Federal credit union · Shreveport, Louisiana · NCUA charter #3212
ANECA
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $253.8M
- Total assets
- 10,582
- Members
- 12.5%
- Net-worth ratio
ANECA scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $253.8M; members 10,582; net-worth ratio 12.52%; health rank #3,404 of 4,374; healthier than 21st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,404 of 4,374 health · 2025Q4ANECA · health 73/100 · $253.8M · 2025Q4
- MEM 73/100
- RANK 12.5%
- PHOTO 1.59%
- BOOK 0.08%
- CHARTER $253.8M
- NCUSIF 10,582
- CAMELS #3,404/4,374
- HEALTH EDIFI
- NW 3212
ANECA in the assets neighbourhood
ANECA's $253.8M assets sit next to EDIFI ($253.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ANECA vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ANECA - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #3212: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for ANECA
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +44.38 pp (116.58% vs 72.20%).
- Largest lag: Delinquency Rate at 1.59% vs peer 0.89% (+0.70 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
ANECA: in-state Call Report ranks
- Louisiana health ordinal: #89 of 138.
- By total assets, ANECA is #16 of 138 in Louisiana.
- Membership ranks #26 of 138 among Louisiana CUs with a reported count (10,582 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
ANECA Call Report trajectory
ANECA: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.5% from $253.8M (2025Q4) to $267.7M (2026Q1).
- Net-worth ratio shifted -0.52 pp (13.04% → 12.52%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.52%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 73/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 73.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.5 pts
- Return on Assets 8.1 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 4.4 pts
Call Report ratios for ANECA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.52% | +0.41 pp |
| Delinquency Rate | 1.59% | +0.70 pp |
| Return on Assets | 0.08% | -0.54 pp |
| Member Growth | 8.08% | - |
| Loan-to-Share Ratio | 116.58% | +44.38 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
ANECA filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $267.7M | - |
| 2025Q4 | $253.8M | 10,582 |
| 2024Q4 | $236.4M | 9,791 |
| 2023Q4 | $219.8M | 9,336 |
Credit Union Details
- Charter Number
- 3212
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $100M–$500M
- State
- Louisiana
- City
- Shreveport
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, ANECA runs 5 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Shreveport, LA |
| Bossier Branch | Bossier City, LA |
| Airline | Bossier City, LA |
| Mansfield Road | Shreveport, LA |
| Bellmeade | Shreveport, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
ANECA's nationwide photo peers by assets and by health score, excluding Louisiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($253.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (73/100 here).
Using this data
- ANECA ranks #3,404 of 4,374 nationally on financial health and #89 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MERITUS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MERITUS
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is ANECA financially healthy?
ANECA has a financial health score of 73/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,404 of 4,374; by total assets it ranks #1,129 of 4,374 nationally (same basis as /rankings/largest); and #16 of 138 within Louisiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.52% and delinquency rate of 1.59%.
How does ANECA compare to other credit unions?
On PlainCU's health composite, ANECA lands at 73/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join ANECA?
ANECA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ANECA directly for the exact boundaries and application steps.
Is my money safe at ANECA?
Federal credit unions like ANECA are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ANECA's net worth ratio of 12.52% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does ANECA offer compared to banks?
Credit unions like ANECA are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact ANECA directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.