State credit union · Lake Charles, Louisiana · NCUA charter #63142
Calcasieu Teachers and Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $60.3M
- Total assets
- 4,620
- Members
- 16.5%
- Net-worth ratio
Calcasieu Teachers and Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $60.3M; members 4,620; net-worth ratio 16.46%; health rank #1,586 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,586 of 4,374 health · 2025Q4Calcasieu Teachers and · health 87/100 · $60.3M · 2025Q4
Call Report peers
Calcasieu Teachers and Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Calcasieu Teachers and Employees vs every NCUA-scored credit union
Calcasieu Teachers and Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Calcasieu Teachers and Employees: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 16.46% vs peer 13.62% (+2.84 pp).
- Largest lag: Loan-to-Share Ratio at 48.96% vs peer 62.60% (-13.64 pp).
Louisiana standing for Calcasieu Teachers and Employees
- In Louisiana, health place is #37 of 138 on the same NCUA-ratio sort used nationally.
- Louisiana assets place: #38 of 138.
- Louisiana membership ordinal: #47 of 138.
- One place up in Louisiana, Davison Employees (#36) ties at 87/100; one place down, Louisiana Catholic (#38) ties at 87/100.
Calcasieu Teachers and Employees: 2025Q4 → 2026Q1
Calcasieu Teachers and Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $60.3M (2025Q4) to $61.8M (2026Q1).
- Net-worth ratio shifted -0.36 pp (16.82% → 16.46%).
This credit union's 16.46% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Calcasieu Teachers and Employees gives up 13 points in total. Member Growth costs the most, 8.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio 10.8 pts
Calcasieu Teachers and health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.46% | +2.84 pp |
| Delinquency Rate | 0.10% | -0.86 pp |
| Return on Assets | 1.17% | +0.52 pp |
| Member Growth | -1.56% | - |
| Loan-to-Share Ratio | 48.96% | -13.64 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Calcasieu Teachers and filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $61.8M | - |
| 2025Q4 | $60.3M | 4,620 |
| 2024Q4 | $56.9M | 4,693 |
| 2023Q4 | $60.5M | 4,790 |
Credit Union Details
- Charter Number
- 63142
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- Lake Charles
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Calcasieu Teachers and Employees runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Lake Charles (Main Office) | Lake Charles, LA |
| Moss Bluff | Moss Bluff, LA |
| Sulphur | Sulphur, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
- UNIVERSITY OF LOUISIANALafayette, LA · $50M–$100M84Health
- FIRST PIONEERSLAFAYETTE, LA · $50M–$100M77Health
- FIRST STREETDERIDDER, LA · $50M–$100M93Health
- POST OFFICE EMPLOYEESShreveport, LA · $50M–$100M81Health
- BATON ROUGE CITY PARISH EMPBATON ROUGE, LA · $50M–$100M83Health
Compare Calcasieu Teachers and Employees vs UNIVERSITY OF LOUISIANA
Nationwide credit unions with similar profiles
Using this data
- Calcasieu Teachers and Employees ranks #1,586 of 4,374 nationally on financial health and #37 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- University of Louisiana is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with University of Louisiana
Frequently Asked Questions
Is Calcasieu Teachers and Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Calcasieu Teachers and Employees scores 87/100 (Excellent), with a 16.46% net worth ratio and 0.10% of loans delinquent. It ranks #1,586 of 4,374 nationally on health and #37 of 138 in Louisiana.
How does Calcasieu Teachers and Employees compare to other credit unions?
Calcasieu Teachers and Employees scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (16.46% vs 13.62%). Its widest shortfall is loan-to-share ratio (48.96% vs 62.60%).
How can I join Calcasieu Teachers and Employees?
Membership eligibility for Calcasieu Teachers and Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Calcasieu Teachers and Employees directly for current membership requirements and application steps.
Is my money safe at Calcasieu Teachers and Employees?
Calcasieu Teachers and Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Calcasieu Teachers and Employees's net worth ratio of 16.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.