Federal credit union · SULPHUR, Louisiana · NCUA charter #8967
Davison Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $4.6M
- Total assets
- 647
- Members
- 24.2%
- Net-worth ratio
Davison Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.6M; members 647; net-worth ratio 24.20%; health rank #1,547 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,547 of 4,374 health · 2025Q4Davison Employees · health 87/100 · $4.6M · 2025Q4
- ROA 87/100
- ASSETS 24.2%
- MEM 0.37%
- RANK 0.77%
- PHOTO $4.6M
- BOOK 647
- CHARTER #1,547/4,374
- NCUSIF n/a
- CAMELS 8967
Call Report peers
Davison Employees carries $4.6M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Davison Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Davison Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #8967 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Davison Employees diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 86.38% here, 63.60% peer average (+22.78 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Davison Employees in Louisiana
- Louisiana health ordinal: #36 of 138.
- Louisiana assets place: #106 of 138.
- Member book place in Louisiana: #114 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Davison Employees
Davison Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -4.8% from $4.6M (2025Q4) to $4.3M (2026Q1).
- Net-worth ratio shifted +1.37 pp (22.83% → 24.20%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 24.20%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.0 pts
- Loan-to-Share Ratio 15.0 pts
Davison Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.20% | +5.14 pp |
| Delinquency Rate | 0.37% | -1.44 pp |
| Return on Assets | 0.77% | +0.32 pp |
| Member Growth | -3.86% | - |
| Loan-to-Share Ratio | 86.38% | +22.78 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Davison Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.3M | - |
| 2025Q4 | $4.6M | 647 |
| 2024Q4 | $4.7M | 673 |
| 2023Q4 | $4.7M | 670 |
Credit Union Details
- Charter Number
- 8967
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- SULPHUR
- Data Quarter
- 2025Q4
Branch Location
Davison Employees operates a single office in Sulphur, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Davison Employees FCU (Main Office) | Sulphur, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Davison Employees nationwide neighbourhoods
Cross-state asset and health neighbours for Davison Employees - kept outside Louisiana; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Davison Employees ranks #1,547 of 4,374 nationally on financial health and #36 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Orleans Parish Sheriff's is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Orleans Parish Sheriff's
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Davison Employees financially healthy?
A 24.20% net worth ratio and a 0.37% delinquency rate feed into Davison Employees's financial health score of 87/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,547 of 4,374; by total assets it ranks #3,927 of 4,374 nationally (same basis as /rankings/largest); and #106 of 138 within Louisiana. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Davison Employees compare to other credit unions?
87/100 is Davison Employees's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Davison Employees?
Davison Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Davison Employees directly for the exact boundaries and application steps.
Is my money safe at Davison Employees?
Federal credit unions like Davison Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Davison Employees's net worth ratio of 24.20% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Davison Employees offer compared to banks?
Credit unions like Davison Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Davison Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.