Federal credit union · West Monroe, Louisiana · NCUA charter #1725
SEVENFOLD
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $52.8M
- Total assets
- 3,538
- Members
- 13.3%
- Net-worth ratio
SEVENFOLD scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $52.8M; members 3,538; net-worth ratio 13.31%; health rank #2,969 of 4,374; healthier than 31st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,969 of 4,374 health · 2025Q4SEVENFOLD · health 78/100 · $52.8M · 2025Q4
- NCUSIF 78/100
- CAMELS 13.3%
- HEALTH 1.33%
- NW 1.18%
- DELQ $52.8M
- ROA 3,538
- ASSETS #2,969/4,374
- MEM Yuma County
- RANK 1725
Call Report peers
SEVENFOLD in the assets neighbourhood
SEVENFOLD's $52.8M assets sit next to Yuma County ($52.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SEVENFOLD vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SEVENFOLD - Share Insurance Coverage
Charter #1725's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
SEVENFOLD: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Return on Assets: +0.53 pp (1.18% vs 0.66%).
- Largest lag: Loan-to-Share Ratio at 50.79% vs peer 62.60% (-11.81 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Louisiana standing for SEVENFOLD
- Louisiana health ordinal: #67 of 138.
- Louisiana assets place: #46 of 138.
- Membership ranks #57 of 138 among Louisiana CUs with a reported count (3,538 members).
In-state ordinals use the live credit_unions table for LA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
SEVENFOLD Call Report trajectory
SEVENFOLD: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.2% from $52.8M (2025Q4) to $53.5M (2026Q1).
- Net-worth ratio shifted +0.15 pp (13.16% → 13.31%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 78.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.5 pts
- Return on Assets 15.0 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 10.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.31% | -0.31 pp |
| Delinquency Rate | 1.33% | +0.37 pp |
| Return on Assets | 1.18% | +0.53 pp |
| Member Growth | -2.08% | - |
| Loan-to-Share Ratio | 50.79% | -11.81 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - SEVENFOLD
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $53.5M | - |
| 2025Q4 | $52.8M | 3,538 |
| 2024Q4 | $49.0M | 3,613 |
| 2023Q4 | $50.1M | 3,565 |
Credit Union Details
- Charter Number
- 1725
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- West Monroe
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for SEVENFOLD, spread across 2 cities.
| Office | City |
|---|---|
| Sevenfold FCU-Main Office (Main Office) | West Monroe, LA |
| Sevenfold-Branch Office | Monroe, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near SEVENFOLD
Cross-state asset and health neighbours for SEVENFOLD - kept outside Louisiana; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($52.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (78/100 here).
Using this data
- SEVENFOLD ranks #2,969 of 4,374 nationally on financial health and #67 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Post Office Employees' is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Post Office Employees'
- Rates and health both vary by institution, not just by state -- see how Louisiana credit unions compare overall before assuming this one is typical. Louisiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is SEVENFOLD financially healthy?
SEVENFOLD has a financial health score of 78/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,969 of 4,374; by total assets it ranks #2,363 of 4,374 nationally (same basis as /rankings/largest); and #46 of 138 within Louisiana. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 13.31% and delinquency rate of 1.33%.
How does SEVENFOLD compare to other credit unions?
SEVENFOLD scores 78/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join SEVENFOLD?
SEVENFOLD operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SEVENFOLD directly for the exact boundaries and application steps.
Is my money safe at SEVENFOLD?
Federal credit unions like SEVENFOLD are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SEVENFOLD's net worth ratio of 13.31% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does SEVENFOLD offer compared to banks?
Credit unions like SEVENFOLD are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact SEVENFOLD directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.