Federal credit union · BATON ROUGE, Louisiana · NCUA charter #9229

NEIGHBORS

Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

67
Health / 100
$1.35B
Total assets
81,266
Members
11.1%
Net-worth ratio
C Letter grade on the five-factor composite

NEIGHBORS scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.35B; members 81,266; net-worth ratio 11.06%; health rank #3,768 of 4,374; healthier than 13th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#3,768 of 4,374 health · 2025Q4

NEIGHBORS · health 67/100 · $1.35B · 2025Q4

  • NCUSIF 67/100
  • CAMELS 11.1%
  • HEALTH 1.60%
  • NW -0.67%
  • DELQ $1.35B
  • ROA 81,266
  • ASSETS #3,768/4,374
  • MEM TELHIO
  • RANK 9229

Call Report peers

NEIGHBORS in the assets neighbourhood

VIBE$1.36BFirst Financial of Maryland$1.36BDIRECTIONS$1.36BTELHIO$1.35BNEIGHBORS (this)$1.35BEducational Systems$1.34B
Nearest other-state credit unions by total assets (NCUA 5300)

NEIGHBORS's $1.35B assets sit next to TELHIO ($1.35B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

NEIGHBORS vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

67 13th percentile higher than 13% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

NEIGHBORS - Share Insurance Coverage

Below: composite supervisory bracket and risk-based capital for charter #9229, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.

NCUSIF coverage gauge for NEIGHBORS Share insurance under NCUSIF covers up to $250,000 per share owner. NEIGHBORS holds approximately $1.2B in member shares. Composite CAMELS rating bracket 2 (Satisfactory). Risk-based capital ratio 11.1 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 2 · Satisfactory RBC ratio 11.1% · $1.2B member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

NEIGHBORS vs Over $500M peers

  • Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +8.45 pp (92.35% vs 83.90%).
  • Return on Assets trails the peer set - -0.67% here, 0.51% peer average (-1.18 pp).

Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Where NEIGHBORS sits in Louisiana

  • In Louisiana, health place is #103 of 138 on the same NCUA-ratio sort used nationally.
  • Louisiana assets place: #2 of 138.
  • Membership ranks #4 of 138 among Louisiana CUs with a reported count (81,266 members).

In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

How NEIGHBORS's 5300 filing moved

NEIGHBORS: total assets by quarter

4 Call Report filings on this page's own vintage chain

1,100,000,0001,200,000,0001,300,000,0001,400,000,0001,500,000,000 2023Q42024Q42025Q42026Q1 1,214,067,011 1,400,295,648 ▲ +15.3%
  • Assets moved +3.7% from $1.35B (2025Q4) to $1.40B (2026Q1).
  • Net-worth ratio shifted -0.34 pp (11.40% → 11.06%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 73.7%

At 11.06%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 67/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 67.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 15.5 pts
  • Return on Assets 0.0 pts
  • Member Growth 7.9 pts
  • Loan-to-Share Ratio 13.6 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 11.06% -0.12 pp
Delinquency Rate 1.60% +0.72 pp
Return on Assets -0.67% -1.18 pp
Member Growth -0.62% -
Loan-to-Share Ratio 92.35% +8.45 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).

Call Report history - NEIGHBORS

Quarter Assets Members
2026Q1 $1.40B -
2025Q4 $1.35B 81,266
2024Q4 $1.30B 81,775
2023Q4 $1.21B 81,637

Credit Union Details

Charter Number
9229
Type
Federal
Field of Membership
Community
Peer Group
Over $500M
State
Louisiana
City
BATON ROUGE
Data Quarter
2025Q4

Branch Locations (12)

NEIGHBORS operates 12 offices across 7 cities, per its most recent NCUA branch filing.

Office City
Perkins (Main Office) Baton Rouge, LA
Goodwood Baton Rouge, LA
Howell Baton Rouge, LA
Coursey Baton Rouge, LA
Central Baton Rouge, LA
Central High School Baton Rouge, LA
Denham Springs Denham Springs, LA
Acadiana High School Lafayette, LA
Brusly Port Allen, LA
Prairieville Prairieville, LA
Walker Walker, LA
Zachary Zachary, LA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Louisiana

Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.

Compare NEIGHBORS vs EFCU FINANCIAL

Cross-state Call Report peers for NEIGHBORS

Cross-state asset and health neighbours for NEIGHBORS - kept outside Louisiana; in-state CUs stay in the Nearby block.

Similar health score

Nearest other-state credit unions by five-factor health composite (67/100 here).

B-M S 67 · NJ Hoboken N J Police 67 · NJ Willow Island 67 · WV Quindaro Homes 67 · KS

Using this data

  • NEIGHBORS ranks #3,768 of 4,374 nationally on financial health and #103 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Efcu Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Efcu Financial
  • Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is NEIGHBORS financially healthy?

A 11.06% net worth ratio and a 1.60% delinquency rate feed into NEIGHBORS's financial health score of 67/100 (Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,768 of 4,374; by total assets it ranks #369 of 4,374 nationally (same basis as /rankings/largest); and #2 of 138 within Louisiana. The scale: above 80 excellent, below 50 warrants closer monitoring.

How does NEIGHBORS compare to other credit unions?

67/100 is NEIGHBORS's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join NEIGHBORS?

NEIGHBORS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NEIGHBORS directly for the exact boundaries and application steps.

Is my money safe at NEIGHBORS?

Federal credit unions like NEIGHBORS are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NEIGHBORS's net worth ratio of 11.06% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does NEIGHBORS offer compared to banks?

Credit unions like NEIGHBORS are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact NEIGHBORS directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sources

Related

How health scores work →

Data sourced from the NCUA 5300 Call Report (2025Q4) for NEIGHBORS. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.