #7301
UNION
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $564K
- Total assets
- 572
- Members
- 22.8%
- Net-worth ratio
UNION scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $564K; members 572; net-worth ratio 22.77%; health rank #3,381 of 4,374; healthier than 21st of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,381 of 4,374 health · 2025Q4UNION · health 73/100 · $564K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
UNION vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); UNION sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where UNION diverges from peer averages
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Loan-to-Share Ratio trails the peer set - 31.39% here, 52.70% peer average (-21.31 pp).
UNION: in-state Call Report ranks
- Health composite ranks #86 of 138 among scored Louisiana credit unions.
- Assets rank #134 of 138 inside Louisiana ($564K reported).
- Louisiana membership ordinal: #117 of 138.
- One place up in Louisiana, G. C. a. (#85) ties at 73/100; one place down, PEOPLE'S (#87) ties at 73/100.
How UNION's 5300 filing moved
UNION: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.7% from $564K (2025Q4) to $596K (2026Q1).
- Net-worth ratio shifted -2.35 pp (25.12% → 22.77%).
This credit union's 22.77% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 73/100 score is built
UNION gives up 27 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 8.4 pts
Call Report ratios for UNION
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.77% | -0.16 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | -3.62% | -3.84 pp |
| Member Growth | 0.53% | - |
| Loan-to-Share Ratio | 31.39% | -21.31 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
UNION quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $596K | - |
| 2025Q4 | $564K | 572 |
| 2024Q4 | $604K | 569 |
| 2023Q4 | $704K | 571 |
Credit Union Details
- Charter Number
- 7301
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Under $2M
- State
- Louisiana
- City
- FARMERVILLE
- Data Quarter
- 2025Q4
Branch Locations (2)
UNION operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Union Federal Credit Union (Main Office) | Farmerville, LA |
| Underground Vaults & Storage | Hutchinson, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
- RICHLAND PARISH SCHOOLSRayville, LA · Under $2M40Health
- AVENUE BAPTIST BROTHERHOODShreveport, LA · Under $2M75Health
- MUNICIPAL EMPLOYEESBOGALUSA, LA · Under $2M68Health
- IMMACULATE HEART OF MARYLafayette, LA · Under $2M55Health
- ST. MARY PARISH SCHOOL EMP.Franklin, LA · Under $2M74Health
Other-state peers near UNION
Similar health score
Using this data
- UNION ranks #3,381 of 4,374 nationally on financial health and #86 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Richland Parish Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Richland Parish Schools
Frequently Asked Questions
Is UNION financially healthy?
UNION has a financial health score of 73/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,381 of 4,374 nationally on health and #86 of 138 in Louisiana. Its net worth ratio is 22.77% and its delinquency rate 0.00%.
How does UNION compare to other credit unions?
UNION scores 73/100, higher than 21% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is loan-to-share ratio (31.39% vs 52.70%).
How can I join UNION?
UNION operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact UNION directly for the exact boundaries and application steps.
Is my money safe at UNION?
UNION is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. UNION's net worth ratio of 22.77% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.