Federal credit union · West Monroe, Louisiana · NCUA charter #1725
SEVENFOLD
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $52.8M
- Total assets
- 3,538
- Members
- 13.3%
- Net-worth ratio
SEVENFOLD scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $52.8M; members 3,538; net-worth ratio 13.31%; health rank #2,969 of 4,374; healthier than 31st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,969 of 4,374 health · 2025Q4SEVENFOLD · health 78/100 · $52.8M · 2025Q4
Call Report peers
SEVENFOLD in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SEVENFOLD vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SEVENFOLD sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
SEVENFOLD: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Return on Assets: +0.53 pp (1.18% vs 0.66%).
- Largest lag: Loan-to-Share Ratio at 50.79% vs peer 62.60% (-11.81 pp).
Louisiana standing for SEVENFOLD
- Louisiana health ordinal: #67 of 138.
- Louisiana assets place: #46 of 138.
- Membership ranks #57 of 138 among Louisiana CUs with a reported count (3,538 members).
- One place up in Louisiana, Vermilion Employees (#66) ties at 78/100; one place down, Concordia Parish School Emp (#68) ties at 78/100.
SEVENFOLD Call Report trajectory
SEVENFOLD: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $52.8M (2025Q4) to $53.5M (2026Q1).
- Net-worth ratio shifted +0.15 pp (13.16% → 13.31%).
13.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
SEVENFOLD gives up 22 points in total. Member Growth costs the most, 9.7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.5 pts
- Return on Assets 15.0 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 10.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.31% | -0.31 pp |
| Delinquency Rate | 1.33% | +0.37 pp |
| Return on Assets | 1.18% | +0.53 pp |
| Member Growth | -2.08% | - |
| Loan-to-Share Ratio | 50.79% | -11.81 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - SEVENFOLD
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $53.5M | - |
| 2025Q4 | $52.8M | 3,538 |
| 2024Q4 | $49.0M | 3,613 |
| 2023Q4 | $50.1M | 3,565 |
Credit Union Details
- Charter Number
- 1725
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Louisiana
- City
- West Monroe
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for SEVENFOLD, spread across 2 cities.
| Office | City |
|---|---|
| Sevenfold FCU-Main Office (Main Office) | West Monroe, LA |
| Sevenfold-Branch Office | Monroe, LA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Louisiana
A look at other Louisiana credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near SEVENFOLD
Similar total assets
Similar health score
Using this data
- SEVENFOLD ranks #2,969 of 4,374 nationally on financial health and #67 of 138 in LA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Post Office Employees' is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Post Office Employees'
Frequently Asked Questions
Is SEVENFOLD financially healthy?
SEVENFOLD has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,969 of 4,374 nationally on health and #67 of 138 in Louisiana. Its net worth ratio is 13.31% and its delinquency rate 1.33%.
How does SEVENFOLD compare to other credit unions?
SEVENFOLD scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is return on assets (1.18% vs 0.66%). Its widest shortfall is loan-to-share ratio (50.79% vs 62.60%).
How can I join SEVENFOLD?
SEVENFOLD operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SEVENFOLD directly for the exact boundaries and application steps.
Is my money safe at SEVENFOLD?
SEVENFOLD is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SEVENFOLD's net worth ratio of 13.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.