Federal credit union · New Orleans, Louisiana · NCUA charter #5839
Southeast Louisiana Veterans Health
Health score 98/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $3.0M
- Total assets
- 1,007
- Members
- 11.6%
- Net-worth ratio
Southeast Louisiana Veterans Health - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #5839 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Southeast Louisiana Veterans Health - Five Health Pillars
Every bar shows this credit union's 0-100 sub-score for one pillar of the composite; weight and add the five and you land on the headline health score above, drawn from the same NCUA 5300 figures with no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)100
- Earnings (ROA)100
- Member growth89
- Liquidity (loan-to-share)100
Weighted composite: 98/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
11.64% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 11.64% | 30% |
| Delinquency Rate | 0.35% | 25% |
| Return on Assets | 1.04% | 15% |
| Member Growth | 3.60% | 15% |
| Loan-to-Share Ratio | 90.00% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $3.0M | 1,007 |
| 2024Q4 | $2.8M | 972 |
| 2023Q4 | $2.8M | 912 |
Credit Union Details
- Charter Number
- 5839
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- Louisiana
- City
- New Orleans
- Data Quarter
- 2025Q4
What This Data Says About Southeast Louisiana Veterans Health
Charter #5839, peer group $2M–$10M, a cohort of 566 similarly-sized institutions: that's Southeast Louisiana Veterans Health, a federal credit union in New Orleans, Louisiana with 1,007 members, $3.0M in total assets, and $2.4M in outstanding loans as of Q4 2025. The five-factor composite scores it 98/100 (Excellent), helped by a net worth ratio of 11.64% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules.
Deposits deployed into lending sit at a 90.00% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Loan quality, meanwhile, shows 0.35% of the book 60+ days past due - the peer group average for $2M–$10M credit unions sits at 1.809%, so this institution is running tighter than peers. Return on assets stands at 1.04% on net income of $31K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 3.60%. All of the above reflects the 2025Q4 quarterly NCUA 5300 Call Report. Who can join depends on the field of membership (currently: Low Income); our disclaimer covers NCUSIF deposit-insurance coverage and how to use this data responsibly.
Nearby Credit Unions in Louisiana
More federally-insured credit unions based in Louisiana, ordered by peer group match and asset size.
- CONCORDIA PARISH SCHOOL EMPFERRIDAY, LA · $2M–$10M78Health
- N.O. PORT COMMISSION EMPLOYEESNew Orleans, LA · $2M–$10M63Health
- ELECTRICAL WORKERS LOCAL 130METAIRIE, LA · $2M–$10M82Health
- T E AHouma, LA · $2M–$10M82Health
- W B R TPort Allen, LA · $2M–$10M68Health
Compare Southeast Louisiana Veterans Health vs CONCORDIA PARISH SCHOOL EMP
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Southeast Louisiana Veterans Health financially healthy?
Southeast Louisiana Veterans Health has a financial health score of 98/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.64% and delinquency rate of 0.35%.
How does Southeast Louisiana Veterans Health compare to other credit unions?
PlainCU's health composite puts Southeast Louisiana Veterans Health at 98/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Southeast Louisiana Veterans Health?
Southeast Louisiana Veterans Health carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Southeast Louisiana Veterans Health directly to confirm current membership steps.
Is my money safe at Southeast Louisiana Veterans Health?
Federal credit unions like Southeast Louisiana Veterans Health are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Southeast Louisiana Veterans Health's net worth ratio of 11.64% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Southeast Louisiana Veterans Health offer compared to banks?
Credit unions like Southeast Louisiana Veterans Health are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Southeast Louisiana Veterans Health directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.