Federal credit union · DERIDDER, Louisiana · NCUA charter #17861
Beauregard School Employees
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $30.2M
- Total assets
- 2,141
- Members
- 12.8%
- Net-worth ratio
Beauregard School Employees scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $30.2M; members 2,141; net-worth ratio 12.82%; health rank #1,250 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,250 of 4,374 health · 2025Q4Beauregard School Employees · health 89/100 · $30.2M · 2025Q4
Call Report peers
Beauregard School Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Beauregard School Employees vs every NCUA-scored credit union
Beauregard School Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Beauregard School Employees
- Loan-to-Share Ratio leads the peer set - 70.16% here, 59.80% peer average (+10.36 pp).
- Net Worth Ratio trails the peer set - 12.82% here, 14.86% peer average (-2.04 pp).
Louisiana standing for Beauregard School Employees
- In Louisiana, health place is #29 of 138 on the same NCUA-ratio sort used nationally.
- Assets rank #62 of 138 inside Louisiana ($30.2M reported).
- Louisiana membership ordinal: #71 of 138.
- One place up in Louisiana, BAYOU (#28) ties at 89/100; one place down, XPLORE (#30) ties at 89/100.
Beauregard School Employees: 2025Q4 → 2026Q1
Beauregard School Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $30.2M (2025Q4) to $30.6M (2026Q1).
- Net-worth ratio shifted +0.04 pp (12.78% → 12.82%).
12.82% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Beauregard School Employees gives up 11 points in total. Member Growth costs the most, 6.2 of its 15; Delinquency Rate and Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.3 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.82% | -2.04 pp |
| Delinquency Rate | 0.50% | -0.64 pp |
| Return on Assets | 0.19% | -0.52 pp |
| Member Growth | -0.09% | - |
| Loan-to-Share Ratio | 70.16% | +10.36 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.6M | - |
| 2025Q4 | $30.2M | 2,141 |
| 2024Q4 | $28.8M | 2,143 |
| 2023Q4 | $30.1M | 2,120 |
Credit Union Details
- Charter Number
- 17861
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- DERIDDER
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Beauregard School Employees.
| Office | City |
|---|---|
| BEAUREGARD SCHOOL EMPLOYEES FCU (Main Office) | DERIDDER, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Beauregard School Employees nationwide neighbourhoods
Using this data
- Beauregard School Employees ranks #1,250 of 4,374 nationally on financial health and #29 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CUSA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CUSA
Frequently Asked Questions
Is Beauregard School Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Beauregard School Employees scores 89/100 (Excellent), with a 12.82% net worth ratio and 0.50% of loans delinquent. It ranks #1,250 of 4,374 nationally on health and #29 of 138 in Louisiana.
How does Beauregard School Employees compare to other credit unions?
Beauregard School Employees scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (70.16% vs 59.80%). Its widest shortfall is net worth ratio (12.82% vs 14.86%).
How can I join Beauregard School Employees?
Beauregard School Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Beauregard School Employees directly for the exact boundaries and application steps.
Is my money safe at Beauregard School Employees?
Beauregard School Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Beauregard School Employees's net worth ratio of 12.82% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.