Federal credit union · HARAHAN, Louisiana · NCUA charter #13271
Jefferson Parish Employees
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $162.7M
- Total assets
- 14,175
- Members
- 13.4%
- Net-worth ratio
Jefferson Parish Employees scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $162.7M; members 14,175; net-worth ratio 13.36%; health rank #240 of 4,374; healthier than 93rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#240 of 4,374 health · 2025Q4Jefferson Parish Employees · health 96/100 · $162.7M · 2025Q4
- RANK 96/100
- PHOTO 13.4%
- BOOK 0.34%
- CHARTER 0.51%
- NCUSIF $162.7M
- CAMELS 14,175
- HEALTH #240/4,374
- NW Greater Woodlawn
- DELQ 13271
Call Report peers
Jefferson Parish Employees in the assets neighbourhood
Jefferson Parish Employees's $162.7M assets sit next to Greater Woodlawn ($162.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Jefferson Parish Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Jefferson Parish Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #13271 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Jefferson Parish Employees
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +8.51 pp (80.71% vs 72.20%).
- Widest shortfall vs peers is Return on Assets: -0.11 pp (0.51% vs 0.62%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Jefferson Parish Employees: in-state Call Report ranks
- In Louisiana, health place is #6 of 138 on the same NCUA-ratio sort used nationally.
- By total assets, Jefferson Parish Employees is #21 of 138 in Louisiana.
- Membership ranks #22 of 138 among Louisiana CUs with a reported count (14,175 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Jefferson Parish Employees's 5300 filing moved
Jefferson Parish Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $162.7M (2025Q4) to $165.2M (2026Q1).
- Net-worth ratio shifted -0.06 pp (13.42% → 13.36%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.36%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 96/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 96.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.1 pts
- Loan-to-Share Ratio 14.9 pts
Jefferson Parish Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.36% | +1.25 pp |
| Delinquency Rate | 0.34% | -0.55 pp |
| Return on Assets | 0.51% | -0.11 pp |
| Member Growth | 1.77% | - |
| Loan-to-Share Ratio | 80.71% | +8.51 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Jefferson Parish Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $165.2M | - |
| 2025Q4 | $162.7M | 14,175 |
| 2024Q4 | $155.9M | 13,929 |
| 2023Q4 | $144.5M | 13,565 |
Credit Union Details
- Charter Number
- 13271
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Louisiana
- City
- HARAHAN
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for Jefferson Parish Employees, spread across 5 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Harahan, LA |
| General Government Building | Gretna, LA |
| Kenner Branch | Kenner, LA |
| Odom Branch | Marrero, LA |
| East Jefferson General Hospital Branch | Metairie, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Jefferson Parish Employees
Jefferson Parish Employees's nationwide photo peers by assets and by health score, excluding Louisiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($162.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (96/100 here).
Using this data
- Jefferson Parish Employees ranks #240 of 4,374 nationally on financial health and #6 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WYMAR is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WYMAR
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Jefferson Parish Employees financially healthy?
A 13.36% net worth ratio and a 0.34% delinquency rate feed into Jefferson Parish Employees's financial health score of 96/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #240 of 4,374; by total assets it ranks #1,434 of 4,374 nationally (same basis as /rankings/largest); and #21 of 138 within Louisiana. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Jefferson Parish Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce Jefferson Parish Employees's 96/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Jefferson Parish Employees?
Jefferson Parish Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Jefferson Parish Employees directly for the current list of qualifying groups.
Is my money safe at Jefferson Parish Employees?
Federal credit unions like Jefferson Parish Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jefferson Parish Employees's net worth ratio of 13.36% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Jefferson Parish Employees offer compared to banks?
Credit unions like Jefferson Parish Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Jefferson Parish Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.