Federal credit union · Shreveport, Louisiana · NCUA charter #3212
ANECA
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $253.8M
- Total assets
- 10,582
- Members
- 12.5%
- Net-worth ratio
ANECA scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $253.8M; members 10,582; net-worth ratio 12.52%; health rank #3,404 of 4,374; healthier than 21st of scored peers.
Federal Call Report extract
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ANECA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ANECA sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for ANECA
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +44.38 pp (116.58% vs 72.20%).
- Largest lag: Delinquency Rate at 1.59% vs peer 0.89% (+0.70 pp).
ANECA: in-state Call Report ranks
- Louisiana health ordinal: #89 of 138.
- By total assets, ANECA is #16 of 138 in Louisiana.
- Membership ranks #26 of 138 among Louisiana CUs with a reported count (10,582 members).
- One place up in Louisiana, River Region (#88) ties at 73/100; one place down, CSE (#90) scores 72/100, 1 point lower.
ANECA Call Report trajectory
ANECA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.5% from $253.8M (2025Q4) to $267.7M (2026Q1).
- Net-worth ratio shifted -0.52 pp (13.04% → 12.52%).
At 12.52%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 73/100 score is built
ANECA gives up 27 points in total. Loan-to-Share Ratio costs the most, 10.7 of its 15; Net Worth Ratio and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.5 pts
- Return on Assets 8.1 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 4.4 pts
Call Report ratios for ANECA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.52% | +0.41 pp |
| Delinquency Rate | 1.59% | +0.70 pp |
| Return on Assets | 0.08% | -0.54 pp |
| Member Growth | 8.08% | - |
| Loan-to-Share Ratio | 116.58% | +44.38 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
ANECA filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $267.7M | - |
| 2025Q4 | $253.8M | 10,582 |
| 2024Q4 | $236.4M | 9,791 |
| 2023Q4 | $219.8M | 9,336 |
Credit Union Details
- Charter Number
- 3212
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $100M–$500M
- State
- Louisiana
- City
- Shreveport
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, ANECA runs 5 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Shreveport, LA |
| Bossier Branch | Bossier City, LA |
| Airline | Bossier City, LA |
| Mansfield Road | Shreveport, LA |
| Bellmeade | Shreveport, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
Other federally-insured credit unions in Louisiana, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- ANECA ranks #3,404 of 4,374 nationally on financial health and #89 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MERITUS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MERITUS
Frequently Asked Questions
Is ANECA financially healthy?
ANECA has a financial health score of 73/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,404 of 4,374 nationally on health and #89 of 138 in Louisiana. Its net worth ratio is 12.52% and its delinquency rate 1.59%.
How does ANECA compare to other credit unions?
ANECA scores 73/100, higher than 21% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (116.58% vs 72.20%). Its widest shortfall is delinquency rate (1.59% vs 0.89%).
How can I join ANECA?
ANECA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ANECA directly for the exact boundaries and application steps.
Is my money safe at ANECA?
ANECA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ANECA's net worth ratio of 12.52% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.