Federal credit union · DERIDDER, Louisiana · NCUA charter #17861
Beauregard School Employees
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $30.2M
- Total assets
- 2,141
- Members
- 12.8%
- Net-worth ratio
Beauregard School Employees scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $30.2M; members 2,141; net-worth ratio 12.82%; health rank #1,250 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,250 of 4,374 health · 2025Q4Beauregard School Employees · health 89/100 · $30.2M · 2025Q4
- NCUSIF 89/100
- CAMELS 12.8%
- HEALTH 0.50%
- NW 0.19%
- DELQ $30.2M
- ROA 2,141
- ASSETS #1,250/4,374
- MEM PRESTON
- RANK 17861
Call Report peers
Beauregard School Employees in the assets neighbourhood
Beauregard School Employees's $30.2M assets sit next to PRESTON ($30.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Beauregard School Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Beauregard School Employees - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #17861. See our deposit-insurance coverage note.
Peer-gap read for Beauregard School Employees
- Loan-to-Share Ratio leads the peer set - 70.16% here, 59.80% peer average (+10.36 pp).
- Net Worth Ratio trails the peer set - 12.82% here, 14.86% peer average (-2.04 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Louisiana standing for Beauregard School Employees
- In Louisiana, health place is #29 of 138 on the same NCUA-ratio sort used nationally.
- Assets rank #62 of 138 inside Louisiana ($30.2M reported).
- Louisiana membership ordinal: #71 of 138.
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Beauregard School Employees: 2025Q4 → 2026Q1
Beauregard School Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.3% from $30.2M (2025Q4) to $30.6M (2026Q1).
- Net-worth ratio shifted +0.04 pp (12.78% → 12.82%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.82% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.3 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.82% | -2.04 pp |
| Delinquency Rate | 0.50% | -0.64 pp |
| Return on Assets | 0.19% | -0.52 pp |
| Member Growth | -0.09% | - |
| Loan-to-Share Ratio | 70.16% | +10.36 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.6M | - |
| 2025Q4 | $30.2M | 2,141 |
| 2024Q4 | $28.8M | 2,143 |
| 2023Q4 | $30.1M | 2,120 |
Credit Union Details
- Charter Number
- 17861
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Louisiana
- City
- DERIDDER
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Beauregard School Employees.
| Office | City |
|---|---|
| BEAUREGARD SCHOOL EMPLOYEES FCU (Main Office) | DERIDDER, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Beauregard School Employees nationwide neighbourhoods
Two NCUA Call Report peer sets for Beauregard School Employees, both outside Louisiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($30.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Beauregard School Employees ranks #1,250 of 4,374 nationally on financial health and #29 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CUSA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CUSA
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Beauregard School Employees financially healthy?
Yes/no aside, the number is 89/100 (Excellent) - Beauregard School Employees's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,250 of 4,374; by total assets it ranks #2,847 of 4,374 nationally (same basis as /rankings/largest); and #62 of 138 within Louisiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.82% net worth ratio and 0.50% delinquency rate are the key drivers.
How does Beauregard School Employees compare to other credit unions?
89/100 is Beauregard School Employees's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Beauregard School Employees?
Beauregard School Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Beauregard School Employees directly for the exact boundaries and application steps.
Is my money safe at Beauregard School Employees?
Federal credit unions like Beauregard School Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Beauregard School Employees's net worth ratio of 12.82% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Beauregard School Employees offer compared to banks?
Credit unions like Beauregard School Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Beauregard School Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.