Federal credit union · New Orleans, Louisiana · NCUA charter #5839

Southeast Louisiana Veterans Health

Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

98
Health / 100
$3.0M
Total assets
1,007
Members
11.3%
Net-worth ratio
A Letter grade on the five-factor composite

Southeast Louisiana Veterans Health scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.0M; members 1,007; net-worth ratio 11.34%; health rank #109 of 4,374; healthier than 97th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#109 of 4,374 health · 2025Q4

Southeast Louisiana Veteran… · health 98/100 · $3.0M · 2025Q4

  • CAMELS 98/100
  • HEALTH 11.3%
  • NW 0.35%
  • DELQ 1.04%
  • ROA $3.0M
  • ASSETS 1,007
  • MEM #109/4,374
  • RANK n/a
  • PHOTO 5839

Southeast Louisiana Veterans Health carries $3.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Southeast Louisiana Veterans Health vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

98 Top 3% higher than 97% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Southeast Louisiana Veterans Health - Share Insurance Coverage

The 2025Q4 NCUA Call Report puts charter #5839 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.

NCUSIF coverage gauge for Southeast Louisiana Veterans Health Share insurance under NCUSIF covers up to $250,000 per share owner. Southeast Louisiana Veterans Health holds approximately $2.7M in member shares. Composite CAMELS rating bracket 1 (Strong). Risk-based capital ratio 11.3 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 1 · Strong RBC ratio 11.3% · $2.7M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Southeast Louisiana Veterans Health: Call Report deltas vs peers

  • Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +26.40 pp (90.00% vs 63.60%).
  • Largest lag: Net Worth Ratio at 11.34% vs peer 19.06% (-7.72 pp).

Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Southeast Louisiana Veterans Health: in-state Call Report ranks

  • Louisiana health ordinal: #2 of 138.
  • Louisiana assets place: #115 of 138.
  • Louisiana membership ordinal: #98 of 138.

In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

How Southeast Louisiana Veterans Health's 5300 filing moved

Southeast Louisiana Veterans Health: total assets by quarter

4 Call Report filings on this page's own vintage chain

2,600,0002,800,0003,000,0003,200,000 2023Q42024Q42025Q42026Q1 2,788,630 3,133,130 ▲ +12.4%
  • Assets moved +3.2% from $3.0M (2025Q4) to $3.1M (2026Q1).
  • Net-worth ratio shifted -0.30 pp (11.64% → 11.34%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 75.6%

11.34% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 98/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 98.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 13.3 pts
  • Loan-to-Share Ratio 14.7 pts

Southeast Louisiana Veterans Health vs peer ratios

Metric Value vs peer
Net Worth Ratio 11.34% -7.72 pp
Delinquency Rate 0.35% -1.46 pp
Return on Assets 1.04% +0.58 pp
Member Growth 3.60% -
Loan-to-Share Ratio 90.00% +26.40 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).

Call Report history - Southeast Louisiana Veterans Health

Quarter Assets Members
2026Q1 $3.1M -
2025Q4 $3.0M 1,007
2024Q4 $2.8M 972
2023Q4 $2.8M 912

Credit Union Details

Charter Number
5839
Type
Federal
Field of Membership
Low Income
Peer Group
$2M–$10M
State
Louisiana
City
New Orleans
Data Quarter
2025Q4

Branch Location

The NCUA branch filing lists a single physical office for Southeast Louisiana Veterans Health.

Office City
Southeast Louisiana Veterans Healthcare System Federal Credit Union (Main Office) New Orleans, LA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Louisiana

More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.

Compare Southeast Louisiana Veterans Health vs CONCORDIA PARISH SCHOOL EMP

Nationwide credit unions with similar profiles

Southeast Louisiana Veterans Health's nationwide photo peers by assets and by health score, excluding Louisiana charters.

Similar health score

Nearest other-state credit unions by five-factor health composite (98/100 here).

Using this data

  • Southeast Louisiana Veterans Health ranks #109 of 4,374 nationally on financial health and #2 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Concordia Parish School Emp is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Concordia Parish School Emp
  • Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is Southeast Louisiana Veterans Health financially healthy?

Southeast Louisiana Veterans Health has a financial health score of 98/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #109 of 4,374; by total assets it ranks #4,046 of 4,374 nationally (same basis as /rankings/largest); and #115 of 138 within Louisiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.34% and delinquency rate of 0.35%.

How does Southeast Louisiana Veterans Health compare to other credit unions?

PlainCU's health composite puts Southeast Louisiana Veterans Health at 98/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Southeast Louisiana Veterans Health?

Southeast Louisiana Veterans Health carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Southeast Louisiana Veterans Health directly to confirm current membership steps.

Is my money safe at Southeast Louisiana Veterans Health?

Federal credit unions like Southeast Louisiana Veterans Health are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Southeast Louisiana Veterans Health's net worth ratio of 11.34% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Southeast Louisiana Veterans Health offer compared to banks?

Credit unions like Southeast Louisiana Veterans Health are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Southeast Louisiana Veterans Health directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for Southeast Louisiana Veterans Health. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.