Federal credit union · BATON ROUGE, Louisiana · NCUA charter #9229
NEIGHBORS
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $1.35B
- Total assets
- 81,266
- Members
- 11.1%
- Net-worth ratio
NEIGHBORS scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.35B; members 81,266; net-worth ratio 11.06%; health rank #3,768 of 4,374; healthier than 13th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,768 of 4,374 health · 2025Q4NEIGHBORS · health 67/100 · $1.35B · 2025Q4
Call Report peers
NEIGHBORS in the assets neighbourhood
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NEIGHBORS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NEIGHBORS sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
NEIGHBORS vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +8.45 pp (92.35% vs 83.90%).
- Return on Assets trails the peer set - -0.67% here, 0.51% peer average (-1.18 pp).
Where NEIGHBORS sits in Louisiana
- In Louisiana, health place is #103 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #2 of 138.
- Membership ranks #4 of 138 among Louisiana CUs with a reported count (81,266 members).
- One place up in Louisiana, IBERVILLE (#102) ties at 67/100; one place down, Pan Amoco (#104) ties at 67/100.
How NEIGHBORS's 5300 filing moved
NEIGHBORS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $1.35B (2025Q4) to $1.40B (2026Q1).
- Net-worth ratio shifted -0.34 pp (11.40% → 11.06%).
At 11.06%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 67/100 score is built
NEIGHBORS gives up 33 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.5 pts
- Return on Assets 0.0 pts
- Member Growth 7.9 pts
- Loan-to-Share Ratio 13.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.06% | -0.12 pp |
| Delinquency Rate | 1.60% | +0.72 pp |
| Return on Assets | -0.67% | -1.18 pp |
| Member Growth | -0.62% | - |
| Loan-to-Share Ratio | 92.35% | +8.45 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - NEIGHBORS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.40B | - |
| 2025Q4 | $1.35B | 81,266 |
| 2024Q4 | $1.30B | 81,775 |
| 2023Q4 | $1.21B | 81,637 |
Credit Union Details
- Charter Number
- 9229
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Louisiana
- City
- BATON ROUGE
- Data Quarter
- 2025Q4
Branch Locations (12)
NEIGHBORS operates 12 offices across 7 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Perkins (Main Office) | Baton Rouge, LA |
| Goodwood | Baton Rouge, LA |
| Howell | Baton Rouge, LA |
| Coursey | Baton Rouge, LA |
| Central | Baton Rouge, LA |
| Central High School | Baton Rouge, LA |
| Denham Springs | Denham Springs, LA |
| Acadiana High School | Lafayette, LA |
| Brusly | Port Allen, LA |
| Prairieville | Prairieville, LA |
| Walker | Walker, LA |
| Zachary | Zachary, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Cross-state Call Report peers for NEIGHBORS
Using this data
- NEIGHBORS ranks #3,768 of 4,374 nationally on financial health and #103 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Efcu Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Efcu Financial
Frequently Asked Questions
Is NEIGHBORS financially healthy?
NEIGHBORS has a financial health score of 67/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,768 of 4,374 nationally on health and #103 of 138 in Louisiana. Its net worth ratio is 11.06% and its delinquency rate 1.60%.
How does NEIGHBORS compare to other credit unions?
NEIGHBORS scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (92.35% vs 83.90%). Its widest shortfall is return on assets (-0.67% vs 0.51%).
How can I join NEIGHBORS?
NEIGHBORS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NEIGHBORS directly for the exact boundaries and application steps.
Is my money safe at NEIGHBORS?
NEIGHBORS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NEIGHBORS's net worth ratio of 11.06% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.